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DESIGN ANVERS

Active
Pastorijdreef 15 ·2970 Schilde, Belgium
KBO/BCE: BE 0803.892.745
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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DESIGN ANVERS is 0.8% (low). The 2024 annual accounts show equity of €7k and a net result of €2k. Its solvency ranks better than 47% of 302 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Filing behaviour

From the deposit records, complete market-wide
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2024 31-07-2025 30-08-2025 30 d late 2025-00449596

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.8% Low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€2k
Working capital€-3k

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 30-08-2025 with the NBB · fiscal year 2024 · verkort
Sector comparison
Fiscal year 2024 · NACE 71, Architecture & engineering · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 33.6% 36.1%
better than 47% of 302 sector peers
Net result €2k €14k
better than 35% of 302 sector peers
Equity €7k €89k
better than 17% of 302 sector peers
Gross operating margin €4k €74k
better than 17% of 300 sector peers
Total assets €21k €384k
better than 5% of 302 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2024
Depositverkort
Revenue-
EBITDA€4k
Net profit€2k
Cash flow€3k
Staff costs-
Income taxes-
Dividends-
Total assets€21k
Equity€7k
Debt€14k
of which ≤ 1y€14k
of which > 1y-
Working capital€-3k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.79
Quick ratio0.79
Working capital ratio-14.3%
Solvency33.6%
Debt / equity1.97
Long-term debt ratio-
Interest coverage9.85
Gross margin-
Net margin-
ROA9.7%
ROE28.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€21k
Fixed assets 21/28€10k
Formation expenses 20€0
Financial fixed assets 28€10k
Current assets 29/58€11k
Amounts receivable within one year 40/41€11k
Cash & bank 54/58€0
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€21k
Equity 10/15€7k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€2k
Amounts payable 17/49€14k
Amounts payable within one year 42/48€14k
Trade debts payable within one year 44€10k
Income statement
Gross operating margin 9900€4k
Operating result 9901€2k
Financial income 75€0
Financial charges 65€367
Result before taxes 9903€2k
Net result for the period 9904€2k
Result to be appropriated 9905€2k
Ratios computed by Checked.

Health barometer

FY 2024 · computed
61 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location
DESIGN ANVERS
Pastorijdreef 15, 2970 SchildeOntwikkeling van residentiële bouwprojecten
since 20232.347.890.344
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,180 m²
Buildings1
Building footprint153 m²
Volume (LiDAR)607 m³
Tallest building7.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11922C0180/00D002 Flanders 1,180 m² 1 · 153 m² 7.5 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health61Profitability100Solvency48Growth-Stability79
72 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 61
Profitability 100
Solvency 48
Growth -
Stability 79

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AI due-diligence brief

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
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Primary activity highlighted.
Names & trade names
Legal nameNL DESIGN ANVERS
Registered office
Pastorijdreef 15
2970 Schilde, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.