DELTOUR KEVIN
ActiveSummary
DELTOUR KEVIN has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €56k and a net result of €-18k. Equity is growing by ~9.8% per year across the filed fiscal years. Its solvency ranks better than 24% of 5894 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
49
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability54▼-20
Solvency42▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.38 against 0.53 in 2023; short-term debt: 30% and cash: 1.7% of total assets), and 82.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
17.2%
Return on assets
-5.7%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 5894 sector peers (2024).
NBB · sector comparisonPosition among 5894 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-04-2025, 94 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
94 d early
2023
14 d early
2022
5 d early
2021
5 d early
2020
28 d late
2019
38 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€56k▼ 24.8%
2023 · €74k
2018: €44k
2019: €44k
2020: €52k
2021: €58k
2022: €74k
2023: €74k
2018 → 2024
Total assets
€322k▼ 15.2%
2023 · €380k
2018: €112k
2019: €201k
2020: €314k
2021: €380k
2022: €434k
2023: €380k
2018 → 2024
Net result
€-18k
2023 · €17k
2018: €3k
2019: €292
2020: €8k
2021: €5k
2022: €16k
2023: €17k
2018 → 2024
Working capital
€-60k▼ 26.7%
2023 · €-47k
2018: €-18k
2019: €-86k
2020: €-35k
2021: €-33k
2022: €-41k
2023: €-47k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€52k-€58k▲ 10.4%€74k▲ 27.8%€74k=€56k▼ 24.8%
Operating result€16k-€13k▼ 19.0%€24k▲ 78.0%€23k▼ 1.4%€-12k
Net result€8k-€5k▼ 30.5%€16k▲ 194%€17k▲ 6.5%€-18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €12k after €23k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €322k
Fixed assets
€285k ▼ 12.7%
Current assets
€37k ▼ 30.4%
Equity and liabilities €322k
Equity
€56k ▼ 24.8%
Debt
€267k ▼ 12.9%
Debt's share of the balance-sheet total rises from 80.6% to 82.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€32k▼
2023 · €66k
Cash flow
€26k▼
2023 · €60k
Current ratio
0.38▼
2023 · 0.53
Quick ratio
0.35▼
2023 · 0.51
Debt to equity
4.81▲
2023 · 4.15
ROE
-32.9%▼
2023 · 23.2%
ROA
-5.7%▼
2023 · 4.5%
Interest coverage
5.10▼
2023 · 10.19
Debt ≤ 1 year
€97k▼
2023 · €100k
Debt > 1 year
€167k▼
2023 · €203k
Income taxes
€0▼
2023 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 52 lines
Balance sheet
Code20232024
Assets
Total assets20/58€380k€322k▼
Fixed assets21/28€326k€285k▼
Tangible fixed assets22/27€326k€285k▼
Plant, machinery and equipment23€64k€54k▼
Furniture and vehicles24€73k€55k▼
Other tangible fixed assets26€189k€176k▼
Financial fixed assets28€25€25=
Current assets29/58€53k€37k▼
Stocks and contracts in progress3€2k€3k▲
Stocks30/36€2k€3k▲
Amounts receivable within one year40/41€37k€28k▼
Trade receivables40€37k€27k▼
Other amounts receivable41€0€1k▲
Cash at bank and in hand54/58€13k€5k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€380k€322k▼
Equity10/15€74k€56k▼
Contributions10/11€20k€20k=
Reserves13€54k€54k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€54k€54k=
Profit (loss) carried forward14€0€-18k▼
Amounts payable17/49€306k€267k▼
Amounts payable after more than one year17€203k€167k▼
Financial debts170/4€203k€167k▼
Amounts payable within one year42/48€100k€97k▼
Current portion of amounts payable after more than one year42€40k€36k▼
Trade debts44€6k€9k▲
Suppliers440/4€6k€9k▲
Taxes, remuneration and social security45€1k€0▼
Taxes450/3€1k€0▼
Other amounts payable47/48€52k€51k▼
Accrued charges and deferred income492/3€2k€3k▲
Income statement
Code20232024
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€44k▲
Other operating charges640/8€2k€5k▲
Gross operating margin9900€69k€38k▼
Operating profit (loss)9901€23k€-12k▼
Financial income75/76B€201€51▼
Recurring financial income75€201€51▼
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€17k€-18k▼
Income taxes67/77€0€0▼
Profit (loss) for the period9904€17k€-18k▼
Profit (loss) for the period to be appropriated9905€17k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€-18k▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€17k€0▼
Return on contributions (dividend)694€17k€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-18k ▼207%
Net result drops to €-18k, the lowest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €17k ▲6.5%
Net result €17k, the highest in the series.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 28 days late
2020
07-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ardooie · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Cloetbergstraat 368850 ArdooieGround area
175 m²
Parcel 36001E1722/00B000, Flanders. Linked by address, not a title deed.
1 establishment unit
Deltour Kevin BVBA Opritten & Terrassen
since 20152.240.070.686
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36001E1722/00B000 | Flanders | 175 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,216 companies in sector 81300 we hold annual accounts for 4,362. 3,621 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2015
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
68121Development of residential building projects
43120Site preparation
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.