DG ISO CONSTRUCT · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DG ISO CONSTRUCT is 2.4% (moderate). The 2025 annual accounts show equity of €32k and a net result of €3k. Its solvency ranks better than 86% of 1078 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

2 signals · with evidence

Strong solvency vs sector

Solvency is in the sector's strongest quartile: better than 86% of 1078 peers (2025). A comfortable equity buffer.

View the sector comparison

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 20-01-2026, 11 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 30-06. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-06-2025, that is 31-01-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-06-2025	31-01-2026	20-01-2026	11 d early	2026-00013994
30-06-2024	31-01-2025	13-01-2025	18 d early	2025-00004598

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

2.4% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€3k-91.7%

Working capital€31k+11.7%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 20-01-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 41, Construction of buildings · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	75.7%	42.2%	better than 86% of 1078 sector peers
Net result	€3k	€11k	better than 30% of 1079 sector peers
Equity	€32k	€35k	better than 47% of 1080 sector peers
Gross operating margin	€11k	€30k	better than 25% of 1078 sector peers
Total assets	€43k	€96k	better than 22% of 1078 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€10k

-78.8% 24-25

Net profit

€3k

-91.7% 24-25

Cash flow

€6k

-84.3% 24-25

Total assets

€43k

-24.1% 24-25

Equity

€32k

+0.8% 24-25

Working capital

€31k

+11.7% 24-25

Income taxes

€4k

-60.3% 24-25

Dividends

€3k

-48.6% 24-25

Debt

€10k

-57.1% 24-25

Debt ≤ 1y

€10k

-57.1% 24-25

Current ratio

4.01

+86.1% 24-25

Quick ratio

4.01

+86.1% 24-25

Solvency

75.7%

+32.9% 24-25

Debt / equity

0.32

-57.5% 24-25

ROE

8.8%

-91.7% 24-25

ROA

6.6%

-89.0% 24-25

Interest coverage

74.86

-87.3% 24-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€10k
Net profit	€3k
Cash flow	€6k
Staff costs	-
Income taxes	€4k
Dividends	€3k
Total assets	€43k
Equity	€32k
Debt	€10k
of which ≤ 1y	€10k
of which > 1y	-
Working capital	€31k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	4.01
Quick ratio	4.01
Working capital ratio	73.3%
Solvency	75.7%
Debt / equity	0.32
Long-term debt ratio	-
Interest coverage	74.86
Gross margin	-
Net margin	-
ROA	6.6%
ROE	8.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €1k · 2.4% Current assets €42k · 97.7%

Equity & liabilities

Equity €32k · 75.7% Debt €10k · 24.3%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€43k
Fixed assets	21/28	€1k
Tangible fixed assets	22/27	€1k
Current assets	29/58	€42k
Amounts receivable within one year	40/41	€14k
Cash & bank	54/58	€28k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€43k
Equity	10/15	€32k
Contributions / capital	10/11	€3k
Accumulated profits (losses)	14	€29k
Amounts payable	17/49	€10k
Amounts payable within one year	42/48	€10k
Trade debts payable within one year	44	€289
Income statement
Gross operating margin	9900	€11k
Operating result	9901	€7k
Financial charges	65	€135
Result before taxes	9903	€7k
Income taxes	67/77	€4k
Net result for the period	9904	€3k
Result to be appropriated	9905	€3k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

86 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Genestrois (Jem. II) 687012 Mons

Establishment units

1 location

DG ISO CONSTRUCT

Rue Genestrois (Jem. II) 68, 7012 MonsOntwerpen, het maken en het monteren van leidingstelsels inclusief de verdere bewerking van buizen tot leidingen en leidingstelsels onder druk.

since 20222.341.182.793

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area355 m²

Buildings1

Building footprint64 m²

Volume (LiDAR)561 m³

Tallest building10.9 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
53027B0173/00B003	Wallonia	355 m²	1 · 64 m²	10.9 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

75 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 86

Profitability 44

Solvency 100

Growth 52

Stability 94

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