DESTAILLEUR FINANCES
ActiveDESTAILLEUR FINANCES has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €5.44M and a net result of €546k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 86% of 4809 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability59▲+13
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €410k at 30 days acceptable
Liquidity ample (current ratio 4.4 against 4.95 in 2023; short-term debt: 14.9% and cash: 0.1% of total assets), and 16.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
83.8%
Return on assets
8.4%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
27 d late
2022
54 d early
2021
100 d early
2020
51 d early
2019
30 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€546k▲ 152%
2023 · €217k
2018: €604k
2019: €603k
2020: €588k
2021: €1.04M
2022: €517k
2023: €217k
2018 → 2024
Working capital
€3.28M▼ 2.8%
2023 · €3.37M
2018: €1.24M
2019: €1.70M
2020: €2.16M
2021: €3.19M
2022: €3.68M
2023: €3.37M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€4.11M-€5.16M▲ 25.4%€5.67M▲ 10.0%€5.39M▼ 5.0%€5.44M▲ 0.9%
Operating result€-3k-€-4k▼ 20.4%€-3k▲ 10.3%€-6k▼ 68.7%€-37k▼ 547%
Net result€588k-€1.04M▲ 77.5%€517k▼ 50.5%€217k▼ 58.1%€546k▲ 152%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €37k in 2024 against €6k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €6.49M
Fixed assets
€2.24M▲ 5.7%
Current assets
€4.24M▲ 0.4%
Equity and liabilities €6.49M
Equity
€5.44M▲ 0.9%
Debt
€1.05M▲ 9.4%
The debt ratio rises from 15.1% to 16.2%. Equity and debt are higher.
Key figures and ratios
Solvency
83.8%▼
2023 · 84.9%
Current ratio
4.40▼
2023 · 4.95
Quick ratio
4.40▼
2023 · 4.95
Debt / equity
0.19▲
2023 · 0.18
ROE
10.0%▲
2023 · 4.0%
ROA
8.4%▲
2023 · 3.4%
Debt
€1.05M▲
2023 · €959k
Debt ≤ 1 year
€964k▲
2023 · €854k
Debt > 1 year
€85k▼
2023 · €105k
Income taxes
€40k▼
2023 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€6.35M€6.49M▲
Fixed assets21/28€2.12M€2.24M▲
Financial fixed assets28€2.12M€2.24M▲
Current assets29/58€4.23M€4.24M▲
Amounts receivable within one year40/41€4.18M€4.23M▲
Trade receivables40-€100k
Other amounts receivable41€4.18M€4.13M▼
Cash at bank and in hand54/58€22k€4k▼
Deferred charges and accrued income490/1€20k€12k▼
Equity and liabilities
Total equity and liabilities10/49€6.35M€6.49M▲
Equity10/15€5.39M€5.44M▲
Contributions10/11€1.40M€1.27M▼
Reserves13€3.99M€4.17M▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€3.99M€4.17M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€959k€1.05M▲
Amounts payable after more than one year17€105k€85k▼
Financial debts170/4€105k€85k▼
Amounts payable within one year42/48€854k€964k▲
Current portion of amounts payable after more than one year42€20k€20k=
Financial debts43-€375k
Credit institutions430/8-€375k
Trade debts44-€32k
Suppliers440/4-€32k
Taxes, remuneration and social security45€47k€38k▼
Taxes450/3€47k€38k▼
Other amounts payable47/48€787k€499k▼
Income statement
Code20232024
Other operating charges640/8€1k€968▼
Gross operating margin9900€-4k€-36k▼
Operating profit (loss)9901€-6k€-37k▼
Financial income75/76B€368k€727k▲
Recurring financial income75€368k€727k▲
Financial charges65/66B€96k€104k▲
Recurring financial charges65€96k€104k▲
Profit (loss) for the period before taxes9903€266k€587k▲
Income taxes67/77€49k€40k▼
Profit (loss) for the period9904€217k€546k▲
Profit (loss) for the period to be appropriated9905€217k€546k▲
Appropriation of the result
Profit (loss) to be appropriated9906€217k€546k▲
Transfer from equity791/2€365k€370k▲
Transfer to equity691/2€217k€546k▲
To other reserves6921€217k€546k▲
Profit to be distributed694/7€365k€370k▲
Return on contributions (dividend)694€365k€370k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €217k ▼58.1%
Net result drops to €217k, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
22-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €1.04M ▲77.5%
Net result €1.04M, the highest in the series.
31-12
Financial
Equity above €5MEq €5.16M ▲25.4%
4 profitable years in a row build equity to €5.16M.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-10
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2017
24-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
21-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tamme Kastanjebomenlaan(D) 177711 MouscronGround area
2,686 m²
Building footprint
350 m²
Volume, LiDAR
793 m³
Parcel 54006P0195/00B000, Wallonia · tallest building 3.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DESTAILLEUR FINANCES
since 20112.202.574.149
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54006P0195/00B000 | Wallonia | 2,686 m² | 1 · 349 m² | 3.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ETABLISSEMENTS JACO
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MEUBELFABRIEK POLLET
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CREJA
BE 0894.526.773
Dilbeek · Eq €5.49M
VENHAB INVEST
BE 0456.322.345
Bree · Eq €5.50M
SEHO INVEST
BE 0446.101.713
Deinze · Eq €5.50M
Of 7,321 companies in sector 68110 we hold annual accounts for 5,382. 1,715 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2011
Fiscal year end31-12
Activities, NACEBEL
68110Buying and selling of own real estate
47639Retail sale of other sporting goods
47640Retail trade
50100Water transport
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.