DECUYPER SIMON
ActiveDECUYPER SIMON has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €682k and a net result of €77k. Equity is growing by ~21% per year across the filed fiscal years. Its solvency ranks better than 79% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-6
Solvency99▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 5.07 against 4.68 in 2024; short-term debt: 11% and cash: 13% of total assets), and 25.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.2%
Return on assets
8.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-06-2026, 43 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
43 d late
2024
183 d late
2023
34 d late
2022
30 d late
2021
334 d late
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€682k▲ 12.8%
2024 · €604k
2018: €189k
2019: €225k
2020: €266k
2021: €338k
2022: €388k
2023: €494k
2024: €604k
2018 → 2025
Total assets
€919k▲ 9.9%
2024 · €836k
2018: €492k
2019: €507k
2020: €510k
2021: €587k
2022: €627k
2023: €749k
2024: €836k
2018 → 2025
Net result
€77k▼ 30.3%
2024 · €111k
2018: €16k
2019: €37k
2020: €41k
2021: €73k
2022: €51k
2023: €107k
2024: €111k
2018 → 2025
Working capital
€411k▲ 18.0%
2024 · €349k
2018: €19k
2019: €46k
2020: €73k
2021: €142k
2022: €171k
2023: €254k
2024: €349k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€338k-€388k▲ 15.0%€494k▲ 27.4%€604k▲ 22.3%€682k▲ 12.8%
Operating result€118k-€85k▼ 28.0%€171k▲ 103%€161k▼ 6.0%€120k▼ 25.5%
Net result€73k-€51k▼ 29.5%€107k▲ 108%€111k▲ 3.6%€77k▼ 30.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €919k
Fixed assets
€406k▲ 3.5%
Current assets
€512k▲ 15.5%
Equity and liabilities €919k
Equity
€682k▲ 12.8%
Debt
€237k▲ 2.2%
The debt ratio falls from 27.7% to 25.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€148k▼
2024 · €186k
Cash flow
€105k▼
2024 · €135k
Solvency
74.2%▲
2024 · 72.3%
Current ratio
5.07▲
2024 · 4.68
Quick ratio
5.05▲
2024 · 4.64
Debt / equity
0.35▼
2024 · 0.38
ROE
11.3%▼
2024 · 18.3%
ROA
8.4%▼
2024 · 13.3%
Interest coverage
11.95▼
2024 · 14.13
Debt
€237k▲
2024 · €232k
Debt ≤ 1 year
€101k▲
2024 · €95k
Debt > 1 year
€136k▼
2024 · €137k
Income taxes
€36k▼
2024 · €38k
Staff costs
€75k▼
2024 · €125k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€836k€919k▲
Fixed assets21/28€393k€406k▲
Tangible fixed assets22/27€393k€406k▲
Land and buildings22€342k€329k▼
Plant, machinery and equipment23€13k€12k▼
Furniture and vehicles24€37k€66k▲
Financial fixed assets28€53€53=
Current assets29/58€444k€512k▲
Amounts receivable after more than one year29€242k€83k▼
Trade receivables290€83k€83k=
Other amounts receivable291€159k-
Stocks and contracts in progress3€3k€3k▼
Stocks30/36€3k€3k▼
Amounts receivable within one year40/41€98k€301k▲
Trade receivables40€51k€69k▲
Other amounts receivable41€47k€232k▲
Cash at bank and in hand54/58€99k€119k▲
Deferred charges and accrued income490/1€2k€6k▲
Equity and liabilities
Total equity and liabilities10/49€836k€919k▲
Equity10/15€604k€682k▲
Contributions10/11€12k€12k=
Reserves13€579k€657k▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€578k€657k▲
Profit (loss) carried forward14€13k€13k=
Amounts payable17/49€232k€237k▲
Amounts payable after more than one year17€137k€136k▼
Financial debts170/4€137k€136k▼
Amounts payable within one year42/48€95k€101k▲
Current portion of amounts payable after more than one year42€42k€56k▲
Trade debts44€36k€39k▲
Suppliers440/4€36k€39k▲
Taxes, remuneration and social security45€15k€6k▼
Taxes450/3€265€2k▲
Remuneration and social security454/9€15k€4k▼
Other amounts payable47/48€2k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€125k€75k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€28k▲
Other operating charges640/8€3k€5k▲
Gross operating margin9900€314k€228k▼
Operating profit (loss)9901€161k€120k▼
Financial income75/76B€673€6k▲
Recurring financial income75€673€6k▲
Financial charges65/66B€13k€12k▼
Recurring financial charges65€13k€12k▼
Profit (loss) for the period before taxes9903€149k€113k▼
Income taxes67/77€38k€36k▼
Profit (loss) for the period9904€111k€77k▼
Profit (loss) for the period to be appropriated9905€111k€77k▼
Appropriation of the result
Profit (loss) to be appropriated9906€124k€90k▼
Profit (loss) brought forward from the previous period14P€13k€13k=
Transfer to equity691/2€110k€77k▼
To other reserves6921€110k€77k▼
Profit to be distributed694/7€859€0▼
Return on contributions (dividend)694€859€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 43 days late
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 183 days late
2024
30-09
Financial
Highest result since 2018net €111k ▲3.6%
Net result €111k, the highest in the series.
30-09
Financial
Equity above €500kEq €604k ▲22.3%
7 profitable years in a row build equity to €604k.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 34 days late
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 334 days late
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Equity above €200kEq €225k ▲18.9%
2 profitable years in a row build equity to €225k.
29-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
08-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
19-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Wijngaard 179910 AalterGround area
627 m²
Building footprint
119 m²
Volume, LiDAR
635 m³
Parcel 44029A0764/00F000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DECUYPER SIMON
since 20082.168.400.059
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44029A0764/00F000 | Flanders | 627 m² | 1 · 119 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VAN DE BOEL
BE 0437.974.497
Dilsen-Stokkem · Eq €682k
DAKWERKEN VANHOOF & Co
BE 0649.821.410
Steenokkerzeel · Eq €680k
IMMO MASA
BE 0839.795.217
La Louvière · Eq €679k
HEYVAERT
BE 0435.447.648
Puurs-Sint-Amands · Eq €679k
ASPHALTAGE ET ETANCHEITE
BE 0420.341.877
Binche · Eq €678k
Of 11,139 companies in sector 43910 we hold annual accounts for 5,486. 3,101 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2007
Fiscal year end30-09
Activities, NACEBEL
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0495/53 89 30