Summary
Depcoma is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €162k and a net result of €104k. Equity is growing by ~29.8% per year across the filed fiscal years. Its solvency ranks better than 38% of 123 sector peers (fiscal year 2026). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 28-07-2026, 95 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2026
95 d early
2025
31 d early
2024
1 d early
2023
on the day
2022
5 d early
2021
11 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€162k▼ 20.4%
2025 · €203k
2021: €31klowest in 6 years
2022: €54k▲ +73.1% vs 2021
2023: €103k▲ +90.8% vs 2022
2024: €78k▼ -24.6% vs 2023
2025: €203k▲ +162% vs 2024highest in 6 years
2026: €162k▼ -20.4% vs 2025
2021 → 2026
Net result
€104k▼ 17.2%
2025 · €126k
2021: €27k
2022: €23k▼ -16.2% vs 2021lowest in 6 years
2023: €49k▲ +115% vs 2022
2024: €145k▲ +195% vs 2023highest in 6 years
2025: €126k▼ -13.2% vs 2024
2026: €104k▼ -17.2% vs 2025
2021 → 2026
Total assets
€321k▲ 1.7%
2025 · €316k
2021: €40klowest in 6 years
2022: €98k▲ +148% vs 2021
2023: €156k▲ +59.5% vs 2022
2024: €272k▲ +73.8% vs 2023
2025: €316k▲ +16.2% vs 2024
2026: €321k▲ +1.7% vs 2025highest in 6 years
2021 → 2026
Solvency
50.4%▼ 14.0pp
2025 · 64.4%
2021: 78.8%highest in 6 years
2022: 55.1%▼ -30.1% vs 2021
2023: 65.9%▲ +19.6% vs 2022
2024: 28.6%▼ -56.6% vs 2023lowest in 6 years
2025: 64.4%▲ +125% vs 2024
2026: 50.4%▼ -21.7% vs 2025
2021 → 2026
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€54k-€103k▲ 90.8%€78k▼ 24.6%€203k▲ 162%€162k▼ 20.4%
2022: €54klowest in 5 years
2023: €103k▲ +90.8% vs 2022
2024: €78k▼ -24.6% vs 2023
2025: €203k▲ +162% vs 2024highest in 5 years
2026: €162k▼ -20.4% vs 2025
Operating result€24k-€62k▲ 162%€189k▲ 203%€169k▼ 10.8%€142k▼ 15.8%
2022: €24klowest in 5 years
2023: €62k▲ +162% vs 2022
2024: €189k▲ +203% vs 2023highest in 5 years
2025: €169k▼ -10.8% vs 2024
2026: €142k▼ -15.8% vs 2025
Net result€23k-€49k▲ 115%€145k▲ 195%€126k▼ 13.2%€104k▼ 17.2%
2022: €23klowest in 5 years
2023: €49k▲ +115% vs 2022
2024: €145k▲ +195% vs 2023highest in 5 years
2025: €126k▼ -13.2% vs 2024
2026: €104k▼ -17.2% vs 2025
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2026 is 16% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €321k
Fixed assets
€10k ▼ 48.6%
Current assets
€312k ▲ 4.9%
Equity and liabilities €321k
Equity
€162k ▼ 20.4%
Debt
€159k ▲ 41.5%
Debt's share of the balance-sheet total rises from 35.6% to 49.6%. Equity is lower and debt is higher.
Key figures and ratios
ROE
64.3%▲
2025 · 61.8%
ROA
32.4%▼
2025 · 39.8%
Debt ≤ 1 year
€156k▲
2025 · €103k
Debt > 1 year
€0▼
2025 · €8k
Income taxes
€37k▼
2025 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 52 lines
Balance sheet
Code20252026
Assets
Total assets20/58€316k€321k▲
Formation expenses20€0-
Fixed assets21/28€19k€10k▼
Tangible fixed assets22/27€19k€10k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€19k€10k▼
Current assets29/58€297k€312k▲
Amounts receivable within one year40/41€53k€26k▼
Trade receivables40€51k€23k▼
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€237k€278k▲
Deferred charges and accrued income490/1€8k€8k▲
Equity and liabilities
Total equity and liabilities10/49€316k€321k▲
Equity10/15€203k€162k▼
Contributions10/11€4k€4k=
Reserves13€199k€158k▼
Tax-exempt reserves132€158k€158k=
Distributable reserves133€41k€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€113k€159k▲
Amounts payable after more than one year17€8k€0▼
Financial debts170/4€8k€0▼
Amounts payable within one year42/48€103k€156k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€5k€3k▼
Suppliers440/4€5k€3k▼
Advances received on contracts in progress46€19k€0▼
Taxes, remuneration and social security45€14k€14k▼
Taxes450/3€12k€12k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€57k€132k▲
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€179k€153k▼
Operating profit (loss)9901€169k€142k▼
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€170k€141k▼
Income taxes67/77€45k€37k▼
Profit (loss) for the period9904€126k€104k▼
Transfer to tax-exempt reserves689€84k€0▼
Profit (loss) for the period to be appropriated9905€41k€104k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€104k▲
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2-€41k
Transfer to equity691/2€41k€0▼
To other reserves6921€41k€0▼
Profit to be distributed694/7€0€145k▲
Return on contributions (dividend)694€0€145k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €0 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €9k | €9k | €9k | €9k | ▲ 1.8% |
| Other operating charges640/8 | €736 | €420 | €902 | €1k | €1k | ▼ 17.3% |
| Gross operating margin9900 | €26k | €72k | €199k | €179k | €153k | ▼ 14.9% |
| Operating profit (loss)9901 | €24k | €62k | €189k | €169k | €142k | ▼ 15.8% |
| Financial income75/76B | €6k | €445 | €53 | €4k | €2k | ▼ 38.0% |
| Recurring financial income75 | €0 | €445 | €53 | €4k | €2k | ▼ 38.0% |
| Non-recurring financial income76B | €6k | - | - | - | - | - |
| Financial charges65/66B | €334 | €732 | €858 | €3k | €4k | ▲ 41.1% |
| Recurring financial charges65 | €334 | €732 | €858 | €3k | €4k | ▲ 41.1% |
| Profit (loss) for the period before taxes9903 | €29k | €62k | €189k | €170k | €141k | ▼ 17.1% |
| Income taxes67/77 | €6k | €13k | €44k | €45k | €37k | ▼ 17.0% |
| Profit (loss) for the period9904 | €23k | €49k | €145k | €126k | €104k | ▼ 17.2% |
| Transfer to tax-exempt reserves689 | - | - | €74k | €84k | €0 | ▼ 100% |
| Profit (loss) for the period to be appropriated9905 | €23k | €49k | €71k | €41k | €104k | ▲ 151% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €98k | €156k | €272k | €316k | €321k | ▲ 1.7% |
| Formation expenses20 | €622 | €405 | €189 | €0 | - | - |
| Fixed assets21/28 | €42k | €33k | €25k | €19k | €10k | ▼ 48.6% |
| Tangible fixed assets22/27 | €42k | €33k | €25k | €19k | €10k | ▼ 48.6% |
| Plant, machinery and equipment23 | €972 | €433 | €359 | €0 | - | - |
| Furniture and vehicles24 | €41k | €33k | €24k | €19k | €10k | ▼ 48.6% |
| Current assets29/58 | €56k | €123k | €247k | €297k | €312k | ▲ 4.9% |
| Amounts receivable within one year40/41 | €31k | €20k | €31k | €53k | €26k | ▼ 51.2% |
| Trade receivables40 | €27k | €18k | €30k | €51k | €23k | ▼ 55.4% |
| Other amounts receivable41 | €5k | €2k | €2k | €2k | €3k | ▲ 71.4% |
| Cash at bank and in hand54/58 | €23k | €103k | €215k | €237k | €278k | ▲ 17.3% |
| Deferred charges and accrued income490/1 | €1k | €339 | €0 | €8k | €8k | ▲ 5.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €98k | €156k | €272k | €316k | €321k | ▲ 1.7% |
| Equity10/15 | €54k | €103k | €78k | €203k | €162k | ▼ 20.4% |
| Contributions10/11 | €4k | €4k | €4k | €4k | €4k | = |
| Reserves13 | - | - | €74k | €199k | €158k | ▼ 20.8% |
| Tax-exempt reserves132 | - | - | €74k | €158k | €158k | = |
| Distributable reserves133 | - | - | - | €41k | €0 | ▼ 100% |
| Profit (loss) carried forward14 | €50k | €99k | €0 | €0 | €0 | - |
| Amounts payable17/49 | €44k | €53k | €194k | €113k | €159k | ▲ 41.5% |
| Amounts payable after more than one year17 | €30k | €23k | €23k | €8k | €0 | ▼ 100% |
| Financial debts170/4 | €30k | €23k | €23k | €8k | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €13k | €31k | €172k | €103k | €156k | ▲ 51.9% |
| Current portion of amounts payable after more than one year42 | €7k | €7k | €0 | €8k | €8k | ▲ 1.6% |
| Financial debts43 | €94 | €0 | - | - | - | - |
| Credit institutions430/8 | €94 | €0 | - | - | - | - |
| Trade debts44 | €547 | €1k | €0 | €5k | €3k | ▼ 41.3% |
| Suppliers440/4 | €547 | €1k | €0 | €5k | €3k | ▼ 41.3% |
| Advances received on contracts in progress46 | - | - | - | €19k | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | €5k | €21k | €40k | €14k | €14k | ▼ 4.2% |
| Taxes450/3 | €3k | €21k | €40k | €12k | €12k | ▼ 4.9% |
| Remuneration and social security454/9 | €3k | €0 | - | €2k | €2k | = |
| Other amounts payable47/48 | - | €1k | €131k | €57k | €132k | ▲ 133% |
| Accrued charges and deferred income492/3 | €727 | €0 | - | €2k | €3k | ▲ 47.6% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23k | €49k | €145k | €126k | €104k | ▼ 17.2% |
| + Depreciation and write-downs630 | €1k | €9k | €9k | €9k | €9k | ▲ 1.8% |
| Operating cash flow (approximation) | €24k | €58k | €153k | €135k | €113k | ▼ 15.9% |
| Investment in fixed assets (approximation) | - | €-359 | €-217 | €-3k | €0 | ▲ 100% |
| Change in cash | - | €80k | €113k | €21k | €41k | ▲ 92.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
04-05
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Liquidity doublescurrent ratio 2.89
Current ratio from 1.44 to 2.89; short-term debt falls from €172k to €103k.
31-03
Financial
Equity above €200kEq €203k ▲162%
5 profitable years in a row build equity to €203k.
2024
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Highest result since 2021net €145k ▲195%
Operating result €189k, net result €145k, both a record.
2023
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €100kEq €103k ▲90.8%
3 profitable years in a row build equity to €103k.
2022
26-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €23k ▼16.2%
Net result drops to €23k, the lowest in the series; recovery starts the following year.
2021
20-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenburg · 1 establishment unit since 2020
Ground area
1.9 ha
Parcel 35014C0459/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
Depcoma
since 20202.299.889.202
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35014C0459/00A000 | Flanders | 1.9 ha | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
1 connected companyLinked via shared directors
Shared director
→
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 408 EUR awarded · 408 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 408 EUR | 408 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 13,357 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-02-2020
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
62100Computer programming
62200Computer consultancy and computer facilities management
64999Other financial services
70200Business and other management consultancy
82990Other business support services
Contact
E-mail
udepret@live.be
Scores and ratios are computed by Checked and are not a credit decision.