DesNovo
ActiveDesNovo has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €527k and a net result of €158k. Equity is growing by ~24.6% per year across the filed fiscal years. Its solvency ranks better than 33% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability83▲+6
Solvency63▼-31
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 6.58 in 2023; short-term debt: 42.8% and cash: 5.8% of total assets), and 61.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
49 d early
2022
32 d early
2021
54 d early
2020
47 d early
2019
56 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€527k▼ 35.7%
2023 · €819k
2018: €122k
2019: €282k
2020: €381k
2021: €669k
2022: €737k
2023: €819k
2018 → 2024
Total assets
€1.38M▲ 16.1%
2023 · €1.19M
2018: €165k
2019: €346k
2020: €441k
2021: €1.12M
2022: €1.15M
2023: €1.19M
2018 → 2024
Net result
€158k▲ 93.2%
2023 · €82k
2018: €16k
2019: €160k
2020: €100k
2021: €287k
2022: €68k
2023: €82k
2018 → 2024
Working capital
€92k▼ 76.7%
2023 · €393k
2018: €62k
2019: €240k
2020: €358k
2021: €324k
2022: €374k
2023: €393k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€381k-€669k▲ 75.4%€737k▲ 10.1%€819k▲ 11.1%€527k▼ 35.7%
Operating result€129k-€385k▲ 199%€82k▼ 78.6%€119k▲ 44.1%€212k▲ 78.4%
Net result€100k-€287k▲ 188%€68k▼ 76.4%€82k▲ 20.5%€158k▲ 93.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 78% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.38M
Fixed assets
€699k▼ 3.9%
Current assets
€682k▲ 47.4%
Equity and liabilities €1.38M
Equity
€527k▼ 35.7%
Debt
€855k▲ 130%
The debt ratio rises from 31.2% to 61.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€244k▲
2023 · €143k
Cash flow
€190k▲
2023 · €106k
Solvency
38.1%▼
2023 · 68.8%
Current ratio
1.15▼
2023 · 6.58
Quick ratio
1.15▼
2023 · 6.58
Debt / equity
1.62▲
2023 · 0.45
ROE
30.0%▲
2023 · 10.0%
ROA
11.4%▲
2023 · 6.9%
Interest coverage
61.66▲
2023 · 32.96
Debt
€855k▲
2023 · €371k
Debt ≤ 1 year
€591k▲
2023 · €70k
Debt > 1 year
€258k▼
2023 · €298k
Income taxes
€50k▲
2023 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.19M€1.38M▲
Fixed assets21/28€727k€699k▼
Tangible fixed assets22/27€727k€699k▼
Land and buildings22€676k€656k▼
Plant, machinery and equipment23-€3k
Furniture and vehicles24€51k€39k▼
Financial fixed assets28€90€90=
Current assets29/58€463k€682k▲
Amounts receivable within one year40/41€169k€160k▼
Trade receivables40€169k€160k▼
Other amounts receivable41€45€4▼
Current investments50/53€250k€425k▲
Cash at bank and in hand54/58€30k€80k▲
Deferred charges and accrued income490/1€15k€18k▲
Equity and liabilities
Total equity and liabilities10/49€1.19M€1.38M▲
Equity10/15€819k€527k▼
Contributions10/11€19k€19k=
Reserves13€795k€345k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€795k€345k▼
Profit (loss) carried forward14€5k€163k▲
Amounts payable17/49€371k€855k▲
Amounts payable after more than one year17€298k€258k▼
Financial debts170/4€298k€258k▼
Amounts payable within one year42/48€70k€591k▲
Current portion of amounts payable after more than one year42€39k€40k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€22k€48k▲
Taxes450/3€22k€48k▲
Other amounts payable47/48€5k€501k▲
Accrued charges and deferred income492/3€3k€5k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€32k▲
Other operating charges640/8€12k€5k▼
Gross operating margin9900€155k€248k▲
Operating profit (loss)9901€119k€212k▲
Financial income75/76B€3k€192▼
Recurring financial income75€3k€192▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€117k€208k▲
Income taxes67/77€36k€50k▲
Profit (loss) for the period9904€82k€158k▲
Profit (loss) for the period to be appropriated9905€82k€158k▲
Appropriation of the result
Profit (loss) to be appropriated9906€447k€163k▼
Profit (loss) brought forward from the previous period14P€365k€5k▼
Transfer from equity791/2-€450k
Transfer to equity691/2€442k€0▼
To other reserves6921€442k€0▼
Profit to be distributed694/7-€450k
Return on contributions (dividend)694-€450k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €287k ▲188%
Operating result €385k, net result €287k, both a record.
31-12
Financial
Equity above €500kEq €669k ▲75.4%
4 profitable years in a row build equity to €669k.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €200kEq €282k ▲131%
2 profitable years in a row build equity to €282k.
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
06-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Berlare · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Donklaan 839290 BerlareGround area
687 m²
Building footprint
93 m²
Volume, LiDAR
340 m³
Parcel 42022B1108/00R000, Flanders · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DesNovo
since 20142.236.798.026
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42022B1108/00R000 | Flanders | 687 m² | 1 · 92 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DALE CONSULTING
BE 0828.649.422
Deinze · Eq €527k
Dr. Hans E. Miltner
BE 0724.538.827
Sint-Genesius-Rode · Eq €527k
ST MANAGEMENT
BE 0471.471.864
Boortmeerbeek · Eq €527k
E.A.ENTREPRISES
BE 0475.346.124
Wavre · Eq €527k
HEVANIM
BE 0444.750.938
Heers · Eq €527k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 34,222 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.