DELTOUR CONSTRUCT
ActiveSummary
DELTOUR CONSTRUCT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €13k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 71% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-2
Solvency91▼-9
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.71 against 4.54 in 2024; short-term debt: 12.6% and cash: 33.4% of total assets), and 33.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.2%
Return on assets
8.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
31 d late
2024
24 d late
2023
30 d late
2022
31 d late
2021
29 d late
2020
31 d late
2019
52 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▲ 14.0%
2024 · €90k
2019: €39k
2020: €53k
2021: €69k
2022: €79k
2023: €80k
2024: €90k
2019 → 2025
Total assets
€156k▲ 38.3%
2024 · €113k
2019: €66k
2020: €107k
2021: €112k
2022: €119k
2023: €109k
2024: €113k
2019 → 2025
Net result
€13k▲ 16.8%
2024 · €11k
2019: €20k
2020: €17k
2021: €16k
2022: €10k
2023: €-3k
2024: €11k
2019 → 2025
Working capital
€73k▼ 7.0%
2024 · €78k
2019: €31k
2020: €39k
2021: €56k
2022: €64k
2023: €64k
2024: €78k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€79k▲ 14.4%€80k▲ 1.2%€90k▲ 13.6%€103k▲ 14.0%
Operating result€23k-€13k▼ 45.8%€-4k€13k€19k▲ 43.7%
Net result€16k-€10k▼ 37.6%€-3k€11k€13k▲ 16.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 44% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets
€63k ▲ 421%
Current assets
€93k ▼ 7.9%
Equity and liabilities €156k
Equity
€103k ▲ 14.0%
Debt
€53k ▲ 138%
Debt's share of the balance-sheet total rises from 19.6% to 33.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€31k▲
2024 · €24k
Cash flow
€25k▲
2024 · €21k
Current ratio
4.71▲
2024 · 4.54
Debt to equity
0.51▲
2024 · 0.24
ROE
12.3%▲
2024 · 12.0%
ROA
8.1%▼
2024 · 9.6%
Interest coverage
12.08▼
2024 · 33.27
Debt ≤ 1 year
€20k▼
2024 · €22k
Debt > 1 year
€33k
Income taxes
€5k▲
2024 · €3k
Staff costs
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€113k€156k▲
Fixed assets21/28€12k€63k▲
Tangible fixed assets22/27€12k€63k▲
Land and buildings22€1k€788▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€8k€2k▼
Leasing and similar rights25-€58k
Current assets29/58€100k€93k▼
Stocks and contracts in progress3€1k-
Contracts in progress37€1k-
Amounts receivable within one year40/41€49k€40k▼
Trade receivables40€8k€2k▼
Other amounts receivable41€41k€38k▼
Cash at bank and in hand54/58€49k€52k▲
Deferred charges and accrued income490/1€998€906▼
Equity and liabilities
Total equity and liabilities10/49€113k€156k▲
Equity10/15€90k€103k▲
Contributions10/11€6k€6k=
Reserves13€78k€88k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€76k€86k▲
Profit (loss) carried forward14€6k€9k▲
Amounts payable17/49€22k€53k▲
Amounts payable after more than one year17-€33k
Financial debts170/4-€33k
Amounts payable within one year42/48€22k€20k▼
Current portion of amounts payable after more than one year42€10k€9k▼
Trade debts44€6k€3k▼
Suppliers440/4€6k€3k▼
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€6k€8k▲
Remuneration and social security454/9€190€59▼
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61-€94k
Remuneration, social security and pensions62-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€685€4k▲
Gross operating margin9900€25k€36k▲
Operating profit (loss)9901€13k€19k▲
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€718€3k▲
Recurring financial charges65€718€3k▲
Profit (loss) for the period before taxes9903€14k€18k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€11k€13k▲
Profit (loss) for the period to be appropriated9905€11k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€19k▲
Profit (loss) brought forward from the previous period14P€3k€6k▲
Transfer to equity691/2€7k€10k▲
To other reserves6921€7k€10k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Equity above €100kEq €103k ▲14%
2 profitable years in a row build equity to €103k.
24-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2024
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-3k ▼135%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 52 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Blégny · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Parfondvaux 1074671 BlégnyGround area
683 m²
Building footprint
98 m²
Volume, LiDAR
409 m³
Parcel 62095E0030/00F000, Wallonia · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DELTOUR CONSTRUCT
since 20172.269.634.902
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62095E0030/00F000 | Wallonia | 683 m² | 1 · 98 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ELVO
BE 0821.961.469
Grobbendonk · Eq €103,071
JOHAN ROELS
BE 0550.454.412
Dilbeek · Eq €102,896
Schaaff Toitures
BE 0759.733.692
Léglise · Eq €103,303
VLMS
BE 0501.688.057
Welkenraedt · Eq €103,397
ALLFORKIT
BE 0783.777.222
Wingene · Eq €103,422
Of 11,135 companies in sector 43910 we hold annual accounts for 5,488. 4,807 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded02-11-2017
Fiscal year end31-12
Activities, NACEBEL 2025
43910Bricklaying and masonry work
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.