Checked.be
Active
BE 0845.132.195Private limited company (pre-2019)
Deco Duo
Pastoor Evrardlaan 20 ·1731 Asse, Belgium· 14 yrs active
Sector: Interior design
(74130)
Conclusion
Deco Duo has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €90k and a net result of €16k. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 74% of 444 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Based on the State Gazette, CBE and 3 annual accounts.
Key figures
| Equity | €90k |
| Net result | €16k |
| Better than sector | 74% |
| Active | 14 yrs |
Financial profile
88
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
100
Profitability
88
Solvency
100
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2012, 14 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
100
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€9k
estimate, not credit advice
Score history
93
2023
52
2024
100
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 3.91 (≥ 1.5)
+10
Quick ratio
Quick ratio 3.91 (≥ 1.0)
+5
Leverage
Debt/equity 0.30 (< 1.0)
+10
Profitability
ROE 18% (≥ 10%)
+10
Interest coverage
Interest coverage 95.6× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 18-08-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~3.9%/year over 3 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 74, Other professional, scientific and technical activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 77.0% | 54.1% | |
| Net result | €16k | €15k | |
| Equity | €90k | €38k | |
| Gross operating margin | €22k | €32k | |
| Total assets | €117k | €83k |
€21k
-
23-25
€16k
-
23-25
€17k
-
23-25
€117k
+16.2%
23-25
€90k
+21.3%
23-25
€78k
+21.4%
23-25
€5k
+1.7%
23-25
€27k
+1.8%
23-25
€27k
+1.8%
23-25
3.91
+13.6%
23-25
3.91
+13.6%
23-25
77.0%
+4.4%
23-25
0.30
-16.0%
23-25
17.5%
-
23-25
13.5%
-
23-25
95.59
-
23-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 |
|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema |
| Revenue | - | - | - |
| EBITDA | €21k | €-8k | €24k |
| Net profit | €16k | €-9k | €19k |
| Cash flow | €17k | €-8k | €19k |
| Staff costs | - | - | - |
| Income taxes | €5k | - | €4k |
| Dividends | - | - | - |
| Total assets | €117k | €101k | €124k |
| Equity | €90k | €74k | €84k |
| Debt | €27k | €27k | €40k |
| of which ≤ 1y | €27k | €27k | €40k |
| of which > 1y | - | - | - |
| Working capital | €78k | €65k | €73k |
| Employees (FTE) | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | |
|---|---|---|---|
| Current ratio | 3.91 | 3.44 | 2.82 |
| Quick ratio | 3.91 | 3.44 | 2.82 |
| Working capital ratio | 66.9% | 64.0% | 58.9% |
| Solvency | 77.0% | 73.7% | 67.7% |
| Debt / equity | 0.30 | 0.36 | 0.48 |
| Long-term debt ratio | - | - | - |
| Interest coverage | 95.59 | -8.15 | 131.60 |
| Gross margin | - | - | - |
| Net margin | - | - | - |
| ROA | 13.5% | -9.2% | 15.3% |
| ROE | 17.5% | -12.5% | 22.6% |
| EBITDA margin | - | - | - |
| Days sales outstanding | - | - | - |
| Days payable outstanding | - | - | - |
| Inventory turnover | - | - | - |
| Days inventory (DSI) | - | - | - |
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet, Assets | ||||
| TOTAL ASSETS | 20/58 | €117k | €101k | €124k |
| Fixed assets | 21/28 | €5k | €3k | €11k |
| Formation expenses | 20 | €7k | €7k | - |
| Tangible fixed assets | 22/27 | €5k | €3k | €11k |
| Current assets | 29/58 | €105k | €91k | €113k |
| Amounts receivable within one year | 40/41 | €67k | €81k | €81k |
| Cash & bank | 54/58 | €38k | €8k | €31k |
| Balance sheet, Equity & liabilities | ||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €117k | €101k | €124k |
| Equity | 10/15 | €90k | €74k | €84k |
| Contributions / capital | 10/11 | €6k | €6k | €6k |
| Reserves | 13 | €2k | €2k | €2k |
| Accumulated profits (losses) | 14 | €82k | €66k | €76k |
| Amounts payable | 17/49 | €27k | €27k | €40k |
| Amounts payable within one year | 42/48 | €27k | €27k | €40k |
| Trade debts payable within one year | 44 | €21k | €21k | €35k |
| Income statement | ||||
| Gross operating margin | 9900 | €22k | €-7k | €26k |
| Operating result | 9901 | €19k | €-9k | €24k |
| Financial income | 75 | €1k | €651 | - |
| Financial charges | 65 | €219 | €976 | €180 |
| Result before taxes | 9903 | €20k | €-9k | €23k |
| Income taxes | 67/77 | €5k | - | €4k |
| Net result for the period | 9904 | €16k | €-9k | €19k |
| Result to be appropriated | 9905 | €16k | €-9k | €19k |
Legal Structure
| NACE primary | Interior design(74130) |
| Legal form | Private limited company (pre-2019)(015) |
| Incorporation | 10-04-2012 |
| Status | Active |
| Postal code | 1731 |
Establishment units
Deco Duo
since 20122.209.085.027
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23068A0315/00M000 | Flanders | 371 m² | 1 · 96 m² | 7.7 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Weakest financial yearnet €-9k ▼149%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 23 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 27 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 20 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Other professional, scientific and technical activities74104Interior design74130Painting of buildings43341Specialised construction activities43342
Names & trade names
| Legal nameFR | Deco Duo |
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