DELEU FRANCKY
ActiveSummary
DELEU FRANCKY has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €136k and a net result of €15k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 67% of 6717 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▲+4
Solvency80▲+9
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.06 against 0.85 in 2023; short-term debt: 17% and cash: 9% of total assets), and 44.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €136k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-08-2025, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
11 d late
2023
13 d late
2022
4 d early
2021
2 d early
2020
5 d early
2019
35 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€136k▲ 12.6%
2023 · €121k
2018: €134k
2019: €134k
2020: €141k
2021: €124k
2022: €114k
2023: €121k
2018 → 2024
Total assets
€248k▼ 6.1%
2023 · €264k
2018: €216k
2019: €223k
2020: €242k
2021: €168k
2022: €146k
2023: €264k
2018 → 2024
Net result
€15k▲ 119%
2023 · €7k
2018: €34k
2019: €308
2020: €8k
2021: €-17k
2022: €-10k
2023: €7k
2018 → 2024
Working capital
€2k
2023 · €-7k
2018: €22k
2019: €15k
2020: €8k
2021: €16k
2022: €6k
2023: €-7k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€141k-€124k▼ 12.3%€114k▼ 8.0%€121k▲ 6.1%€136k▲ 12.6%
Operating result€11k-€-16k€-10k▲ 40.3%€11k€21k▲ 91.1%
Net result€8k-€-17k€-10k▲ 43.1%€7k€15k▲ 119%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 91% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €248k
Fixed assets
€203k ▼ 9.0%
Current assets
€45k ▲ 9.8%
Equity and liabilities €248k
Equity
€136k ▲ 12.6%
Debt
€111k ▼ 22.0%
Debt's share of the balance-sheet total falls from 54.1% to 44.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€52k▲
2023 · €32k
Cash flow
€47k▲
2023 · €29k
Current ratio
1.06▲
2023 · 0.85
Debt to equity
0.82▼
2023 · 1.18
ROE
11.2%▲
2023 · 5.8%
ROA
6.2%▲
2023 · 2.6%
Interest coverage
9.22▲
2023 · 8.27
Debt ≤ 1 year
€42k▼
2023 · €48k
Debt > 1 year
€69k▼
2023 · €95k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 50 lines
Balance sheet
Code20232024
Assets
Total assets20/58€264k€248k▼
Fixed assets21/28€223k€203k▼
Tangible fixed assets22/27€223k€203k▼
Land and buildings22€82k€84k▲
Plant, machinery and equipment23€8k€7k▼
Furniture and vehicles24€7k€7k▼
Leasing and similar rights25€127k€105k▼
Financial fixed assets28€135€135=
Current assets29/58€41k€45k▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€17k€18k▲
Trade receivables40€17k€18k▲
Other amounts receivable41€0€141▲
Cash at bank and in hand54/58€20k€22k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€264k€248k▼
Equity10/15€121k€136k▲
Contributions10/11€58k€58k=
Revaluation surpluses12€10k€10k=
Reserves13€71k€71k=
Distributable reserves133€71k€71k=
Profit (loss) carried forward14€-18k€-2k▲
Amounts payable17/49€143k€111k▼
Amounts payable after more than one year17€95k€69k▼
Financial debts170/4€95k€69k▼
Amounts payable within one year42/48€48k€42k▼
Current portion of amounts payable after more than one year42€27k€26k▼
Trade debts44€9k€6k▼
Suppliers440/4€9k€6k▼
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€3k€313▼
Remuneration and social security454/9€0€2k▲
Other amounts payable47/48€9k€8k▼
Income statement
Code20232024
Non-recurring operating income76A€1k€0▼
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€32k▲
Other operating charges640/8€8k€15k▲
Non-recurring operating charges66A€1€0▼
Gross operating margin9900€40k€68k▲
Operating profit (loss)9901€11k€21k▲
Financial income75/76B€133€379▲
Recurring financial income75€133€379▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€7k€15k▲
Profit (loss) for the period9904€7k€15k▲
Profit (loss) for the period to be appropriated9905€7k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-2k▲
Profit (loss) brought forward from the previous period14P€-25k€-18k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
13-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 13 days late
2023
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-17k ▼314%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 35 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 1 day late
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ledegem · 1 establishment unit since 1996
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Fabriekslaan 138880 LedegemGround area
295 m²
Building footprint
96 m²
Volume, LiDAR
578 m³
Parcel 36010C0629/00G002, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DELEU FRANCKY
since 19962.077.808.591
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36010C0629/00G002 | Flanders | 295 m² | 1 · 95 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 515 EUR awarded · 515 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 105 EUR |
| 2024 | 1 | 249 EUR | 144 EUR |
| 2023 | 1 | 116 EUR | 116 EUR |
| 2022 | 1 | 150 EUR | 150 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,604 companies in sector 49410 we hold annual accounts for 8,202. 6,375 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-12-1995
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
43990Other specialised construction activities
47632Retail sale of bicycles
49420Removal services
77210Renting and leasing of sports and recreation goods
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.