Summary
Dekaphar is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €589k and a net result of €50k. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 41% of 6157 sector peers (fiscal year 2024). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
29 d late
2022
18 d late
2021
31 d late
2020
31 d late
2019
22 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€589k▲ 9.1%
2023 · €540k
2018: €207k
2019: €244k
2020: €310k
2021: €390k
2022: €471k
2023: €540k
2018 → 2024
Net result
€50k▼ 28.3%
2023 · €70k
2018: €41k
2019: €37k
2020: €67k
2021: €81k
2022: €82k
2023: €70k
2018 → 2024
Total assets
€1.39M▲ 1.4%
2023 · €1.37M
2018: €1.16M
2019: €1.22M
2020: €1.16M
2021: €1.20M
2022: €1.22M
2023: €1.37M
2018 → 2024
Solvency
42.5%▲ 3.0pp
2023 · 39.5%
2018: 17.8%
2019: 20.1%
2020: 26.7%
2021: 32.4%
2022: 38.6%
2023: 39.5%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€310k-€390k▲ 25.7%€471k▲ 20.8%€540k▲ 14.7%€589k▲ 9.1%
Operating result€117k-€133k▲ 14.0%€143k▲ 7.3%€126k▼ 11.6%€100k▼ 20.6%
Net result€67k-€81k▲ 20.5%€82k▲ 1.5%€70k▼ 14.4%€50k▼ 28.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 21% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.39M
Fixed assets
€1.08M ▼ 1.7%
Current assets
€302k ▲ 14.3%
Equity and liabilities €1.39M
Equity
€589k ▲ 9.1%
Debt
€798k ▼ 3.6%
Debt's share of the balance-sheet total falls from 60.5% to 57.5%. Equity is higher and debt is lower.
Key figures and ratios
ROE
8.5%▼
2023 · 13.0%
ROA
3.6%▼
2023 · 5.1%
Debt ≤ 1 year
€437k▲
2023 · €410k
Debt > 1 year
€349k▼
2023 · €406k
Income taxes
€25k▼
2023 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 49 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.37M€1.39M▲
Fixed assets21/28€1.10M€1.08M▼
Tangible fixed assets22/27€133k€115k▼
Land and buildings22€67k€63k▼
Furniture and vehicles24€66k€51k▼
Financial fixed assets28€970k€970k=
Current assets29/58€264k€302k▲
Amounts receivable within one year40/41€253k€300k▲
Trade receivables40€0€11k▲
Other amounts receivable41€253k€289k▲
Cash at bank and in hand54/58€10k€767▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€1.37M€1.39M▲
Equity10/15€540k€589k▲
Contributions10/11€20k€20k=
Reserves13€520k€569k▲
Distributable reserves133€520k€569k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€828k€798k▼
Amounts payable after more than one year17€406k€349k▼
Financial debts170/4€406k€349k▼
Amounts payable within one year42/48€410k€437k▲
Current portion of amounts payable after more than one year42€69k€70k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€21k€14k▼
Taxes450/3€20k€14k▼
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€317k€350k▲
Accrued charges and deferred income492/3€12k€11k▼
Income statement
Code20232024
Non-recurring operating income76A-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€18k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€145k€120k▼
Operating profit (loss)9901€126k€100k▼
Financial income75/76B€7k€8k▲
Recurring financial income75€7k€8k▲
Financial charges65/66B€31k€33k▲
Recurring financial charges65€31k€33k▲
Profit (loss) for the period before taxes9903€102k€75k▼
Income taxes67/77€32k€25k▼
Profit (loss) for the period9904€70k€50k▼
Profit (loss) for the period to be appropriated9905€70k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€70k€50k▼
Transfer to equity691/2€69k€49k▼
To other reserves6921€69k€49k▼
Profit to be distributed694/7€833€859▲
Return on contributions (dividend)694€833€859▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Equity above €500kEq €540k ▲14.7%
6 profitable years in a row build equity to €540k.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 18 days late
2022
31-12
Financial
Highest result since 2018net €82k ▲1.5%
Operating result €143k, net result €82k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €37k ▼8.8%
Net result drops to €37k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2011
Ground area
943 m²
Building footprint
179 m²
Volume, LiDAR
1,172 m³
Parcel 31041A0862/00F000, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Dekaphar
since 20112.205.010.928
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31041A0862/00F000 | Flanders | 943 m² | 1 · 179 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Moodo
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GIMANES
BE 0475.356.022
Boechout · Eq €589,353
FINESMA
BE 0735.571.784
Orp-Jauche · Eq €588,951
Of 24,727 companies in sector 64210 we hold annual accounts for 19,768. 13,503 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2011
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
82100Office administrative and support services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:050/812103