DENISE ROELANTS

Active

Private limited companyfounded 20197 yrs activeBritselei 80, 2000 Antwerpen, BelgiumKBO/BCE: BE 0717.644.107

Summary

The computed 12-month bankruptcy probability of DENISE ROELANTS is 3.3% (moderate). The 2025 annual accounts show equity of €9k and a net result of €22k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 3674 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

46 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability92▲+43

Solvency33▲+21

Growth32=

Track record100

Bankruptcy probability, 12 months

3.3% Moderate

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-02-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 6 filings

Deviation from the deadline

2025

27 d late

2024

20 d late

2023

131 d late

2022

28 d late

2021

70 d late

2020

27 d late

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close24-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€9k

2024 · €-13k

2020: €42k 2021: €87k 2022: €24k 2023: €-12k 2024: €-13k

2020 → 2025

Total assets

€117k▲ 13.0%

2024 · €104k

2020: €340k 2021: €296k 2022: €168k 2023: €104k 2024: €104k

2020 → 2025

Net result

€22k

2024 · €-2k

2020: €23k 2021: €45k 2022: €-63k 2023: €-36k 2024: €-2k

2020 → 2025

Working capital

€-26k▲ 14.3%

2024 · €-30k

2020: €-12k 2021: €34k 2022: €-35k 2023: €-35k 2024: €-30k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€87k-€24k▼ 72.2%€-12k€-13k▼ 14.5%€9k

Operating result€61k-€-60k€-31k▲ 48.2%€11k€27k▲ 133%

Net result€45k-€-63k€-36k▲ 43.0%€-2k▲ 95.3%€22k

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2022 the operating result has climbed three years in a row; 2025 is 133% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €117k

30.5%

69.5%

Fixed assets €36k ▲ 85.8%

Current assets €82k ▼ 3.6%

Equity and liabilities €117k

92.4%

Equity €9k

Debt €108k

Debt finances 92.4% of the balance-sheet total.

Key figures and ratios

2025 value · change against 2024

EBITDA

€37k▲

2024 · €25k

Cash flow

€32k▲

2024 · €12k

Current ratio

0.76▲

2024 · 0.74

Quick ratio

0.40▼

2024 · 0.40

Debt to equity

12.24▲

2024 · -8.79

ROE

250.4%

ROA

18.9%▲

2024 · -1.6%

Interest coverage

8.84▲

2024 · 3.84

Debt ≤ 1 year

€108k▼

2024 · €115k

Debt > 1 year

€0▼

2024 · €2k

Income taxes

€327▼

2024 · €7k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines

Balance sheet Code20242025

Assets

Total assets20/58€104k€117k▲

Fixed assets21/28€19k€36k▲

Tangible fixed assets22/27€19k€24k▲

Plant, machinery and equipment23€15k€10k▼

Furniture and vehicles24€1k€13k▲

Other tangible fixed assets26€2k€741▼

Financial fixed assets28€420€12k▲

Current assets29/58€85k€82k▼

Stocks and contracts in progress3€39k€39k=

Stocks30/36€39k€39k=

Amounts receivable within one year40/41€30k€43k▲

Trade receivables40€22k€33k▲

Other amounts receivable41€8k€10k▲

Cash at bank and in hand54/58€2k€0▼

Deferred charges and accrued income490/1€14k€0▼

Equity and liabilities

Total equity and liabilities10/49€104k€117k▲

Equity10/15€-13k€9k▲

Contributions10/11€19k€19k=

Reserves13€6k€6k=

Distributable reserves133€6k€6k=

Profit (loss) carried forward14€-37k€-15k▲

Amounts payable17/49€117k€108k▼

Amounts payable after more than one year17€2k€0▼

Financial debts170/4€2k€0▼

Amounts payable within one year42/48€115k€108k▼

Current portion of amounts payable after more than one year42€6k€2k▼

Financial debts43€25k€25k▲

Credit institutions430/8€25k€25k▲

Other loans439€0-

Trade debts44€51k€52k▲

Suppliers440/4€51k€52k▲

Taxes, remuneration and social security45€19k€26k▲

Taxes450/3€19k€26k▲

Other amounts payable47/48€13k€2k▼

Accrued charges and deferred income492/3-€850

Income statement Code20242025

Non-recurring operating income76A€0€10k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€10k▼

Other operating charges640/8€8k€5k▼

Non-recurring operating charges66A€18k€170▼

Gross operating margin9900€51k€42k▼

Operating profit (loss)9901€11k€27k▲

Financial income75/76B€16€100▲

Recurring financial income75€16€100▲

Financial charges65/66B€7k€4k▼

Recurring financial charges65€7k€4k▼

Profit (loss) for the period before taxes9903€5k€22k▲

Income taxes67/77€7k€327▼

Profit (loss) for the period9904€-2k€22k▲

Profit (loss) for the period to be appropriated9905€-2k€22k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-37k€-15k▲

Profit (loss) brought forward from the previous period14P€-36k€-37k▼

Social balance

Average headcount (FTE)9087-0.0

The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 3Filings 6

Next filing, fiscal year 2026, expected by 31-01-2027

2026

27-02

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema · 27 days late

2025

30-06

Financial Back to profitnet €22k

Net result €22k after 3 loss-making years.

20-02

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 20 days late

2024

10-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 131 days late

2023

28-02

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 28 days late

2022

30-06

Financial Weakest financial yearnet €-63k ▼239%

Net result drops to €-63k, the lowest in the series; recovery starts the following year.

11-04

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 70 days late

2021

30-06

Financial Highest result since 2020net €45k ▲95.6%

Operating result €61k, net result €45k, both a record.

27-02

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 27 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Britselei 802000 Antwerpen

Ground area

384 m²

Building footprint

153 m²

Volume, LiDAR

2,143 m³

Parcel 11804D2165/00B022, Flanders · tallest building 25.6 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

Balans

Britselei 80, 2000 AntwerpenRetail trade

since 20192.285.896.060

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11804D2165/00B022	Flanders	384 m²	1 · 153 m²	25.6 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Drogenbos · Eq €8,878

Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 6,667 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded04-01-2019

Fiscal year end30-06

Activities, NACEBEL 2025

56111Full-service restaurants

47690Retail sale of other cultural and recreation goods

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.