DEFORCHE
ActiveDEFORCHE has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €195k and a net result of €2k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 34% of 3112 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▼-7
Solvency42▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 2.94 against 3.59 in 2024; short-term debt: 11.5% and cash: 1.3% of total assets), but 82.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.5%
Return on assets
0.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
1 d late
2022
1 d early
2021
on the day
2020
2 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€195k▲ 0.8%
2024 · €193k
2019: €48k
2020: €13k
2021: €159k
2022: €168k
2023: €191k
2024: €193k
2019 → 2025
Total assets
€1.12M▼ 6.9%
2024 · €1.20M
2019: €898k
2020: €875k
2021: €828k
2022: €768k
2023: €758k
2024: €1.20M
2019 → 2025
Net result
€2k▼ 27.2%
2024 · €2k
2019: €-76k
2020: €-34k
2021: €146k
2022: €9k
2023: €23k
2024: €2k
2019 → 2025
Working capital
€249k▼ 15.6%
2024 · €295k
2019: €-85k
2020: €-131k
2021: €3k
2022: €45
2023: €14k
2024: €295k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€159k-€168k▲ 5.5%€191k▲ 14.0%€193k▲ 1.1%€195k▲ 0.8%
Operating result€157k-€18k▼ 88.5%€30k▲ 63.6%€14k▼ 54.2%€25k▲ 85.9%
Net result€146k-€9k▼ 94.0%€23k▲ 166%€2k▼ 91.0%€2k▼ 27.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 86% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.12M
Fixed assets
€738k▼ 6.5%
Current assets
€378k▼ 7.7%
Equity and liabilities €1.12M
Equity
€195k▲ 0.8%
Debt
€921k▼ 8.4%
The debt ratio falls from 83.9% to 82.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€92k▲
2024 · €64k
Cash flow
€68k▲
2024 · €53k
Solvency
17.5%▲
2024 · 16.1%
Current ratio
2.94▼
2024 · 3.59
Quick ratio
2.94▼
2024 · 3.59
Debt / equity
4.73▼
2024 · 5.20
ROE
0.8%▼
2024 · 1.1%
ROA
0.1%▼
2024 · 0.2%
Interest coverage
3.29▼
2024 · 4.13
Debt
€921k▼
2024 · €1.01M
Debt ≤ 1 year
€128k▲
2024 · €114k
Debt > 1 year
€792k▼
2024 · €891k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.20M€1.12M▼
Fixed assets21/28€789k€738k▼
Tangible fixed assets22/27€789k€737k▼
Land and buildings22€789k€737k▼
Financial fixed assets28€524€524=
Current assets29/58€409k€378k▼
Amounts receivable after more than one year29€138k€149k▲
Other amounts receivable291€138k€149k▲
Amounts receivable within one year40/41€248k€209k▼
Trade receivables40€15k€46k▲
Other amounts receivable41€233k€164k▼
Cash at bank and in hand54/58€18k€15k▼
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.20M€1.12M▼
Equity10/15€193k€195k▲
Contributions10/11€91k€91k=
Reserves13€102k€104k▲
Non-distributable reserves130/1€9k€9k=
Reserves not available under the articles1311€9k€9k=
Tax-exempt reserves132€56k€56k=
Distributable reserves133€37k€39k▲
Amounts payable17/49€1.01M€921k▼
Amounts payable after more than one year17€891k€792k▼
Financial debts170/4€891k€792k▼
Amounts payable within one year42/48€114k€128k▲
Current portion of amounts payable after more than one year42€109k€122k▲
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50k€67k▲
Other operating charges640/8€7k€7k▼
Gross operating margin9900€71k€99k▲
Operating profit (loss)9901€14k€25k▲
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€16k€28k▲
Recurring financial charges65€16k€28k▲
Profit (loss) for the period before taxes9903€2k€2k▼
Profit (loss) for the period9904€2k€2k▼
Profit (loss) for the period to be appropriated9905€2k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€2k▼
Transfer to equity691/2€2k€2k▼
To other reserves6921€2k€2k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity triplescurrent ratio 3.59
Current ratio from 1.08 to 3.59; short-term debt falls from €171k to €114k.
01-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Back to profitnet €146k
Net result €146k after 2 loss-making years.
30-06
Financial
Equity above €150kEq €159k ▲1100%
Equity rises from €13k to €159k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 1986
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rivierstraat 749080 LochristiGround area
1,984 m²
Building footprint
226 m²
Volume, LiDAR
1,099 m³
Parcel 44008D0198/00F000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rivierstraat 74, 9080 Lochristi
since 19862.036.908.740
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44008D0198/00F000 | Flanders | 1,984 m² | 1 · 226 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ETS HORTICOLES FLAMAND
BE 0550.708.887
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BLOEMENKWEKERIJ HENDRIX JACOBS
BE 1014.424.416
Oudsbergen · Eq €191k
SETIS SYSTEMS
BE 0789.358.482
Lochristi · Eq €189k
AQUA PRODUCTION
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Of 872 companies in sector 01191 we hold annual accounts for 307. 238 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-05-1986
Fiscal year end30-06
Activities, NACEBEL
01122
01191Growing of flowers
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.