DEL CAMPO
ActiveSummary
DEL CAMPO has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59k and a net result of €-2k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 29% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▲+11
Solvency36▼-3
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.04 against 0.05 in 2024; short-term debt: 81.2% and cash: 0.3% of total assets), and 89.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.7%
Return on assets
-0.4%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-2k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-12-2025, 39 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
39 d early
2024
18 d early
2023
34 d early
2022
51 d early
2021
35 d early
2020
3 d early
2019
21 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€59k▼ 3.7%
2024 · €61k
2019: €44k
2020: €59k
2021: €61k
2022: €63k
2023: €68k
2024: €61k
2019 → 2025
Total assets
€552k▲ 29.2%
2024 · €427k
2019: €398k
2020: €371k
2021: €364k
2022: €353k
2023: €365k
2024: €427k
2019 → 2025
Net result
€-2k▲ 69.0%
2024 · €-7k
2019: €12k
2020: €15k
2021: €2k
2022: €2k
2023: €5k
2024: €-7k
2019 → 2025
Working capital
€-429k▼ 53.1%
2024 · €-280k
2019: €-126k
2020: €-126k
2021: €-140k
2022: €-152k
2023: €-166k
2024: €-280k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€61k-€63k▲ 4.0%€68k▲ 8.0%€61k▼ 10.7%€59k▼ 3.7%
Operating result€12k-€13k▲ 8.9%€20k▲ 55.0%€7k▼ 66.1%€10k▲ 40.3%
Net result€2k-€2k▲ 45.5%€5k▲ 108%€-7k€-2k▲ 69.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 40% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €552k
Fixed assets
€533k ▲ 28.9%
Current assets
€19k ▲ 37.3%
Equity and liabilities €552k
Equity
€59k ▼ 3.7%
Debt
€493k ▲ 34.7%
Debt's share of the balance-sheet total rises from 85.7% to 89.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€31k▲
2024 · €20k
Cash flow
€19k▲
2024 · €6k
Current ratio
0.04▼
2024 · 0.05
Debt to equity
8.38▲
2024 · 5.99
ROE
-3.9%▲
2024 · -12.0%
ROA
-0.4%▲
2024 · -1.7%
Interest coverage
2.63▲
2024 · 1.44
Debt ≤ 1 year
€448k▲
2024 · €294k
Debt > 1 year
€41k▼
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€427k€552k▲
Fixed assets21/28€414k€533k▲
Tangible fixed assets22/27€414k€533k▲
Land and buildings22€414k€533k▲
Current assets29/58€14k€19k▲
Amounts receivable within one year40/41€10k€17k▲
Trade receivables40€10k€15k▲
Other amounts receivable41€32€2k▲
Cash at bank and in hand54/58€3k€2k▼
Deferred charges and accrued income490/1€518€537▲
Equity and liabilities
Total equity and liabilities10/49€427k€552k▲
Equity10/15€61k€59k▼
Contributions10/11€25k€25k=
Reserves13€36k€34k▼
Distributable reserves133€36k€34k▼
Amounts payable17/49€366k€493k▲
Amounts payable after more than one year17€66k€41k▼
Financial debts170/4€66k€41k▼
Amounts payable within one year42/48€294k€448k▲
Current portion of amounts payable after more than one year42€26k€26k=
Trade debts44€16k€18k▲
Suppliers440/4€16k€18k▲
Taxes, remuneration and social security45€3k€8k▲
Taxes450/3€3k€8k▲
Other amounts payable47/48€249k€396k▲
Accrued charges and deferred income492/3€6k€4k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€22k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€23k€34k▲
Operating profit (loss)9901€7k€10k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€14k€12k▼
Recurring financial charges65€14k€12k▼
Profit (loss) for the period before taxes9903€-7k€-2k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-7k€-2k▲
Profit (loss) for the period to be appropriated9905€-7k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-2k▲
Transfer from equity791/2€7k€2k▼
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
23-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
13-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Weakest financial yearnet €-7k ▼244%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
2023
28-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
11-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
27-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Highest result since 2019net €15k ▲20.6%
Operating result €31k, net result €15k, both a record.
10-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
08-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
19-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meensesteenweg(Bis) 2958501 KortrijkGround area
749 m²
Building footprint
312 m²
Volume, LiDAR
2,072 m³
Parcel 34007B0217/00H009, Flanders · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DEL CAMPO
since 20122.214.167.035
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34007B0217/00H009 | Flanders | 749 m² | 1 · 312 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COBROU
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Unit C
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BIHO
BE 0475.806.774
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HOME PARTNERS
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DOMAINE D'YGGDRASIL
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 3,555 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-09-2012
Fiscal year end30-06
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.