De Zipper
Open bankruptcyA bankruptcy procedure is open for De Zipper according to publications in the Belgian State Gazette; curator: WIM NYSMANS.
Summary
The 2024 annual accounts show negative equity (€-2k) and a net result of €-4k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-09-2025, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
40 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-2k
Total assets
€191k
Net result
€-4k
Working capital
€64k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €191k
Fixed assets
€31k
Current assets
€160k
Key figures and ratios
EBITDA
€8k
Cash flow
€95
Solvency
-1.1%
Current ratio
1.66
Quick ratio
0.38
Debt to equity
-88.26
ROA
-1.9%
Interest coverage
1.03
Debt
€193k
Debt ≤ 1 year
€96k
Debt > 1 year
€97k
Income taxes
€223
Staff costs
€44k
Filed annual accounts As filed with the NBB · 2024 · 42 lines
Balance sheet
Code2024
Assets
Total assets20/58€191k
Fixed assets21/28€31k
Tangible fixed assets22/27€31k
Plant, machinery and equipment23€30k
Furniture and vehicles24€1k
Current assets29/58€160k
Stocks and contracts in progress3€124k
Stocks30/36€124k
Amounts receivable within one year40/41€36k
Trade receivables40€7k
Other amounts receivable41€29k
Cash at bank and in hand54/58€338
Equity and liabilities
Total equity and liabilities10/49€191k
Equity10/15€-2k
Contributions10/11€2k
Profit (loss) carried forward14€-4k
Amounts payable17/49€193k
Amounts payable after more than one year17€97k
Financial debts170/4€97k
Amounts payable within one year42/48€96k
Current portion of amounts payable after more than one year42€27k
Financial debts43€19k
Credit institutions430/8€19k
Trade debts44€9k
Suppliers440/4€9k
Taxes, remuneration and social security45€41k
Taxes450/3€33k
Remuneration and social security454/9€9k
Income statement
Code2024
Remuneration, social security and pensions62€44k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€11k
Gross operating margin9900€63k
Operating profit (loss)9901€5k
Financial income75/76B€51
Recurring financial income75€51
Financial charges65/66B€8k
Recurring financial charges65€8k
Profit (loss) for the period before taxes9903€-3k
Income taxes67/77€223
Profit (loss) for the period9904€-4k
Profit (loss) for the period to be appropriated9905€-4k
Appropriation of the result
Profit (loss) to be appropriated9906€-4k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
08-01
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Turnhout · event 23-12-2025
2025
09-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 40 days late
SignalNBB filing
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2023
Ground area
730 m²
Building footprint
705 m²
Volume, LiDAR
4,347 m³
2 parcels, Flanders · tallest building 13.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
De Zipper
since 20232.349.039.793
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453T0249/00W009indicative | Flanders | 475 m² | 1 · 463 m² | 11.6 m · 1 fl. |
| 13453T0249/00M009 | Flanders | 255 m² | 1 · 242 m² | 13.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | WIM NYSMANS BISSCHOPSLAAN 31, 2340 BEERSE- |
23-12-2025 → present |
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 71 companies in sector 46648 we hold annual accounts for 51. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
46648Wholesale trade
47513Retail trade
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.