DERAEDT
ActiveSummary
DERAEDT has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.22M and a net result of €73k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 52% of 2198 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▼-13
Solvency64▼-4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.54 in 2024; short-term debt: 44.4% and cash: 16% of total assets), but 60.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.1%
Return on assets
2.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-03-2026, 151 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
151 d early
2024
45 d early
2023
84 d early
2022
25 d early
2021
27 d early
2020
82 d early
2019
63 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€8.64M
EBIT margin
2.2%
Net result
€73k▼ 7.6%
2024 · €79k
2018: €112k
2019: €87k
2020: €254k
2021: €157k
2022: €96k
2023: €68k
2024: €79k
2018 → 2025
Working capital
€766k▲ 16.7%
2024 · €657k
2018: €129k
2019: €140k
2020: €249k
2021: €379k
2022: €465k
2023: €497k
2024: €657k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€8.64M
Equity€902k-€998k▲ 10.6%€1.07M▲ 6.8%€1.14M▲ 7.4%€1.22M▲ 6.4%
Operating result€283k-€230k▼ 18.9%€193k▼ 16.1%€169k▼ 12.3%€215k▲ 27.2%
Net result€157k-€96k▼ 39.1%€68k▼ 29.2%€79k▲ 16.8%€73k▼ 7.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 27% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.11M
Fixed assets
€967k ▲ 22.8%
Current assets
€2.15M ▲ 14.9%
Equity and liabilities €3.11M
Equity
€1.22M ▲ 6.4%
Debt
€1.90M ▲ 25.4%
Debt's share of the balance-sheet total rises from 56.9% to 60.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€606k▲
2024 · €552k
Cash flow
€464k▲
2024 · €462k
Current ratio
1.55▲
2024 · 1.54
Quick ratio
0.97▲
2024 · 0.85
Debt to equity
1.56▲
2024 · 1.32
ROE
6.0%▼
2024 · 6.9%
ROA
2.4%▼
2024 · 3.0%
Interest coverage
4.52▼
2024 · 7.83
Debt ≤ 1 year
€1.38M▲
2024 · €1.21M
Debt > 1 year
€515k▲
2024 · €299k
Income taxes
€21k▲
2024 · €19k
Staff costs
€1.06M▲
2024 · €928k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.66M€3.11M▲
Fixed assets21/28€787k€967k▲
Intangible fixed assets21€4k€2k▼
Tangible fixed assets22/27€783k€965k▲
Land and buildings22€89k€92k▲
Plant, machinery and equipment23€544k€672k▲
Furniture and vehicles24€151k€97k▼
Leasing and similar rights25-€104k
Current assets29/58€1.87M€2.15M▲
Stocks and contracts in progress3€838k€813k▼
Stocks30/36€93k€78k▼
Contracts in progress37€745k€735k▼
Amounts receivable within one year40/41€964k€833k▼
Trade receivables40€854k€618k▼
Other amounts receivable41€110k€215k▲
Cash at bank and in hand54/58€61k€498k▲
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€2.66M€3.11M▲
Equity10/15€1.14M€1.22M▲
Contributions10/11€212k€212k=
Reserves13€288k€288k=
Non-distributable reserves130/1€20k€20k=
Other1319€20k€20k=
Tax-exempt reserves132€3k€3k=
Distributable reserves133€266k€266k=
Profit (loss) carried forward14€645k€718k▲
Amounts payable17/49€1.51M€1.90M▲
Amounts payable after more than one year17€299k€515k▲
Financial debts170/4€299k€515k▲
Amounts payable within one year42/48€1.21M€1.38M▲
Current portion of amounts payable after more than one year42€186k€241k▲
Financial debts43€150k-
Credit institutions430/8€150k-
Trade debts44€820k€1.09M▲
Suppliers440/4€820k€1.09M▲
Taxes, remuneration and social security45€47k€40k▼
Taxes450/3€4k€5k▲
Remuneration and social security454/9€43k€35k▼
Other amounts payable47/48€11k€8k▼
Income statement
Code20242025
Non-recurring operating income76A€40k€2k▼
Remuneration, social security and pensions62€928k€1.06M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€383k€391k▲
Other operating charges640/8€23k€33k▲
Gross operating margin9900€1.50M€1.70M▲
Operating profit (loss)9901€169k€215k▲
Financial income75/76B€4€14k▲
Recurring financial income75€4€14k▲
Financial charges65/66B€71k€134k▲
Recurring financial charges65€71k€134k▲
Profit (loss) for the period before taxes9903€98k€94k▼
Income taxes67/77€19k€21k▲
Profit (loss) for the period9904€79k€73k▼
Profit (loss) for the period to be appropriated9905€79k€73k▼
Appropriation of the result
Profit (loss) to be appropriated9906€645k€718k▲
Profit (loss) brought forward from the previous period14P€566k€645k▲
Social balance
Average headcount (FTE)908714.615.0▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
08-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €68k ▼29.2%
Net result drops to €68k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €1MEq €1.07M ▲6.8%
6 profitable years in a row build equity to €1.07M.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €254k ▲193%
Operating result €375k, net result €254k, both a record.
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 1979
Ground area
2,730 m²
Building footprint
1,259 m²
Volume, LiDAR
10,482 m³
Parcel 44006C0232/00D000, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Deraedt
since 19792.015.609.520
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44006C0232/00D000 | Flanders | 2,730 m² | 1 · 1,259 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 5 entries · 48,317 EUR awarded · 6,244 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 45,284 EUR | 1,898 EUR |
| 2024 | 1 | 1,128 EUR | 2,440 EUR |
| 2023 | 1 | 968 EUR | 1,261 EUR |
| 2022 | 1 | 937 EUR | 645 EUR |
Schemes
Ecologiepremie+
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
6 categoriesDERAEDT BV15218
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XLG RENO
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BE 0865.068.566
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 5,673 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-1978
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
47540Retail sale of electrical household appliances
47551Retail sale of household furniture
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.