DECLOEDT ACCOUNTANT
ActiveDECLOEDT ACCOUNTANT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €317k and a net result of €93k. Equity is growing by ~26.5% per year across the filed fiscal years. Its solvency ranks better than 44% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+9
Solvency76▲+12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity tight (current ratio 1.49 against 1.16 in 2024; short-term debt: 47.2% and cash: 1.8% of total assets), and 49.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.8%
Return on assets
14.9%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
31 d late
2022
14 d late
2021
3 d late
2020
55 d late
2019
46 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€317k▲ 41.5%
2024 · €224k
2018: €54k
2019: €79k
2020: €91k
2021: €111k
2022: €140k
2023: €183k
2024: €224k
2018 → 2025
Total assets
€623k▲ 8.0%
2024 · €577k
2018: €71k
2019: €299k
2020: €508k
2021: €583k
2022: €645k
2023: €597k
2024: €577k
2018 → 2025
Net result
€93k▲ 127%
2024 · €41k
2018: €12k
2019: €25k
2020: €13k
2021: €20k
2022: €29k
2023: €42k
2024: €41k
2018 → 2025
Working capital
€144k▲ 188%
2024 · €50k
2018: €26k
2019: €-130k
2020: €-30k
2021: €-12k
2022: €45k
2023: €9k
2024: €50k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€111k-€140k▲ 26.2%€183k▲ 30.2%€224k▲ 22.4%€317k▲ 41.5%
Operating result€23k-€34k▲ 42.9%€50k▲ 47.9%€48k▼ 4.2%€123k▲ 158%
Net result€20k-€29k▲ 46.8%€42k▲ 45.6%€41k▼ 3.2%€93k▲ 127%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 158% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €623k
Fixed assets
€185k▼ 13.7%
Current assets
€439k▲ 20.8%
Equity and liabilities €623k
Equity
€317k▲ 41.5%
Debt
€307k▼ 13.2%
The debt ratio falls from 61.2% to 49.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€152k▲
2024 · €77k
Cash flow
€122k▲
2024 · €70k
Solvency
50.8%▲
2024 · 38.8%
Current ratio
1.49▲
2024 · 1.16
Quick ratio
1.49▲
2024 · 1.16
Debt / equity
0.97▼
2024 · 1.58
ROE
29.3%▲
2024 · 18.3%
ROA
14.9%▲
2024 · 7.1%
Interest coverage
195.73▲
2024 · 71.33
Debt
€307k▼
2024 · €353k
Debt ≤ 1 year
€294k▼
2024 · €313k
Debt > 1 year
€13k▼
2024 · €40k
Income taxes
€38k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€577k€623k▲
Fixed assets21/28€214k€185k▼
Tangible fixed assets22/27€209k€180k▼
Land and buildings22€144k€137k▼
Plant, machinery and equipment23€11k€6k▼
Furniture and vehicles24€54k€37k▼
Financial fixed assets28€5k€5k=
Current assets29/58€363k€439k▲
Amounts receivable after more than one year29€214k€206k▼
Trade receivables290€214k€206k▼
Amounts receivable within one year40/41€40k€139k▲
Trade receivables40€33k€131k▲
Other amounts receivable41€8k€8k▲
Current investments50/53€101k€81k▼
Cash at bank and in hand54/58€7k€11k▲
Deferred charges and accrued income490/1€828€911▲
Equity and liabilities
Total equity and liabilities10/49€577k€623k▲
Equity10/15€224k€317k▲
Contributions10/11€19k€19k=
Reserves13€205k€298k▲
Distributable reserves133€205k€298k▲
Amounts payable17/49€353k€307k▼
Amounts payable after more than one year17€40k€13k▼
Financial debts170/4€40k€13k▼
Amounts payable within one year42/48€313k€294k▼
Current portion of amounts payable after more than one year42€28k€28k▲
Trade debts44€4k€43▼
Suppliers440/4€4k€43▼
Taxes, remuneration and social security45€10k€35k▲
Taxes450/3€10k€35k▲
Remuneration and social security454/9€51€53▲
Other amounts payable47/48€271k€231k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€29k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€78k€153k▲
Operating profit (loss)9901€48k€123k▲
Financial income75/76B€11k€9k▼
Recurring financial income75€11k€9k▼
Financial charges65/66B€1k€776▼
Recurring financial charges65€1k€776▼
Profit (loss) for the period before taxes9903€57k€131k▲
Income taxes67/77€16k€38k▲
Profit (loss) for the period9904€41k€93k▲
Profit (loss) for the period to be appropriated9905€41k€93k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€93k▲
Transfer to equity691/2€41k€93k▲
To other reserves6921€41k€93k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €93k ▲127%
Operating result €123k, net result €93k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €224k ▲22.4%
7 profitable years in a row build equity to €224k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Equity above €150kEq €183k ▲30.2%
6 profitable years in a row build equity to €183k.
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
03-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
31-12
Financial
Equity above €100kEq €111k ▲21.7%
4 profitable years in a row build equity to €111k.
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 55 days late
2020
15-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 46 days late
2019
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 55 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brusselsesteenweg 1803020 HerentGround area
1,757 m²
Building footprint
200 m²
Volume, LiDAR
49 m³
Parcel 24127C0001/00G000, Flanders · tallest building 6.3 m. Linked by address, not a title deed.
1 establishment unit
DECLOEDT ACCOUNTANT
since 20142.238.072.486
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24127C0001/00G000 | Flanders | 1,757 m² | 1 · 200 m² | 6.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900QHD4CNP46HUW96
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,637. 6,023 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2014
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.