Summary
Conclusion
the dossier summarised in one paragraphDELANTE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €364k and a net result of €73k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 43% of 1211 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 8 annual accounts.
Signals
1 signal · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wide| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-09-2025 | 30-04-2026 | 29-04-2026 | 1 d early | 2026-00098081 |
| 30-09-2024 | 30-04-2025 | 25-04-2025 | 5 d early | 2025-00076174 |
| 30-09-2023 | 30-04-2024 | 25-04-2024 | 5 d early | 2024-00070633 |
| 30-09-2022 | 30-04-2023 | 21-04-2023 | 9 d early | 2023-00064319 |
| 30-09-2021 | 30-04-2022 | 26-04-2022 | 4 d early | 2022-20010214 |
| 30-09-2020 | 30-04-2021 | 28-04-2021 | 2 d early | 2021-11800342 |
| 30-09-2019 | 30-04-2020 | 24-04-2020 | 6 d early | 2020-09700565 |
| 30-09-2018 | 30-04-2019 | 26-03-2019 | 35 d early | 2019-08400226 |
| 30-09-2017 | 30-04-2018 | 23-04-2018 | 7 d early | 2018-10500324 |
| 30-09-2016 | 30-04-2017 | 30-03-2017 | 31 d early | 2017-08200478 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Annual accounts & ratios
Source: NBB · 2025How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 38.4% | 47.4% | |
| Net result | €73k | €43k | |
| Equity | €364k | €85k | |
| Gross operating margin | €190k | €70k | |
| Total assets | €948k | €211k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €73k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €33k |
| Dividends | €140k |
| Total assets | €948k |
| Equity | €364k |
| Debt | €562k |
| of which ≤ 1y | €230k |
| of which > 1y | €333k |
| Working capital | n/a |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 38.4% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 7.7% |
| ROE | 20.1% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €948k |
| Fixed assets | 21/28 | €743k |
| Tangible fixed assets | 22/27 | €743k |
| Current assets | 29/58 | €206k |
| Amounts receivable within one year | 40/41 | €58k |
| Cash & bank | 54/58 | €147k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €948k |
| Equity | 10/15 | €364k |
| Contributions / capital | 10/11 | €20k |
| Reserves | 13 | €336k |
| Accumulated profits (losses) | 14 | €7k |
| Provisions & deferred taxes | 16 | €22k |
| Amounts payable | 17/49 | €562k |
| Amounts payable after one year | 17 | €333k |
| Amounts payable within one year | 42/48 | €230k |
| Trade debts payable within one year | 44 | €6k |
| Income statement | ||
| Gross operating margin | 9900 | €190k |
| Operating result | 9901 | €137k |
| Financial income | 75 | €76 |
| Financial charges | 65 | €32k |
| Result before taxes | 9903 | €105k |
| Income taxes | 67/77 | €33k |
| Net result for the period | 9904 | €73k |
| Result to be appropriated | 9905 | €76k |
Health barometer
FY 2025 · computedStructure & network
Connections & network
2 connected companiesOwnership & control
2 partiesEach band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.
Locations & real estate
Registered office
from the Crossroads BankThis address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roosten 26A2242 ZandhovenEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11033B0049/00P000 | Flanders | 1,790 m² | 1 · 129 m² | 6.8 m · 1 fl. |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
2 acts18-05-2026 Notarial deed · Incorporation · Founder · Founding capital
- Publication: 2026-05-18 · Damme Art
- Filing: 2026-05-13 · Damme Art
- Notarial deed: 2026-05-13 · Damme Art
- Incorporation: 2026-05-13 · Damme Art
- Founder · Damme Art
- Founder · Damme Art
- Founder · Damme Art
- Founding capital: amount: 250000, shares: 1000, currency: EUR, share_premium: 0 · Damme Art
- Share distribution: amount: 62500, shares: 250, currency: EUR · Damme Art
- Share distribution: amount: 125000, shares: 500, currency: EUR · Damme Art
- Share distribution: amount: 62500, shares: 250, currency: EUR · Damme Art
- Founding capital: paid_in: 45000, currency: EUR, percentage: 60 · Damme Art
- Purpose: Het ter beschikking stellen en verhuren, op korte en lange termijn, van expositieruimtes, galerijen, pop-up ruimtes, logies en andere locaties voor culturele, artistieke, toeristische, commerciële of professionele doeleinden. De exploitatie van toeristische verblijven... Het uitbaten van horeca-activiteiten... Het organiseren, coördineren en ondersteunen van tentoonstellingen... Het verlenen van diensten met betrekking tot inrichting... Het verlenen van advies en consultancy... De ontwikkeling, aankoop, verkoop... van onroerende goederen... De handel in onroerende goederen... Het aankopen, beheren en vervreemden van roerende goederen... Het deelnemen in, het oprichten van, of het samenwerken met andere vennootschappen... Het aangaan van leningen... Zij mag zowel in België als in het buitenland, hetzij rechtstreeks, hetzij als tussenpersoon, alle activiteiten als holding, patrimoniumvennootschap... De vennootschap heeft tevens tot voorwerp het beheer en de uitbreiding voor eigen rekening van een patrimonium... · Damme Art
- Registered seat: 8340 Damme, Broekweg 3 · Damme Art
- Officer appointment: role: bestuurder, term: onbepaalde duur · Damme Art
- Officer appointment: role: bestuurder, term: onbepaalde duur · Damme Art
- Permanent representative · TJAKA
- Permanent representative · DELANTE
- Mandate compensation: onbezoldigd · Damme Art
- Mandate compensation: onbezoldigd · Damme Art
- Auditor waiver · Damme Art
- Power of attorney: lasthebber ad hoc · Damme Art
- Power of attorney: aandelenregister aan te leggen via eStox · Damme Art
- Pre incorporation ratification: 2026-04-01 · Damme Art
- First fiscal year: end: 2027-12-31, start: 2026-05-13 · Damme Art
- Annual meeting schedule: eerste woensdag van de maand juni om 19.00 uur · Damme Art
- Representation rule: twee bestuurders die gezamenlijk optreden · Damme Art
- Act object: OPRICHTING
12-12-2023 Discharge granted to the board
Analysis
Snowflake analysis
financial profile on 5 axesStrong profile, led by profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
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Credit advice
verdict per customer and amountSimilar
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Comparable size, same sectorCompany registry
Company registry (CBE)
Crossroads Bank| Legal nameNL | DELANTE |