Summary
DELLIES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €395k and a net result of €36k. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 28% of 8023 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-09-2026, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
42 d late
2024
84 d late
2023
120 d early
2022
35 d early
2021
73 d early
2020
144 d early
2019
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€395k▲ 9.9%
2024 · €360k
2018: €398k
2019: €501k
2020: €597k
2021: €500k
2022: €492k
2023: €476k
2024: €360k
2018 → 2025
Net result
€36k▼ 31.7%
2024 · €52k
2018: €108k
2019: €103k
2020: €113k
2021: €19k
2022: €42k
2023: €-16k
2024: €52k
2018 → 2025
Total assets
€1.66M▲ 17.7%
2024 · €1.41M
2018: €638k
2019: €690k
2020: €789k
2021: €1.26M
2022: €1.14M
2023: €1.06M
2024: €1.41M
2018 → 2025
Solvency
23.8%▼ 1.7pp
2024 · 25.5%
2018: 62.3%
2019: 72.6%
2020: 75.8%
2021: 39.9%
2022: 43.2%
2023: 44.9%
2024: 25.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€500k-€492k▼ 1.6%€476k▼ 3.3%€360k▼ 24.5%€395k▲ 9.9%
Operating result€72k-€55k▼ 24.7%€-10k€74k€80k▲ 7.9%
Net result€19k-€42k▲ 118%€-16k€52k€36k▼ 31.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 8% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.66M
Fixed assets
€1.40M ▲ 35.4%
Current assets
€261k ▼ 30.9%
Equity and liabilities €1.66M
Equity
€395k ▲ 9.9%
Debt
€1.26M ▲ 20.3%
Debt's share of the balance-sheet total rises from 74.5% to 76.2%. Equity and debt are higher.
Key figures and ratios
ROE
9.0%▼
2024 · 14.5%
ROA
2.2%▼
2024 · 3.7%
Debt ≤ 1 year
€427k▲
2024 · €169k
Debt > 1 year
€838k▼
2024 · €883k
Income taxes
€15k▲
2024 · €9k
Staff costs
€380▼
2024 · €926
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.41M€1.66M▲
Fixed assets21/28€1.03M€1.40M▲
Intangible fixed assets21€1k€16▼
Tangible fixed assets22/27€1.03M€1.40M▲
Land and buildings22€997k€1.37M▲
Plant, machinery and equipment23€200€118▼
Furniture and vehicles24€31k€30k▼
Other tangible fixed assets26€3k-
Financial fixed assets28€400€400=
Current assets29/58€377k€261k▼
Stocks and contracts in progress3€41k€50k▲
Stocks30/36€41k€50k▲
Amounts receivable within one year40/41€159k€145k▼
Trade receivables40€159k€145k▼
Other amounts receivable41€84-
Current investments50/53€19k€21k▲
Cash at bank and in hand54/58€145k€32k▼
Deferred charges and accrued income490/1€13k€13k▼
Equity and liabilities
Total equity and liabilities10/49€1.41M€1.66M▲
Equity10/15€360k€395k▲
Contributions10/11€19k€19k=
Reserves13€341k€377k▲
Distributable reserves133€341k€377k▲
Amounts payable17/49€1.05M€1.26M▲
Amounts payable after more than one year17€883k€838k▼
Financial debts170/4€883k€838k▼
Amounts payable within one year42/48€169k€427k▲
Current portion of amounts payable after more than one year42€58k€68k▲
Trade debts44€28k€7k▼
Suppliers440/4€28k€7k▼
Taxes, remuneration and social security45€27k€38k▲
Taxes450/3€24k€35k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€56k€314k▲
Income statement
Code20242025
Non-recurring operating income76A€175€42k▲
Remuneration, social security and pensions62€926€380▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€78k▲
Other operating charges640/8€15k€13k▼
Non-recurring operating charges66A-€3k
Gross operating margin9900€143k€175k▲
Operating profit (loss)9901€74k€80k▲
Financial income75/76B€2k€6k▲
Recurring financial income75€2k€6k▲
Financial charges65/66B€14k€35k▲
Recurring financial charges65€14k€35k▲
Profit (loss) for the period before taxes9903€61k€51k▼
Income taxes67/77€9k€15k▲
Profit (loss) for the period9904€52k€36k▼
Profit (loss) for the period to be appropriated9905€52k€36k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€36k▼
Transfer from equity791/2€169k-
Transfer to equity691/2€52k€36k▼
To other reserves6921€52k€36k▼
Profit to be distributed694/7€169k-
Return on contributions (dividend)694€169k-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 42 days late
2025
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 84 days late
2024
31-12
Financial
Back to profitnet €52k
Net result €52k after one loss-making year.
02-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-16k ▼138%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
09-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €113k ▲9.7%
Net result €113k, the highest in the series.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity triplescurrent ratio 18.36
Current ratio from 6.17 to 18.36; short-term debt falls from €57k to €23k.
31-12
Financial
Equity above €500kEq €501k ▲26%
2 profitable years in a row build equity to €501k.
Show earlier events
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 13 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijselstraat 268900 IeperGround area
373 m²
Building footprint
100 m²
Volume, LiDAR
1,326 m³
Parcel 33011I0019/00P000, Flanders · tallest building 15.7 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Rijselstraat 26, 8900 Ieper
since 20222.334.750.804
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33011I0019/00P000 | Flanders | 373 m² | 1 · 100 m² | 15.7 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 5,846 EUR awarded · 5,846 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,100 EUR | 2,100 EUR |
| 2024 | 1 | 743 EUR | 743 EUR |
| 2022 | 2 | 3,003 EUR | 3,003 EUR |
Schemes
Subsidies voor internationaal ondernemen
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
CONTAINS
BE 0841.929.712
Edegem · Eq €395,186
STEVENS-CLAEYS
BE 0451.701.383
Wingene · Eq €395,154
JM & JM
BE 0600.873.626
Marchin · Eq €395,407
Architectenbureau Sarah Theeuws
BE 0843.180.319
Westerlo · Eq €395,482
FREMICOM
BE 0822.217.926
Hasselt · Eq €395,048
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,760 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-12-2012
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
90312Arts creation and performing arts activities
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.