DEY-INVEST
ActiveDEY-INVEST has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €-8k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 13% of 7431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-1
Solvency26▼-1
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.03 in 2024; short-term debt: 55.2% and cash: 1.8% of total assets), and 98.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.5%
Return on assets
-0.6%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 7431 sector peers (2025).
NBB · sector comparisonPosition among 7431 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
8 d early
2023
8 d early
2022
6 d early
2021
14 d early
2020
5 d late
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 29.7%
2024 · €27k
2019: €31k
2020: €14k
2021: €18k
2022: €26k
2023: €27k
2024: €27k
2019 → 2025
Total assets
€1.31M▼ 6.3%
2024 · €1.40M
2019: €1.66M
2020: €1.52M
2021: €1.46M
2022: €1.69M
2023: €1.58M
2024: €1.40M
2019 → 2025
Net result
€-8k
2024 · €122
2019: €-8k
2020: €-17k
2021: €4k
2022: €7k
2023: €2k
2024: €122
2019 → 2025
Working capital
€-695k▲ 0.4%
2024 · €-698k
2019: €-503k
2020: €-454k
2021: €-436k
2022: €-823k
2023: €-815k
2024: €-698k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€26k▲ 40.5%€27k▲ 6.6%€27k▲ 0.4%€19k▼ 29.7%
Operating result€24k-€19k▼ 19.9%€18k▼ 4.4%€8k▼ 53.7%€3k▼ 59.9%
Net result€4k-€7k▲ 65.3%€2k▼ 77.2%€122▼ 92.8%€-8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 60% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.31M
Fixed assets
€1.28M▼ 6.8%
Current assets
€29k▲ 24.0%
Equity and liabilities €1.31M
Equity
€19k▼ 29.7%
Debt
€1.29M▼ 5.8%
The debt ratio rises from 98.0% to 98.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€97k▼
2024 · €102k
Cash flow
€85k▼
2024 · €94k
Solvency
1.5%▼
2024 · 2.0%
Current ratio
0.04▲
2024 · 0.03
Quick ratio
0.04▲
2024 · 0.03
Debt / equity
66.94▲
2024 · 49.98
ROE
-42.2%▼
2024 · 0.4%
ROA
-0.6%▼
2024 · 0.0%
Interest coverage
8.39▼
2024 · 12.18
Debt
€1.29M▼
2024 · €1.37M
Debt ≤ 1 year
€725k▲
2024 · €721k
Debt > 1 year
€568k▼
2024 · €643k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.40M€1.31M▼
Formation expenses20€0€0=
Fixed assets21/28€1.38M€1.28M▼
Tangible fixed assets22/27€1.38M€1.28M▼
Land and buildings22€1.38M€1.28M▼
Plant, machinery and equipment23€0€0=
Financial fixed assets28€0€0=
Current assets29/58€24k€29k▲
Amounts receivable within one year40/41€7k€6k▼
Trade receivables40€7k€6k▼
Other amounts receivable41€0€0=
Cash at bank and in hand54/58€17k€23k▲
Equity and liabilities
Total equity and liabilities10/49€1.40M€1.31M▼
Equity10/15€27k€19k▼
Contributions10/11€20k€20k=
Reserves13€27k€27k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€24k€24k=
Profit (loss) carried forward14€-19k€-27k▼
Amounts payable17/49€1.37M€1.29M▼
Amounts payable after more than one year17€643k€568k▼
Financial debts170/4€643k€568k▼
Amounts payable within one year42/48€721k€725k▲
Current portion of amounts payable after more than one year42€76k€75k▼
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€439€491▲
Taxes450/3€439€491▲
Other amounts payable47/48€639k€642k▲
Accrued charges and deferred income492/3€9k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€93k€93k=
Other operating charges640/8€10k€11k▲
Gross operating margin9900€112k€108k▼
Operating profit (loss)9901€8k€3k▼
Financial charges65/66B€8k€12k▲
Recurring financial charges65€8k€12k▲
Profit (loss) for the period before taxes9903€122€-8k▼
Profit (loss) for the period9904€122€-8k▼
Profit (loss) for the period to be appropriated9905€122€-8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-27k▼
Profit (loss) brought forward from the previous period14P€-19k€-19k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €7k ▲65.3%
Net result €7k, the highest in the series.
17-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
05-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
30-06
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zulte · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Schachelaar 19870 ZulteGround area
3,668 m²
Building footprint
1,626 m²
Volume, LiDAR
12,442 m³
Parcel 44037B0064/00W000, Flanders · tallest building 8.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Dey-Invest
since 20102.186.561.429
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44037B0064/00W000 | Flanders | 3,668 m² | 1 · 1,626 m² | 8.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 11,454 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2010
Fiscal year end30-06
Activities, NACEBEL
41001General construction of residential buildings
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.