Active BE 0635.710.482General partnership

Deco-Farba

Driehoekstraat 61 ·3581 Beringen, Belgium· 11 yrs active

Sector: Overige reiniging van gebouwen; industriële reiniging (81220)

Conclusion Checked

The computed 12-month bankruptcy probability of Deco-Farba is 0.5% (low). The 2022 annual accounts show equity of €99k and a net result of €50k. Its solvency ranks better than 95% of 1137 sector peers (fiscal year 2022). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Key figures

Equity	€99k
Net result	€50k
Better than sector	95%
Active	11 yrs

Financial profile 4 of 5 axes measured · computed by Checked

92 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 85

Profitability 100

Solvency 100

Growth -

Stability 85

Bankruptcy probability (12 mo) Checked model v1 · free

0.5% Low

0%0,5%1,5%4%10%≥25%

Lower-risk legal form −Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Established

Founded in 2015, 11 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2022 · computed

85 / 100 Excellent

050100

Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2022. Indicative, not credit advice.

Financial overview1 NBB filings

Annual accounts filed on 16-09-2023 with the NBB · fiscal year 2022 · micro

Sector comparison

Fiscal year 2022 · NACE 81, Cleaning & landscape services · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	93.8%	32.7%	better than 95% of 1137 sector peers
Net result	€50k	€11k	better than 89% of 1133 sector peers
Equity	€99k	€23k	better than 87% of 1138 sector peers
Gross operating margin	€123k	€37k	better than 82% of 1133 sector peers
Staff costs	€66k	€35k	higher than 69% of 541 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Highlight YoY changes (±10%)

Fiscal year	2022
Deposit	micro
Revenue	-
EBITDA	-
Net profit	€50k
Cash flow	-
Staff costs	€66k
Income taxes	€7k
Dividends	-
Total assets	€106k
Equity	€99k
Debt	€7k
of which ≤ 1y	€4k
of which > 1y	-
Working capital	€101k
Employees (FTE)	-

Ratios (computed)

	2022
Current ratio	23.61
Quick ratio	23.61
Working capital ratio	95.8%
Solvency	93.8%
Debt / equity	0.07
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	46.9%
ROE	50.0%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2022

Equity & liabilities

Equity €99k · 93.9% Debt €7k · 6.2%

Full annual accounts (17 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2022
Balance sheet, Assets
TOTAL ASSETS	20/58	€106k
Current assets	29/58	€106k
Amounts receivable within one year	40/41	€81k
Cash & bank	54/58	€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€106k
Equity	10/15	€99k
Contributions / capital	10/11	€1k
Accumulated profits (losses)	14	€98k
Amounts payable	17/49	€7k
Amounts payable within one year	42/48	€4k
Trade debts payable within one year	44	€4k
Income statement
Gross operating margin	9900	€123k
Operating result	9901	€56k
Result before taxes	9903	€56k
Income taxes	67/77	€7k
Net result for the period	9904	€50k
Result to be appropriated	9905	€50k

Ratios computed by Checked.

Directors & mandates 3 directors

Historic, not recently confirmed (1)

These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.

Vasil Dorov Mishev
Manager
State Gazette act 17139404 (03-10-2017)

Not recently confirmed
last confirmed in an act from 2017

Former directors (2)

Claesen Matty
Manager
State Gazette act 17139404 (03-10-2017)

Former
- → 01-07-2017
Glaner Marcin Rafal
Manager
State Gazette act 17139404 (03-10-2017)

Former
- → 01-07-2017

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Legal Structure

NACE primary	Overige reiniging van gebouwen; industriële reiniging(81220)
Legal form	General partnership(011)
Incorporation	02-07-2015
Status	Active
Postal code	3581

Establishment units 1 location

Deco-Farba

Driehoekstraat 61, 3581 BeringenGevelreiniging

since 20152.244.605.239

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
71005B0949/02W000	Flanders	203 m²	1 · 158 m²	6.6 m · 1 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

06-01-2026

State Gazette act Registered-office change

v3.2

2023

16-09-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

2018

23-04-2018

State Gazette act Registered-office change

v3.2

2017

03-10-2017

State Gazette act Director changes

v3.2

2015

02-09-2015

State Gazette act Incorporation

oprichting

Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 4 acts

Address history · 2

06-01-2026

v3.2

23-04-2018

v3.2

All acts · 4 updated 7 months ago

2026

06-01-2026 Registered office moved from Leopoldsburg to Beringen Registered-office change

Leopoldsburgsesteenweg 18, 3971 Leopoldsburg → Driehoekstraat 61, 3581 Beringen

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Beringen",
        "region": null,
        "street": "Driehoekstraat",
        "country": "BE",
        "postcode": "3581",
        "box_number": null,
        "street_number": "61"
      },
      "old_address": {
        "city": "Leopoldsburg",
        "region": null,
        "street": "Leopoldsburgsesteenweg",
        "country": "BE",
        "postcode": "3971",
        "box_number": null,
        "street_number": "18"
      },
      "effective_date": "2025-12-15",
      "evidence_quote": "De Buitengewone Algemene Vergadering beslist vanaf 15/12/2025 de maatschappelijke zetel verplaatsen naar volgend adres: Driehoekstraat 61, 3581 Beringen."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0635.710.482",
    "name_full": "DECO-FARBA",
    "legal_form": "VOF"
  }
}

2018

23-04-2018 Registered office moved from Zonhoven to Heppen Registered-office change

Opheldingsweg 2, 3520 Zonhoven → Leopoldsburgsesteenweg 18, 3971 Heppen

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Heppen",
        "region": null,
        "street": "Leopoldsburgsesteenweg",
        "country": "BE",
        "postcode": "3971",
        "box_number": null,
        "street_number": "18"
      },
      "old_address": {
        "city": "Zonhoven",
        "region": null,
        "street": "Opheldingsweg",
        "country": "BE",
        "postcode": "3520",
        "box_number": null,
        "street_number": "2"
      },
      "effective_date": "2018-02-28",
      "evidence_quote": "De maatschappelijke zetel wordt verplaatst naar 3971 Heppen, Leopoldsburgsesteenweg 18"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0635.710.482",
    "name_full": "DECO-FARBA",
    "legal_form": "VOF"
  }
}

2017

03-10-2017 1 director appointed, 2 resigning Director changes

Vasil Dorov Mishev, Zaakvoerder
Claesen Matty, Zaakvoerder
Glaner Marcin Rafal, Zaakvoerder

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Claesen Matty",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2017-07-01",
      "evidence_quote": "nemen dhr. Claesen Matty, wonende Neremweg 151/00B4, 3700 Tongeren en dhr. Glaner Marcin Rafal, wonende te Grunwaldzka 1 m.7, 05-825 Grodzisk Mazowiecki orntslag als zaakvoerders vanaf 01/07/2017. Er wordt hen volledige d\u00E9charge verleend voor hun gevoerd beleid.",
      "discharge_granted": true
    },
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Glaner Marcin Rafal",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2017-07-01",
      "evidence_quote": "nemen dhr. Claesen Matty, wonende Neremweg 151/00B4, 3700 Tongeren en dhr. Glaner Marcin Rafal, wonende te Grunwaldzka 1 m.7, 05-825 Grodzisk Mazowiecki orntslag als zaakvoerders vanaf 01/07/2017. Er wordt hen volledige d\u00E9charge verleend voor hun gevoerd beleid.",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Vasil Dorov Mishev",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2017-07-01",
      "evidence_quote": "Als nieuwe zaakvoerder wordt benoemd: de heer Vasil Dorov Mishev (NN 77.01.19-553.16), wonende Bergopstraat 22 te 1210 Brussel (Sint-Joost-Ten-Node) vanaf 01/07/2017."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0635.710.482",
    "name_full": "DECO-FARBA",
    "legal_form": "VOF"
  }
}

2015

02-09-2015 Incorporation of a new VOF Incorporation

Summary: oprichting

Original publication ↗

Technical details

{
  "kind": "oprichting",
  "seat": "Opheldingsweg 2, 3520 Zonhoven",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1983-10-22",
        "name": "Claesen Matty",
        "niss": null,
        "address": "Neremweg 151/00B4, 3700 Tongeren"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 240,
      "holder_person_name": "Claesen Matty",
      "is_subscriber_only": false,
      "n_shares_subscribed": 20,
      "amount_subscribed_eur": 240,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1981-03-09",
        "name": "Glaner Marcin Rafal",
        "niss": null,
        "address": "Grunwaldzka 1 m.7, 05-825 Grodzisk Mazowiecki"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 192,
      "holder_person_name": "Glaner Marcin Rafal",
      "is_subscriber_only": false,
      "n_shares_subscribed": 16,
      "amount_subscribed_eur": 192,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1966-10-06",
        "name": "Biskup Grzegorz Stanislaw",
        "niss": null,
        "address": "Wladyslawa Jagielly 26, 42-120 Miedzno"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 192,
      "holder_person_name": "Biskup Grzegorz Stanislaw",
      "is_subscriber_only": true,
      "n_shares_subscribed": 16,
      "amount_subscribed_eur": 192,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1970-03-01",
        "name": "Adamski Arkadiusz Marcin",
        "niss": null,
        "address": "Ozarowska 8, 05-820 Piastow"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 192,
      "holder_person_name": "Adamski Arkadiusz Marcin",
      "is_subscriber_only": true,
      "n_shares_subscribed": 16,
      "amount_subscribed_eur": 192,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1989-01-10",
        "name": "Skorzycki Piotr",
        "niss": null,
        "address": "Tadeusza Kosciuszki 46 m. 2, 47-224 Kedzierzyn-Kozle"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 192,
      "holder_person_name": "Skorzycki Piotr",
      "is_subscriber_only": true,
      "n_shares_subscribed": 16,
      "amount_subscribed_eur": 192,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1970-08-30",
        "name": "Naturski Jan Stanislaw",
        "niss": null,
        "address": "Gostomia 75 m. 16, 78-600 Walcz"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 192,
      "holder_person_name": "Naturski Jan Stanislaw",
      "is_subscriber_only": true,
      "n_shares_subscribed": 16,
      "amount_subscribed_eur": 192,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 1200,
  "subject_company": {
    "kbo": "0635.710.482",
    "name_full": "Deco-Farba",
    "legal_form": "VOF"
  },
  "initial_directors": [],
  "incorporation_date": "2015-07-02",
  "post_incorporation_mandates": []
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Gevelreiniging43992Overige reiniging van gebouwen; industriële reiniging81220Groothandel in bouwmaterialen, algemeen assortiment46831Groothandel in behang, verf en woningtextiel46833Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)47521Detailhandel in verf en verfwaren47526

Primary activity highlighted.

Names & trade names

Legal nameNL

Deco-Farba

Registered office

Driehoekstraat 61

3581 Beringen, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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