DERA
ActiveDERA has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €73k and a net result of €12k. Equity is growing by ~2.5% per year across the filed fiscal years. Its solvency ranks better than 72% of 15870 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +6 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+70
Solvency100=
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 2.78 in 2023), and 33.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-08-2025, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
4 d late
2023
20 d late
2022
26 d late
2021
1 d early
2020
5 d late
2019
24 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€73k▲ 20.5%
2023 · €61k
2018: €73k
2019: €54k
2020: €60k
2021: €65k
2022: €59k
2023: €61k
2018 → 2024
Total assets
€110k▲ 31.9%
2023 · €83k
2018: €301k
2019: €187k
2020: €137k
2021: €157k
2022: €104k
2023: €83k
2018 → 2024
Net result
€12k▲ 591%
2023 · €2k
2018: €10k
2019: €-15k
2020: €8k
2021: €21k
2022: €923
2023: €2k
2018 → 2024
Working capital
€51k▲ 41.5%
2023 · €36k
2018: €-5k
2019: €-18k
2020: €-9k
2021: €5k
2022: €13k
2023: €36k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€60k-€65k▲ 9.5%€59k▼ 9.5%€61k▲ 3.1%€73k▲ 20.5%
Operating result€13k-€14k▲ 11.9%€18k▲ 27.6%€10k▼ 44.4%€22k▲ 116%
Net result€8k-€21k▲ 154%€923▼ 95.5%€2k▲ 96.0%€12k▲ 591%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 116% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €110k
Fixed assets
€22k▼ 16.9%
Current assets
€88k▲ 55.0%
Equity and liabilities €110k
Equity
€73k▲ 20.5%
Debt
€36k▲ 63.0%
The debt ratio rises from 26.8% to 33.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€26k▼
2023 · €31k
Cash flow
€17k▼
2023 · €23k
Solvency
66.9%▼
2023 · 73.2%
Current ratio
2.41▼
2023 · 2.78
Quick ratio
2.26▼
2023 · 2.52
Debt / equity
0.50▲
2023 · 0.37
ROE
17.0%▲
2023 · 3.0%
ROA
11.4%▲
2023 · 2.2%
Interest coverage
17.90▼
2023 · 36.11
Debt
€36k▲
2023 · €22k
Debt ≤ 1 year
€36k▲
2023 · €20k
Income taxes
€8k▲
2023 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€83k€110k▲
Fixed assets21/28€27k€22k▼
Tangible fixed assets22/27€23k€18k▼
Land and buildings22€23k€18k▼
Financial fixed assets28€4k€4k=
Current assets29/58€56k€88k▲
Amounts receivable after more than one year29€30k€30k=
Other amounts receivable291€30k€30k=
Stocks and contracts in progress3€5k€5k=
Stocks30/36€5k€5k=
Amounts receivable within one year40/41€13k€21k▲
Trade receivables40€4k€4k▼
Other amounts receivable41€8k€17k▲
Cash at bank and in hand54/58€8k€32k▲
Deferred charges and accrued income490/1-€2
Equity and liabilities
Total equity and liabilities10/49€83k€110k▲
Equity10/15€61k€73k▲
Contributions10/11€12k€12k=
Reserves13€50k€62k▲
Non-distributable reserves130/1€50k-
Financial assistance1313€50k-
Distributable reserves133-€62k
Profit (loss) carried forward14€-2k€-1k▲
Amounts payable17/49€22k€36k▲
Amounts payable within one year42/48€20k€36k▲
Current portion of amounts payable after more than one year42-€27k
Trade debts44€9k€2k▼
Suppliers440/4€9k€2k▼
Taxes, remuneration and social security45€11k€4k▼
Taxes450/3€11k€4k▼
Other amounts payable47/48-€3k
Accrued charges and deferred income492/3€2k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€5k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€34k€29k▼
Operating profit (loss)9901€10k€22k▲
Financial income75/76B€88€424▲
Recurring financial income75€88€420▲
Non-recurring financial income76B-€4
Financial charges65/66B€869€2k▲
Recurring financial charges65€869€1k▲
Non-recurring financial charges66B-€500
Profit (loss) for the period before taxes9903€9k€20k▲
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€2k€12k▲
Profit (loss) for the period to be appropriated9905€2k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€11k▲
Profit (loss) brought forward from the previous period14P€-4k€-2k▲
Transfer to equity691/2-€12k
To other reserves6921-€12k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
31-12
Financial
Liquidity doublescurrent ratio 2.78
Current ratio from 1.30 to 2.78; short-term debt falls from €43k to €20k.
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €21k ▲154%
Net result €21k, the highest in the series.
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
31-12
Financial
Weakest financial yearnet €-15k ▼248%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
13-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
21-12-2023
Resigned as Director
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrieweg-Noord 11183660 OudsbergenGround area
2.0 ha
Building footprint
1,205 m²
Volume, LiDAR
6,806 m³
2 parcels, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DERA
since 19982.089.728.408
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71562B0905/00S003 | Flanders | 1.9 ha | 1 · 906 m² | 7.0 m · 2 fl. |
| 71562B0904/00P048 | Flanders | 1,195 m² | 1 · 299 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Z U
BE 0478.403.208
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GROEN AKTIEF
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CUISIMEUBLES ET DECOR
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Of 674 companies in sector 46494 we hold annual accounts for 527. 329 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-1998
Fiscal year end31-12
Activities, NACEBEL
46494Wholesale of non-electrical household articles
51441
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.