DEB-ICT

Active

Private limited companyfounded 20205 yrs activeCharles Decockstraat(H) 15, 8551 Zwevegem, BelgiumKBO/BCE: BE 0757.566.040

Summary

DEB-ICT has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €9k and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 20782 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).

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Checked score

Score 2024

71 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability64▼-36

Solvency39▼-61

Growth32▼-20

Track record94

Bankruptcy probability, 12 months

0.5% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 5.09 against 8.97 in 2023; short-term debt: 14.5% and cash: 47.5% of total assets), but 85.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

14.3%

Return on assets

9.3%

Age of the figures

21 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 20782 sector peers (2024).

NBB · sector comparison

Position among 20782 sector peers

Solvency

better than 14%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

38 d early

2023

128 d early

2022

21 d early

2021

41 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€9k▼ 87.5%

2023 · €68k

2021: €30k 2022: €43k 2023: €68k

2021 → 2024

Total assets

€60k▼ 22.0%

2023 · €77k

2021: €57k 2022: €52k 2023: €77k

2021 → 2024

Net result

€6k▼ 78.1%

2023 · €25k

2021: €27k 2022: €13k 2023: €25k

2021 → 2024

Working capital

€36k▼ 46.2%

2023 · €66k

2021: €43k 2022: €42k 2023: €66k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Equity€30k-€43k▲ 44.2%€68k▲ 58.7%€9k▼ 87.5%

Operating result€36k-€18k▼ 49.7%€33k▲ 83.9%€12k▼ 64.0%

Net result€27k-€13k▼ 50.8%€25k▲ 91.5%€6k▼ 78.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 64% below 2023 and is the lowest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €60k

26.0%

74.0%

Fixed assets €16k ▲ 551%

Current assets €44k ▼ 40.5%

Equity and liabilities €60k

14.3%

85.7%

Equity €9k ▼ 87.5%

Debt €51k ▲ 518%

Debt's share of the balance-sheet total rises from 10.8% to 85.7%. Equity is lower and debt is higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€16k▼

2023 · €34k

Cash flow

€9k▼

2023 · €26k

Current ratio

5.09▼

2023 · 8.97

Debt to equity

6.00▲

2023 · 0.12

ROE

64.9%▲

2023 · 37.0%

ROA

9.3%▼

2023 · 33.0%

Interest coverage

4.00▼

2023 · 67.93

Debt ≤ 1 year

€9k▲

2023 · €8k

Debt > 1 year

€40k

Income taxes

€3k▼

2023 · €8k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines

Balance sheet Code20232024

Assets

Total assets20/58€77k€60k▼

Fixed assets21/28€2k€16k▲

Tangible fixed assets22/27€2k€16k▲

Plant, machinery and equipment23-€3k

Furniture and vehicles24€2k€13k▲

Current assets29/58€74k€44k▼

Amounts receivable within one year40/41€20k€12k▼

Trade receivables40€9k€10k▲

Other amounts receivable41€11k€2k▼

Cash at bank and in hand54/58€52k€28k▼

Deferred charges and accrued income490/1€2k€3k▲

Equity and liabilities

Total equity and liabilities10/49€77k€60k▼

Equity10/15€68k€9k▼

Contributions10/11€3k€3k=

Reserves13€65k€6k▼

Distributable reserves133€65k€6k▼

Profit (loss) carried forward14-€0

Amounts payable17/49€8k€51k▲

Amounts payable after more than one year17-€40k

Financial debts170/4-€40k

Amounts payable within one year42/48€8k€9k▲

Trade debts44€21€586▲

Suppliers440/4€21€586▲

Taxes, remuneration and social security45€8k€8k▼

Taxes450/3€8k€8k▼

Remuneration and social security454/9€22€0▼

Other amounts payable47/48-€49

Accrued charges and deferred income492/3-€3k

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€497€4k▲

Other operating charges640/8€1k€1k▲

Gross operating margin9900€35k€17k▼

Operating profit (loss)9901€33k€12k▼

Financial income75/76B€257€50▼

Recurring financial income75€257€50▼

Financial charges65/66B€500€4k▲

Recurring financial charges65€500€4k▲

Profit (loss) for the period before taxes9903€33k€8k▼

Income taxes67/77€8k€3k▼

Profit (loss) for the period9904€25k€6k▼

Profit (loss) for the period to be appropriated9905€25k€6k▼

Appropriation of the result

Profit (loss) to be appropriated9906€25k€6k▼

Transfer from equity791/2-€65k

Transfer to equity691/2€25k€6k▼

To other reserves6921€25k€6k▼

Profit to be distributed694/7-€65k

Return on contributions (dividend)694-€65k

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 5Financial 1Filings 4

2025

23-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Weakest financial yearnet €6k ▼78.1%

Net result drops to €6k, the lowest in the series.

25-03

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

10-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

20-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Zwevegem · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Charles Decockstraat(H) 158551 Zwevegem

Ground area

903 m²

Building footprint

178 m²

Volume, LiDAR

776 m³

Parcel 34014B0574/00Y002, Flanders · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

DEB-ICT

Charles Decockstraat(H) 15, 8551 ZwevegemComputer programming, consultancy and related activities

since 20202.309.229.114

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
34014B0574/00Y002	Flanders	903 m²	1 · 178 m²	7.9 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

INTEGRATED FINANCE SERVICES

Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 8,744 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded28-10-2020

Fiscal year end31-12

Activities, NACEBEL 2025

62200Computer consultancy and computer facilities management

70200Business and other management consultancy

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.