Dema
ActiveDema has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €193k and a net result of €34k. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 16% of 37968 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability49▼-6
Solvency38▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.62 against 0.85 in 2023; short-term debt: 6.7% and cash: 4.1% of total assets), and 87.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 37968 sector peers (2024).
NBB · sector comparisonPosition among 37968 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
14 d early
2023
14 d late
2022
11 d late
2021
4 d early
2020
32 d early
2019
11 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€193k▲ 21.5%
2023 · €159k
2019: €38k
2020: €84k
2021: €120k
2022: €158k
2023: €159k
2019 → 2024
Total assets
€1.53M▼ 3.3%
2023 · €1.59M
2019: €207k
2020: €235k
2021: €225k
2022: €202k
2023: €1.59M
2019 → 2024
Net result
€34k▲ 9,967%
2023 · €339
2019: €32k
2020: €45k
2021: €37k
2022: €38k
2023: €339
2019 → 2024
Working capital
€-39k▼ 281%
2023 · €-10k
2019: €-36k
2020: €-35k
2021: €-42k
2022: €-43k
2023: €-10k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€84k-€120k▲ 43.7%€158k▲ 31.6%€159k▲ 0.2%€193k▲ 21.5%
Operating result€70k-€57k▼ 18.6%€57k▲ 0.4%€31k▼ 45.7%€99k▲ 221%
Net result€45k-€37k▼ 19.3%€38k▲ 4.1%€339▼ 99.1%€34k▲ 9,967%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 221% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.53M
Fixed assets
€1.47M▼ 3.9%
Current assets
€64k▲ 12.4%
Equity and liabilities €1.53M
Equity
€193k▲ 21.5%
Debt
€1.34M▼ 6.0%
The debt ratio falls from 90.0% to 87.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€159k▲
2023 · €126k
Cash flow
€93k▼
2023 · €95k
Solvency
12.6%▲
2023 · 10.0%
Current ratio
0.62▼
2023 · 0.85
Quick ratio
0.62▼
2023 · 0.85
Debt / equity
6.95▼
2023 · 8.99
ROE
17.7%▲
2023 · 0.2%
ROA
2.2%▲
2023 · 0.0%
Interest coverage
3.32▼
2023 · 4.37
Debt
€1.34M▼
2023 · €1.43M
Debt ≤ 1 year
€103k▲
2023 · €67k
Debt > 1 year
€1.24M▼
2023 · €1.36M
Income taxes
€18k▲
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.59M€1.53M▼
Fixed assets21/28€1.53M€1.47M▼
Tangible fixed assets22/27€1.35M€1.29M▼
Land and buildings22€1.34M€1.29M▼
Furniture and vehicles24€12k€3k▼
Financial fixed assets28€180k€180k=
Current assets29/58€57k€64k▲
Amounts receivable within one year40/41€22k-
Trade receivables40€8k-
Other amounts receivable41€13k-
Cash at bank and in hand54/58€35k€63k▲
Deferred charges and accrued income490/1€310€326▲
Equity and liabilities
Total equity and liabilities10/49€1.59M€1.53M▼
Equity10/15€159k€193k▲
Contributions10/11€6k€6k=
Outside capital11€6k-
Other1109/19€6k-
Reserves13€153k€187k▲
Distributable reserves133€153k€187k▲
Amounts payable17/49€1.43M€1.34M▼
Amounts payable after more than one year17€1.36M€1.24M▼
Financial debts170/4€1.36M€1.24M▼
Amounts payable within one year42/48€67k€103k▲
Current portion of amounts payable after more than one year42€57k€91k▲
Financial debts43€1k-
Other loans439€1k-
Trade debts44€517€339▼
Suppliers440/4€517€339▼
Taxes, remuneration and social security45€7k€10k▲
Taxes450/3€7k€10k▲
Other amounts payable47/48€1k€1k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€95k€59k▼
Other operating charges640/8€6k€6k▲
Gross operating margin9900€132k€165k▲
Operating profit (loss)9901€31k€99k▲
Financial charges65/66B€29k€48k▲
Recurring financial charges65€29k€48k▲
Profit (loss) for the period before taxes9903€2k€52k▲
Income taxes67/77€2k€18k▲
Profit (loss) for the period9904€339€34k▲
Profit (loss) for the period to be appropriated9905€339€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€339€34k▲
Transfer to equity691/2€339€34k▲
To other reserves6921€339€34k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
31-12
Financial
Weakest financial yearnet €339 ▼99.1%
Net result drops to €339, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 11 days late
2022
31-12
Financial
Equity above €150kEq €158k ▲31.6%
4 profitable years in a row build equity to €158k.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €120k ▲43.7%
3 profitable years in a row build equity to €120k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2019net €45k ▲40.4%
Net result €45k, the highest in the series.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Driesdreef 109030 GentGround area
612 m²
Building footprint
128 m²
Volume, LiDAR
748 m³
Parcel 44017A1212/00K002, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dema
since 20192.286.967.416
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017A1212/00K002 | Flanders | 612 m² | 1 · 128 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JPGCS MANAGEMENT
BE 0507.950.002
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Imma Lecleir
BE 0808.633.273
Ieper · Eq €193k
CLM
BE 0880.212.543
Schilde · Eq €193k
THAUMALO
BE 0889.088.736
Grimbergen · Eq €193k
ITINERIS CONSULTING
BE 0826.711.105
Wetteren · Eq €193k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,156 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-03-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
66300Activities auxiliary to financial services and insurance activities
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.