DELMAXTA · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of DELMAXTA is 1.7% (moderate). The 2025 annual accounts show equity of €71k and a net result of €22k. Equity is growing by ~67.4% per year across the filed fiscal years. Its solvency ranks better than 50% of 1432 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 4 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

1.7% Moderate

0%0,5%1,5%4%10%≥25%

Young company +Higher-failure-rate sector +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Signals

2 signals · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2024 and 2025).

View the result trend

Growing equity

Equity grew over 2023-2025. Profits are largely retained rather than distributed.

View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Filed after the deadline

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-05-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 4 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
30-09-2025	30-04-2026	19-05-2026	19 d late	2026-00121390
30-09-2024	30-04-2025	30-04-2025	on the day	2025-00093393
30-09-2023	30-04-2024	30-04-2024	on the day	2024-00080631
30-09-2022	30-04-2023	02-05-2023	2 d late	2023-00076495

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

More than 3 years active

Founded in 2021, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€22k-53.9%

Working capital€-25k-30.5%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 19-05-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~67.4%/year over 4 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	23.6%	23.5%	better than 50% of 1432 sector peers
Net result	€22k	€7k	better than 70% of 1429 sector peers
Equity	€71k	€25k	better than 71% of 1434 sector peers
Gross operating margin	€129k	€34k	better than 82% of 1426 sector peers
Staff costs	€55k	€42k	higher than 60% of 605 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P50

Improving position over 2022-2025 · n=1432-6722

Net result P70

Improving position over 2022-2025 · n=1429-6703

Equity P71

Improving position over 2022-2025 · n=1434-6737

Gross operating margin P82

Stable position over 2022-2025 · n=1426-6682

Describes the position versus peers, not a forecast.

EBITDA

€74k

-22.8% 22-25

Net profit

€22k

-53.9% 22-25

Cash flow

€62k

-25.0% 22-25

Total assets

€302k

-2.6% 22-25

Equity

€71k

+44.5% 22-25

Working capital

€-25k

-30.5% 22-25

Employees (FTE)

2

+9.5% 22-25

Staff costs

€55k

-43.3% 22-25

Show 11 other metrics

Income taxes

€9k

-25.1% 22-25

Debt

€231k

-11.5% 22-25

Debt ≤ 1y

€136k

+6.2% 22-25

Debt > 1y

€95k

-27.5% 22-25

Current ratio

0.82

-4.0% 22-25

Quick ratio

0.47

+2.5% 22-25

Solvency

23.6%

+48.4% 22-25

Debt / equity

3.24

-38.8% 22-25

ROE

30.8%

-68.1% 22-25

ROA

7.3%

-52.6% 22-25

Interest coverage

18.23

-40.2% 22-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€74k
Net profit	€22k
Cash flow	€62k
Staff costs	€55k
Income taxes	€9k
Dividends	-
Total assets	€302k
Equity	€71k
Debt	€231k
of which ≤ 1y	€136k
of which > 1y	€95k
Working capital	€-25k
Employees (FTE)	2.3

Ratios (computed)

	2025
Current ratio	0.82
Quick ratio	0.47
Working capital ratio	-8.1%
Solvency	23.6%
Debt / equity	3.24
Long-term debt ratio	1.34
Interest coverage	18.23
Gross margin	-
Net margin	-
ROA	7.3%
ROE	30.8%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €191k · 63.3% Current assets €111k · 36.7%

Equity & liabilities

Equity €71k · 23.6% Debt €231k · 76.4%

Full annual accounts (26 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€302k
Fixed assets	21/28	€191k
Formation expenses	20	€282
Intangible fixed assets	21	€250
Tangible fixed assets	22/27	€191k
Current assets	29/58	€111k
Stocks & contracts in progress	3	€48k
Amounts receivable within one year	40/41	€13k
Cash & bank	54/58	€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€302k
Equity	10/15	€71k
Contributions / capital	10/11	€10k
Reserves	13	€22k
Accumulated profits (losses)	14	€39k
Amounts payable	17/49	€231k
Amounts payable after one year	17	€95k
Amounts payable within one year	42/48	€136k
Trade debts payable within one year	44	€45k
Income statement
Gross operating margin	9900	€129k
Operating result	9901	€34k
Financial income	75	€1k
Financial charges	65	€4k
Result before taxes	9903	€31k
Income taxes	67/77	€9k
Net result for the period	9904	€22k
Result to be appropriated	9905	€22k

This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

43 / 100 Weak

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Aalbeeksesteenweg(Kor) 238500 Kortrijk

Establishment units

1 location

Slagerij Taveirne

Aalbeeksesteenweg(Kor) 23, 8500 KortrijkDetailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)

since 20212.321.747.656

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area347 m²

Buildings1

Building footprint230 m²

Volume (LiDAR)1,659 m³

Tallest building15.3 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
34022E0072/00S010	Flanders	347 m²	1 · 230 m²	15.2 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

5 of 5 axes measured

69 / 100

Strong profile, led by profitability.

All 5 axes are computed from data Checked has read.

Health 43

Profitability 100

Solvency 30

Growth 78

Stability 94

Credit advice

verdict per customer and amount

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We hold annual accounts for 388 of the 3,034 companies in this sector. 339 of them are within a factor 10 of this company's equity.

See full sector →

Company registry

Company registry (CBE)

Crossroads Bank

Activities

Detailhandel in vlees en vleesproducten, muv vlees van wild en van gevogelte47221Overige niet-gespecialiseerde detailhandel47120Detailhandel in vlees van wild en van gevogelte47222Detailhandel via postorderbedrijven of via internet47910

Primary activity highlighted.

Names & trade names

Legal nameNL

DELMAXTA

Registered office

Aalbeeksesteenweg(Kor) 23

8500 Kortrijk, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.