DESQUAU · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DESQUAU is 8.0% (elevated). The 2023 annual accounts show negative equity (€-3k) and a net result of €-35. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

8.0% Elevated

0%0,5%1,5%4%10%≥25%

Annual accounts: weaker financial profile +Young company +No NACE activity registered +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

1 signal · with evidence

Negative equity

Equity is negative for financial year 2023: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).

View the annual accounts

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Annual accounts not filed

The financial year that closed on 31-12-2024 was due at the National Bank by 31-07-2025. Nothing is on record today, 396 days later. 2 financial years are missing in total. Measured on financial year 2023: 41.75% of the companies that did not file are in an abnormal legal state today, against 1.66% of those that did.

Filed after the deadline

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 26-09-2024, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	nothing on record	not filed	-
31-12-2023	31-07-2024	26-09-2024	57 d late	2024-00485095
31-12-2022	31-07-2023	23-10-2023	84 d late	2023-00498122

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2022, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€-35+99.5%

Working capital€-3k-1.3%

CSV export

Annual accounts & ratios

Source: NBB · 2023

Annual accounts filed on 26-09-2024 with the NBB · fiscal year 2023 · micro

Operating resultNet result

Net profit

€-35

+99.5% 22-23

Total assets

€4k

+62.5% 22-23

Equity

€-3k

-1.3% 22-23

Working capital

€-3k

-1.3% 22-23

Debt

€6k

+28.9% 22-23

Debt ≤ 1y

€6k

+28.9% 22-23

Current ratio

0.57

+26.0% 22-23

Quick ratio

0.57

+26.0% 22-23

Show 4 other metrics

Solvency

-75.7%

+37.7% 22-23

Debt / equity

-2.32

-27.3% 22-23

ROE

1.3%

-99.5% 22-23

ROA

-1.0%

+99.7% 22-23

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2023
Deposit	micro
Revenue	-
EBITDA	-
Net profit	€-35
Cash flow	-
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€4k
Equity	€-3k
Debt	€6k
of which ≤ 1y	€6k
of which > 1y	-
Working capital	€-3k
Employees (FTE)	-

Ratios (computed)

	2023
Current ratio	0.57
Quick ratio	0.57
Working capital ratio	-75.7%
Solvency	-75.7%
Debt / equity	-2.32
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	-1.0%
ROE	1.3%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Full annual accounts (16 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€4k
Current assets	29/58	€4k
Amounts receivable within one year	40/41	€2k
Cash & bank	54/58	€1k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€4k
Equity	10/15	€-3k
Contributions / capital	10/11	€4k
Accumulated profits (losses)	14	€-7k
Amounts payable	17/49	€6k
Amounts payable within one year	42/48	€6k
Trade debts payable within one year	44	€6k
Income statement
Financial income	75	€118
Financial charges	65	€153
Result before taxes	9903	€-35
Net result for the period	9904	€-35
Result to be appropriated	9905	€-35

This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2023 · computed

18 / 100 Critical

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

61 companies at this address See who is registered here

Establishment units

1 location

DESQUAU

Handelsbemiddeling in de groothandel in brandstoffen, ertsen, metalen en chemische producten

since 20222.326.000.909

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area4,842 m²

Buildings1

Building footprint2,423 m²

Volume (LiDAR)14,623 m³

Tallest building9.6 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25782C0642/00C000	Wallonia	4,842 m²	1 · 2,423 m²	9.6 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured

42 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 18

Profitability 6

Solvency 35

Growth 58

Stability 94

Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameFR

DESQUAU

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.