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Complete company report
Generated 04-09-2026
Active BE 1014.812.317Private limited company

DELHAIZE T&T

Picardstraat 7 ·1000 Brussel, Belgium· 1 yrs active
Sector: Non-specialised retail sale with food, beverages or tobacco predominating (47110)
Conclusion Checked

The computed 12-month bankruptcy probability of DELHAIZE T&T is 2.8% (moderate). The 2025 annual accounts show negative equity (€-11k) and a net result of €-338k. Its solvency ranks better than 18% of 480 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €-11k
Net result €-338k
Staff (FTE) 14.3
Better than sector 18%
Financial profile 4 of 5 axes measured · computed by Checked
Health15Profitability100Solvency43Growth-Stability67
56 / 100

Mixed profile: strong on profitability, weaker on health.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 15
Profitability 100
Solvency 43
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
2.8% Moderate
0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score FY 2025 · computed
15 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
No credit
negative equity or figures too weak
Score components
Liquidity Current ratio 0.94 (< 1.0) -10
Equity Negative equity -25
Profitability ROE 3150% (≥ 10%) +10
Interest coverage Interest coverage -3.1× (< 1.5×) -10
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 03-07-2026 with the NBB · fiscal year 2025 · abbreviated schema
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency -0.6% 21.2%
better than 18% of 480 sector peers
Net result €-338k €32k
better than 5% of 478 sector peers
Equity €-11k €163k
better than 16% of 480 sector peers
Gross operating margin €176k €281k
better than 35% of 480 sector peers
Staff costs €320k €211k
higher than 64% of 386 sector peers
Figures by fiscal year and ratios
Fiscal year2025
Depositabbreviated schema
Revenue-
EBITDA€-181k
Net profit€-338k
Cash flow€-204k
Staff costs€320k
Income taxes-
Dividends-
Total assets€1.83M
Equity€-11k
Debt€1.83M
of which ≤ 1y€816k
of which > 1y€1.01M
Working capital€-47k
Employees (FTE)14.3
Ratios (computed)
2025
Current ratio0.94
Quick ratio0.66
Working capital ratio-2.6%
Solvency-0.6%
Debt / equity-170.67
Long-term debt ratio-94.58
Interest coverage-3.12
Gross margin-
Net margin-
ROA-18.4%
ROE3149.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (25 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€1.83M
Fixed assets 21/28€1.06M
Tangible fixed assets 22/27€910k
Financial fixed assets 28€153k
Current assets 29/58€769k
Stocks & contracts in progress 3€233k
Amounts receivable within one year 40/41€36k
Investments 50/53€200k
Cash & bank 54/58€285k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€1.83M
Equity 10/15€-11k
Contributions / capital 10/11€60k
Accumulated profits (losses) 14€-338k
Provisions & deferred taxes 16€12k
Amounts payable 17/49€1.83M
Amounts payable after one year 17€1.01M
Amounts payable within one year 42/48€816k
Trade debts payable within one year 44€675k
Income statement
Gross operating margin 9900€176k
Operating result 9901€-314k
Financial income 75€35k
Financial charges 65€58k
Result before taxes 9903€-338k
Net result for the period 9904€-338k
Result to be appropriated 9905€-338k
Legal Structure
NACE primary Non-specialised retail sale with food, beverages or tobacco predominating(47110)
Legal form Private limited company(610)
Incorporation08-10-2024
StatusActive
Postal code1000
Establishment units 1 location
Delhaize T&T
Picardstraat 7, 1000 BrusselSupermarkets
since 20242.365.230.380
Real-estate footprint Source: CBE × cadastre
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21814P0441/00B000 Brussels 4.4 ha 1 · 3.9 ha 34.0 m · 6 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events
2026
03-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount
Company registry (CBE) Crossroads Bank
Activities
Non-specialised retail sale with food, beverages or tobacco predominating47110Supermarkets47114
Names & trade names
Legal nameFR DELHAIZE T&T
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SPAR TONGEREN BE 0833.942.256 · Tongeren-Borgloon
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative