DECA INTERIEUR
ActiveDECA INTERIEUR has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €414. Equity is growing by ~17.7% per year across the filed fiscal years. Its solvency ranks better than 38% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-13
Solvency61▲+7
Growth52▼-17
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.42 in 2024; short-term debt: 41.2% and cash: 43.4% of total assets), and 63.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.1%
Return on assets
0.2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
4 d late
2023
on the day
2022
1 d early
2021
5 d early
2020
2 d early
2019
92 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€353k▲ 5.6%
2020 · €334k
2020: €334k
2020 → 2021
EBIT margin
6.1%▲ 0.4pp
2020 · 5.7%
2020: 5.7%
2020 → 2021
Net result
€414▼ 98.3%
2024 · €24k
2019: €3k
2020: €17k
2021: €17k
2022: €-11k
2023: €719
2024: €24k
2019 → 2025
Working capital
€33k▼ 24.8%
2024 · €44k
2019: €-2k
2020: €26k
2021: €53k
2022: €25k
2023: €19k
2024: €44k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€353k-
Equity€51k-€40k▼ 21.8%€41k▲ 1.8%€65k▲ 59.2%€65k▲ 0.6%
Operating result€22k-€-8k€2k€35k▲ 1,901%€4k▼ 88.5%
Net result€17k-€-11k€719€24k▲ 3,241%€414▼ 98.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €180k
Fixed assets
€73k▲ 4.0%
Current assets
€107k▼ 28.1%
Equity and liabilities €180k
Equity
€65k▲ 0.6%
Debt
€115k▼ 25.6%
The debt ratio falls from 70.6% to 63.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▼
2024 · €53k
Cash flow
€23k▼
2024 · €42k
Solvency
36.1%▲
2024 · 29.4%
Current ratio
1.45▲
2024 · 1.42
Quick ratio
1.29▼
2024 · 1.32
Debt / equity
1.77▼
2024 · 2.40
ROE
0.6%▼
2024 · 37.2%
ROA
0.2%▼
2024 · 11.0%
Interest coverage
13.29▼
2024 · 32.87
Debt
€115k▼
2024 · €155k
Debt ≤ 1 year
€74k▼
2024 · €105k
Debt > 1 year
€41k▼
2024 · €48k
Income taxes
€3k▼
2024 · €11k
Staff costs
€58k▲
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€219k€180k▼
Fixed assets21/28€70k€73k▲
Tangible fixed assets22/27€70k€73k▲
Plant, machinery and equipment23€47k€40k▼
Furniture and vehicles24€23k€32k▲
Current assets29/58€149k€107k▼
Stocks and contracts in progress3€10k€12k▲
Stocks30/36€5k€4k▼
Contracts in progress37€5k€8k▲
Amounts receivable within one year40/41€48k€17k▼
Trade receivables40€28k€8k▼
Other amounts receivable41€21k€9k▼
Cash at bank and in hand54/58€90k€78k▼
Deferred charges and accrued income490/1€1k€767▼
Equity and liabilities
Total equity and liabilities10/49€219k€180k▼
Equity10/15€65k€65k▲
Contributions10/11€19k€19k=
Reserves13€40k€41k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€38k€39k▲
Profit (loss) carried forward14€6k€6k=
Amounts payable17/49€155k€115k▼
Amounts payable after more than one year17€48k€41k▼
Financial debts170/4€48k€41k▼
Amounts payable within one year42/48€105k€74k▼
Current portion of amounts payable after more than one year42€15k€21k▲
Financial debts43€7k€7k=
Other loans439€7k€7k=
Trade debts44€30k€3k▼
Suppliers440/4€30k€3k▼
Taxes, remuneration and social security45€17k€14k▼
Taxes450/3€8k€5k▼
Remuneration and social security454/9€9k€9k▼
Other amounts payable47/48€36k€29k▼
Accrued charges and deferred income492/3€1k€280▼
Income statement
Code20242025
Remuneration, social security and pensions62€55k€58k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€23k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€436-
Other operating charges640/8€995€2k▲
Gross operating margin9900€110k€87k▼
Operating profit (loss)9901€35k€4k▼
Financial income75/76B€767€941▲
Recurring financial income75€767€941▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€35k€3k▼
Income taxes67/77€11k€3k▼
Profit (loss) for the period9904€24k€414▼
Profit (loss) for the period to be appropriated9905€24k€414▼
Appropriation of the result
Profit (loss) to be appropriated9906€30k€6k▼
Profit (loss) brought forward from the previous period14P€6k€6k=
Transfer to equity691/2€24k€414▼
To other reserves6921€24k€414▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Highest result since 2019net €24k ▲3241%
Operating result €35k, net result €24k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €719
Net result €719 after one loss-making year.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-11k ▼167%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
27-02
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lichtervelde · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kortemarkstraat 1058810 LichterveldeGround area
720 m²
Building footprint
153 m²
Volume, LiDAR
835 m³
Parcel 36011E1233/00C000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DECA INTERIEUR
since 19902.049.064.919
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36011E1233/00C000 | Flanders | 720 m² | 1 · 153 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500T85NPNPPDG6H23
Similar companies · same sector, comparable size
FOURNIER ROGER
BE 1009.464.944
Malle · Eq €65k
SCHRIJNWERKERIJ VANMOL JOHNNY
BE 0842.126.482
Tienen · Eq €65k
PENXTEN KOEN SCHRIJNWERKERIJ
BE 0882.722.566
Wellen · Eq €65k
JEPVC
BE 0797.283.283
La Louvière · Eq €65k
SCHRIJNWERKERIJ BART MILISSEN
BE 0848.652.307
Tongeren-Borgloon · Eq €65k
Of 20,031 companies in sector 43320 we hold annual accounts for 9,133. 7,579 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-05-1990
Fiscal year end30-06
Activities, NACEBEL
43320Joinery installation
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.