Delta Engineering Group is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €43.27M and a net result of €-423k. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 64% of 2385 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
25 d early
2024
9 d early
2023
6 d early
2022
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€43.27M▼ 1.0%
2024 · €43.69M
2022: €44.75M
2023: €44.20M
2024: €43.69M
2022 → 2025
Net result
€-423k▲ 17.1%
2024 · €-510k
2022: €13.37M
2023: €-550k
2024: €-510k
2022 → 2025
Total assets
€56.50M▼ 0.1%
2024 · €56.57M
2022: €56.65M
2023: €56.65M
2024: €56.57M
2022 → 2025
Solvency
76.6%▼ 0.6pp
2024 · 77.2%
2022: 79.0%
2023: 78.0%
2024: 77.2%
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Turnover€743k-€1.09M▲ 46.7%€1.35M▲ 24.2%€1.58M▲ 17.1%
Equity€44.75M-€44.20M▼ 1.2%€43.69M▼ 1.2%€43.27M▼ 1.0%
Operating result€-24k-€39k€56k▲ 43.8%€112k▲ 99.5%
Net result€13.37M-€-550k€-510k▲ 7.3%€-423k▲ 17.1%
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 100% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €56.50M
Fixed assets
€56.38M=
Current assets
€115k▼ 39.9%
Equity and liabilities €56.50M
Equity
€43.27M▼ 1.0%
Debt
€13.23M▲ 2.7%
The debt ratio rises from 22.8% to 23.4%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
76.6%▼
2024 · 77.2%
ROE
-1.0%▲
2024 · -1.2%
ROA
-0.7%▲
2024 · -0.9%
Debt
€13.23M▲
2024 · €12.88M
Debt ≤ 1 year
€648k▼
2024 · €676k
Debt > 1 year
€12.22M▲
2024 · €11.49M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56.57M€56.50M▼
Fixed assets21/28€56.38M€56.38M=
Financial fixed assets28€56.38M€56.38M=
Affiliated companies280/1€56.38M€56.38M=
Participating interests280€56.38M€56.38M=
Current assets29/58€191k€115k▼
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€136k€0▼
Trade receivables40€136k€0▼
Cash at bank and in hand54/58€54k€110k▲
Deferred charges and accrued income490/1-€5k
Equity and liabilities
Total equity and liabilities10/49€56.57M€56.50M▼
Equity10/15€43.69M€43.27M▼
Contributions10/11€31.38M€31.38M=
Profit (loss) carried forward14€12.31M€11.89M▼
Amounts payable17/49€12.88M€13.23M▲
Amounts payable after more than one year17€11.49M€12.22M▲
Financial debts170/4€11.49M€12.22M▲
Subordinated loans170€6.00M€6.00M=
Other loans174€5.49M€6.22M▲
Amounts payable within one year42/48€676k€648k▼
Trade debts44€13k€55k▲
Suppliers440/4€13k€55k▲
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48€660k€589k▼
Accrued charges and deferred income492/3€720k€360k▼
Income statement
Code20242025
Operating income70/76A€1.35M€1.58M▲
Turnover70€1.35M€1.58M▲
Operating charges60/66A€1.30M€1.47M▲
Services and other goods61€1.30M€1.47M▲
Other operating charges640/8€501€516▲
Operating profit (loss)9901€56k€112k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Other financial income752/9-€2k
Financial charges65/66B€566k€538k▼
Recurring financial charges65€566k€538k▼
Debt charges650€566k€537k▼
Other financial charges652/9€338€442▲
Profit (loss) for the period before taxes9903€-510k€-423k▲
Profit (loss) for the period9904€-510k€-423k▲
Profit (loss) for the period to be appropriated9905€-510k€-423k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12.31M€11.89M▼
Profit (loss) brought forward from the previous period14P€12.82M€12.31M▼
The notes to these accounts (44 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
State Gazette act
Resignations & appointmentsGeneral meeting · Auditor appointment · Permanent representative3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Auditor appointment · Permanent representative3 facts ▸
- General meeting, 30/06/2025
- Auditor appointment, Moore Audit BV (commissaris)
- Permanent representative, Wendy Van der Biest
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-550k ▼104%
Net result drops to €-550k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Parkbos(Oph) 69500 GeraardsbergenGround area
2,817 m²
Building footprint
482 m²
Volume, LiDAR
27 m³
Parcel 41053B0260/00L000, Flanders · tallest building 6.0 m. Linked by address, not a title deed.
1 establishment unit
Parkbos(Oph) 6, 9500 Geraardsbergen
since 20222.328.219.536
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41053B0260/00L000 | Flanders | 2,817 m² | 1 · 482 m² | 6.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Statutory auditor
1 auditor| Moore AuditCurrent Statutory auditor · represented by Wendy Van der Biest | 29-07-2026 → present |
Similar companies · same sector, comparable size
VYNCKE - A Family of Companies
BE 0885.999.087
Harelbeke · Eq €43.19M
CYBELLE
BE 0461.480.270
Nivelles · Eq €43.35M
SENIOR ASSIST
BE 0875.416.783
Ukkel · Eq €43.36M
ORELIA GROUP
BE 0607.988.377
Wommelgem · Eq €43.36M
D.S.R.T.
BE 0878.313.818
Harelbeke · Eq €43.42M
Of 24,727 companies in sector 64210 we hold annual accounts for 19,759. 2,926 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2021
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.