DEREIF BRUSSEL CARMEN
ActiveSummary
DEREIF BRUSSEL CARMEN has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-3.00M) and a net result of €-122k. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 9% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▲+1
Solvency6▼-1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 4.18 against 10.14 in 2024; short-term debt: 1.8% and cash: 5.4% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-19.2%
Return on assets
-0.8%
Age of the figures
12 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-3.00M
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-01-2026, 101 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
101 d early
2024
103 d early
2023
146 d early
2022
61 d early
2021
58 d early
2020
61 d late
2019
35 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-3.00M▼ 4.2%
2024 · €-2.87M
2019: €-1.54M
2020: €-2.33M
2021: €-2.71M
2022: €-2.91M
2023: €-2.71M
2024: €-2.87M
2019 → 2025
Total assets
€15.57M▼ 1.9%
2024 · €15.87M
2019: €18.40M
2020: €17.63M
2021: €17.47M
2022: €17.22M
2023: €16.03M
2024: €15.87M
2019 → 2025
Net result
€-122k▲ 27.4%
2024 · €-168k
2019: €-646k
2020: €-787k
2021: €-380k
2022: €-195k
2023: €199k
2024: €-168k
2019 → 2025
Working capital
€894k▼ 35.8%
2024 · €1.39M
2019: €1.13M
2020: €-5.63M
2021: €1.58M
2022: €-11.12M
2023: €1.11M
2024: €1.39M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-2.71M-€-2.91M▼ 7.2%€-2.71M▲ 6.9%€-2.87M▼ 6.2%€-3.00M▼ 4.2%
Operating result€12k-€300k▲ 2,322%€681k▲ 127%€731k▲ 7.4%€777k▲ 6.3%
Net result€-380k-€-195k▲ 48.5%€199k€-168k€-122k▲ 27.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 6% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15.57M
Fixed assets
€14.39M ▲ 0.5%
Current assets
€1.18M ▼ 23.9%
Key figures and ratios
EBITDA
€1.22M▲
2024 · €1.18M
Cash flow
€323k▲
2024 · €278k
Solvency
-19.2%▼
2024 · -18.1%
Current ratio
4.18▼
2024 · 10.14
Debt to equity
-6.20▲
2024 · -6.52
ROA
-0.8%▲
2024 · -1.1%
Interest coverage
1.36▲
2024 · 1.31
Debt
€18.57M▼
2024 · €18.74M
Debt ≤ 1 year
€281k▲
2024 · €152k
Debt > 1 year
€18.15M=
2024 · €18.15M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€15.87M€15.57M▼
Fixed assets21/28€14.32M€14.39M▲
Tangible fixed assets22/27€14.32M€14.39M▲
Land and buildings22€14.32M€13.88M▼
Assets under construction and advance payments27-€518k
Current assets29/58€1.54M€1.18M▼
Amounts receivable within one year40/41€288k€236k▼
Trade receivables40€270k€217k▼
Other amounts receivable41€19k€19k=
Cash at bank and in hand54/58€965k€838k▼
Deferred charges and accrued income490/1€291k€101k▼
Equity and liabilities
Total equity and liabilities10/49€15.87M€15.57M▼
Equity10/15€-2.87M€-3.00M▼
Contributions10/11€950k€950k=
Capital10€950k€950k=
Issued capital100€950k€950k=
Profit (loss) carried forward14€-3.82M€-3.95M▼
Amounts payable17/49€18.74M€18.57M▼
Amounts payable after more than one year17€18.15M€18.15M=
Financial debts170/4€18.15M€18.15M=
Amounts payable within one year42/48€152k€281k▲
Trade debts44€142k€276k▲
Suppliers440/4€142k€276k▲
Taxes, remuneration and social security45€10k€6k▼
Taxes450/3€10k€6k▼
Accrued charges and deferred income492/3€433k€131k▼
Income statement
Code20242025
Non-recurring operating income76A€3k€281k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€445k€445k=
Other operating charges640/8€267k€313k▲
Gross operating margin9900€1.44M€1.54M▲
Operating profit (loss)9901€731k€777k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€899k€899k=
Recurring financial charges65€899k€899k=
Profit (loss) for the period before taxes9903€-168k€-122k▲
Profit (loss) for the period9904€-168k€-122k▲
Profit (loss) for the period to be appropriated9905€-168k€-122k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-3.82M€-3.95M▼
Profit (loss) brought forward from the previous period14P€-3.66M€-3.82M▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
06-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-09
Financial
Back to profitnet €199k
Net result €199k after 4 loss-making years.
30-09
Financial
Liquidity times 61current ratio 9.47
Current ratio from 0.15 to 9.47; short-term debt falls from €13.14M to €131k.
28-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
03-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Liquidity times 41current ratio 7.21
Current ratio from 0.18 to 7.21; short-term debt falls from €6.83M to €255k.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 61 days late
2020
31-08
Financial
Weakest financial yearnet €-787k
Net result drops to €-787k, the lowest in the series; recovery starts the following year.
25-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
07-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
18 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tervurenlaan 249 A1150 Sint-Pieters-WoluweGround area
3.7 ha
Building footprint
8,200 m²
Volume, LiDAR
147,906 m³
2 parcels, Brussels · tallest building 30.4 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
DEREIF BRUSSEL CARMEN
since 20112.246.856.530
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0030/00D002 | Brussels | 3.2 ha | 1 · 7,322 m² | 21.0 m · 6 fl. |
| 21019A0201/00H007 | Brussels | 4,814 m² | 1 · 878 m² | 30.4 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Ownership & control
1 parent companyControl over this companyparent company per the LEI register1
DEVK Deutsche Eisenbahn Versicherung Sach- und HUK-Versicherungsverein a.G. Betriebliche Sozialeinrichtung der Deutschen Bahn
Köln, Germany
controls
DEREIF BRUSSEL CARMENBE 0837.800.183
Recognitions · licences · registrations
Legal Entity Identifier
5299004SD9NPQX90SB83
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded12-07-2011
Fiscal year end30-09
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.