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DG harmoniX

Active
Private limited companyfounded 20251 yr activeAllée Dubois 28, 4052 Chaudfontaine, BelgiumKBO/BCE: BE 1022.208.764

DG harmoniX has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55k and a net result of €49k. Its solvency ranks better than 55% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
85 / 100
Excellent
The score combines four axes. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency99
Growth-
Stability67
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.05), and 38.9% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
61.1%
Return on assets
54.4%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
17 d late
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€55k
Total assets
€90k
Net result
€49k
Working capital
€48k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €90k
Fixed assets €27k
Current assets €64k
Equity and liabilities €90k
Equity €55k
Debt €35k
Debt finances 38.9% of the balance-sheet total.
Key figures and ratios
2025 value
Solvency
61.1%
Current ratio
4.05
Quick ratio
4.05
Debt / equity
0.64
ROE
89.1%
ROA
54.4%
Debt
€35k
Debt ≤ 1 year
€16k
Income taxes
€13k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€90k
Fixed assets21/28€27k
Financial fixed assets28€27k
Current assets29/58€64k
Amounts receivable within one year40/41€19k
Trade receivables40€19k
Cash at bank and in hand54/58€45k
Deferred charges and accrued income490/1€106
Equity and liabilities
Total equity and liabilities10/49€90k
Equity10/15€55k
Contributions10/11€6k
Profit (loss) carried forward14€49k
Amounts payable17/49€35k
Amounts payable within one year42/48€16k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€14k
Taxes450/3€14k
Accrued charges and deferred income492/3€19k
Income statement Code2025
Gross operating margin9900€62k
Operating profit (loss)9901€62k
Financial charges65/66B€130
Recurring financial charges65€130
Profit (loss) for the period before taxes9903€62k
Income taxes67/77€13k
Profit (loss) for the period9904€49k
Profit (loss) for the period to be appropriated9905€49k
Appropriation of the result
Profit (loss) to be appropriated9906€49k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
17-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 17 days late
NBB filing

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2025
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Allée Dubois 284052 Chaudfontaine
Ground area
1,503 m²
Building footprint
118 m²
Volume, LiDAR
699 m³
Parcel 62012A0374/00P000, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DG harmoniX
Allée Dubois 28, 4052 ChaudfontaineBusiness and other management consultancy
since 20252.374.600.481
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62012A0374/00P000 Wallonia 1,503 m² 1 · 118 m² 8.5 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 38,438 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-04-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:dumontgeuzaine@gmail.com
Enterprise
Phone:+32494047146
Enterprise