DF Architectuur
ActiveSummary
DF Architectuur has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22k and a net result of €7k. Its solvency ranks better than 66% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency95▲+3
Growth52
Track record82
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 3.1 against 3.03 in 2024; short-term debt: 29.7% and cash: 72.7% of total assets), and 30.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.7%
Return on assets
23.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
21 d late
2024
22 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€22k▲ 49.6%
2024 · €15k
2024: €15k
2024 → 2025
Total assets
€32k▲ 43.8%
2024 · €22k
2024: €22k
2024 → 2025
Net result
€7k▼ 25.6%
2024 · €10k
2024: €10k
2024 → 2025
Working capital
€20k▲ 33.9%
2024 · €15k
2024: €15k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€15k-€22k▲ 49.6%
Operating result€14k-€11k▼ 22.6%
Net result€10k-€7k▼ 25.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32k
Fixed assets
€3k
Current assets
€30k
Equity and liabilities €32k
Equity
€22k ▲ 49.6%
Debt
€10k ▲ 32.1%
Debt's share of the balance-sheet total falls from 33.0% to 30.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11k
Cash flow
€8k
Current ratio
3.10▲
2024 · 3.03
Debt to equity
0.44▼
2024 · 0.49
ROE
33.2%▼
2024 · 66.7%
ROA
23.1%▼
2024 · 44.7%
Interest coverage
274.62
Debt ≤ 1 year
€10k▲
2024 · €7k
Income taxes
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€22k€32k▲
Fixed assets21/28-€3k
Tangible fixed assets22/27-€3k
Plant, machinery and equipment23-€857
Other tangible fixed assets26-€2k
Current assets29/58€22k€30k▲
Amounts receivable within one year40/41€4k€5k▲
Trade receivables40€4k€4k▼
Other amounts receivable41-€508
Cash at bank and in hand54/58€17k€23k▲
Deferred charges and accrued income490/1€742€1k▲
Equity and liabilities
Total equity and liabilities10/49€22k€32k▲
Equity10/15€15k€22k▲
Contributions10/11€5k€5k=
Reserves13€10k€17k▲
Distributable reserves133€10k€17k▲
Amounts payable17/49€7k€10k▲
Amounts payable within one year42/48€7k€10k▲
Trade debts44€742€2k▲
Suppliers440/4€742€2k▲
Taxes, remuneration and social security45€7k€8k▲
Taxes450/3€7k€6k▼
Remuneration and social security454/9-€2k
Accrued charges and deferred income492/3-€215
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€425
Other operating charges640/8€62€1k▲
Gross operating margin9900€14k€12k▼
Operating profit (loss)9901€14k€11k▼
Financial income75/76B-€14
Recurring financial income75-€14
Financial charges65/66B€11€40▲
Recurring financial charges65€11€40▲
Profit (loss) for the period before taxes9903€14k€11k▼
Income taxes67/77€4k€3k▼
Profit (loss) for the period9904€10k€7k▼
Profit (loss) for the period to be appropriated9905€10k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€7k▼
Transfer to equity691/2€10k€7k▼
To other reserves6921€10k€7k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brecht · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Violetstraat 2A2960 BrechtGround area
337 m²
Building footprint
127 m²
Volume, LiDAR
132 m³
Parcel 11043D0888/00M003, Flanders · tallest building 7.3 m. Linked by address, not a title deed.
1 establishment unit
DF Architectuur
since 20242.363.130.826
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11043D0888/00M003 | Flanders | 337 m² | 1 · 127 m² | 7.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STUDIO BOURGOIS
BE 0790.743.505
Bilzen-Hoeselt · Eq €22,482
ILS NEYSEN ARCHITECT
BE 0777.900.210
Brecht · Eq €22,458
02am Architecture
BE 0535.647.262
Lasne · Eq €22,458
RIBEIRO ARCHITECTURE
BE 0801.145.566
Anderlues · Eq €22,449
Architectenbureau Lieven Spiessens
BE 0889.082.006
Lokeren · Eq €22,530
Of 18,255 companies in sector 71111 we hold annual accounts for 6,321. 4,630 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-08-2024
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.