DECAS
ActiveSummary
DECAS has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €22k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 49% of 13417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency54▲+54
Growth62▲+30
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.36; short-term debt: 70.9% and cash: 92.6% of total assets), and 70.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.1%
Return on assets
51.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
44 d early
2023
58 d early
2022
47 d early
2021
51 d early
2020
54 d early
2019
46 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€65k▲ 86.3%
2021 · €35k
2018: €68k
2019: €68k
2020: €39k
2021: €35k
2018 → 2022
EBIT margin
12.5%▲ 41.7pp
2021 · -29.2%
2018: -0.2%
2019: 0.6%
2020: -21.1%
2021: -29.2%
2018 → 2022
Net result
€22k
2024 · €-6k
2018: €-1k
2019: €-2k
2020: €-8k
2021: €-10k
2022: €8k
2023: €6k
2024: €-6k
2018 → 2025
Working capital
€11k
2024 · €-9k
2018: €-18k
2019: €-17k
2020: €-17k
2021: €-17k
2022: €-9k
2023: €-3k
2024: €-9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€35k-€65k▲ 86.3%
Equity€-17k-€-9k▲ 46.4%€-3k▲ 66.7%€-9k▼ 210%€12k
Operating result€-10k-€8k€9k▲ 11.3%€-4k€26k
Net result€-10k-€8k€6k▼ 23.1%€-6k€22k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €26k after a loss of €4k in 2024, the highest result in the available series.
Balance-sheet composition
Assets €43k
Fixed assets
€2k
Current assets
€41k
Equity and liabilities €43k
Equity
€12k
Debt
€30k
Debt finances 70.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€27k
Cash flow
€22k
Current ratio
1.36
Quick ratio
1.31
Debt to equity
2.43
ROE
176.5%
ROA
51.4%
Interest coverage
19.52
Debt ≤ 1 year
€30k▲
2024 · €13k
Income taxes
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€3k€43k▲
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Plant, machinery and equipment23-€2k
Current assets29/58€3k€41k▲
Stocks and contracts in progress3€2k€1k▼
Stocks30/36€2k€1k▼
Cash at bank and in hand54/58€2k€39k▲
Equity and liabilities
Total equity and liabilities10/49€3k€43k▲
Equity10/15€-9k€12k▲
Contributions10/11€19k€19k=
Reserves13€4k€4k=
Distributable reserves133€4k€4k=
Profit (loss) carried forward14€-32k€-10k▲
Amounts payable17/49€13k€30k▲
Amounts payable within one year42/48€13k€30k▲
Trade debts44€9k€17k▲
Suppliers440/4€9k€17k▲
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€6k▲
Other amounts payable47/48-€7k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€242
Other operating charges640/8€3k€3k▲
Gross operating margin9900€-1k€30k▲
Operating profit (loss)9901€-4k€26k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-6k€25k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€-6k€22k▲
Profit (loss) for the period to be appropriated9905€-6k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-32k€-10k▲
Profit (loss) brought forward from the previous period14P€-26k€-32k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
31-12
Financial
Liquidity times 5current ratio 1.36
Current ratio from 0.26 to 1.36.
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €8k
Net result €8k after 4 loss-making years.
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mortsel · 1 establishment unit since 2011
Ground area
121 m²
Building footprint
121 m²
Volume, LiDAR
771 m³
Parcel 11029A0136/00B002, Flanders · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
REVUE
since 20112.200.983.349
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11029A0136/00B002 | Flanders | 121 m² | 1 · 121 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMortsel2.200.983.349
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Of 14,009 companies in sector 56301 we hold annual accounts for 4,892. 3,699 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-07-2011
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.