De Windt - Koeltechnieken
ActiveDe Windt - Koeltechnieken has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €560k and a net result of €65k. Equity is growing by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 49% of 389 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▼-13
Solvency76▼-7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 2.26 against 3.24 in 2024; short-term debt: 11% and cash: 5.7% of total assets), and 48.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.4%
Return on assets
5.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
47 d late
2024
61 d late
2023
120 d late
2022
60 d late
2021
51 d late
2020
3 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€560k▲ 13.0%
2024 · €495k
2018: €118k
2019: €164k
2020: €270k
2021: €273k
2022: €325k
2023: €355k
2024: €495k
2018 → 2025
Total assets
€1.09M▲ 26.7%
2024 · €860k
2018: €227k
2019: €195k
2020: €408k
2021: €691k
2022: €713k
2023: €726k
2024: €860k
2018 → 2025
Net result
€65k▼ 54.2%
2024 · €141k
2018: €52k
2019: €45k
2020: €107k
2021: €2k
2022: €52k
2023: €30k
2024: €141k
2018 → 2025
Working capital
€151k▼ 13.4%
2024 · €175k
2018: €111k
2019: €126k
2020: €237k
2021: €148k
2022: €181k
2023: €162k
2024: €175k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€273k-€325k▲ 19.0%€355k▲ 9.2%€495k▲ 39.7%€560k▲ 13.0%
Operating result€9k-€73k▲ 751%€44k▼ 39.2%€191k▲ 331%€92k▼ 51.6%
Net result€2k-€52k▲ 2,074%€30k▼ 42.6%€141k▲ 372%€65k▼ 54.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets
€818k▲ 34.7%
Current assets
€271k▲ 7.3%
Equity and liabilities €1.09M
Equity
€560k▲ 13.0%
Debt
€529k▲ 45.2%
The debt ratio rises from 42.4% to 48.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€149k▼
2024 · €229k
Cash flow
€122k▼
2024 · €179k
Solvency
51.4%▼
2024 · 57.6%
Current ratio
2.26▼
2024 · 3.24
Quick ratio
2.14▼
2024 · 3.16
Debt / equity
0.94▲
2024 · 0.74
ROE
11.5%▼
2024 · 28.4%
ROA
5.9%▼
2024 · 16.4%
Interest coverage
15.06▼
2024 · 36.40
Debt
€529k▲
2024 · €364k
Debt ≤ 1 year
€120k▲
2024 · €78k
Debt > 1 year
€409k▲
2024 · €286k
Income taxes
€18k▼
2024 · €44k
Staff costs
€50k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€860k€1.09M▲
Fixed assets21/28€607k€818k▲
Tangible fixed assets22/27€607k€818k▲
Land and buildings22€538k€767k▲
Plant, machinery and equipment23€14k€8k▼
Furniture and vehicles24€55k€43k▼
Financial fixed assets28€25-
Current assets29/58€253k€271k▲
Stocks and contracts in progress3€6k€14k▲
Stocks30/36€6k€14k▲
Amounts receivable within one year40/41€57k€189k▲
Trade receivables40€40k€138k▲
Other amounts receivable41€17k€51k▲
Cash at bank and in hand54/58€186k€62k▼
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€860k€1.09M▲
Equity10/15€495k€560k▲
Contributions10/11€19k€19k=
Reserves13€477k€541k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€475k€540k▲
Amounts payable17/49€364k€529k▲
Amounts payable after more than one year17€286k€409k▲
Financial debts170/4€286k€409k▲
Trade debts175€0-
Amounts payable within one year42/48€78k€120k▲
Current portion of amounts payable after more than one year42€41k€33k▼
Trade debts44€2k€46k▲
Suppliers440/4€2k€46k▲
Taxes, remuneration and social security45€31k€36k▲
Taxes450/3€29k€30k▲
Remuneration and social security454/9€2k€6k▲
Other amounts payable47/48€4k€6k▲
Income statement
Code20242025
Remuneration, social security and pensions62€13k€50k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€57k▲
Other operating charges640/8€9k€24k▲
Gross operating margin9900€251k€223k▼
Operating profit (loss)9901€191k€92k▼
Financial charges65/66B€6k€10k▲
Recurring financial charges65€6k€10k▲
Profit (loss) for the period before taxes9903€185k€82k▼
Income taxes67/77€44k€18k▼
Profit (loss) for the period9904€141k€65k▼
Profit (loss) for the period to be appropriated9905€141k€65k▼
Appropriation of the result
Profit (loss) to be appropriated9906€141k€65k▼
Transfer to equity691/2€141k€65k▼
To other reserves6921€141k€65k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 47 days late
2025
31-12
Financial
Equity above €500kEq €560k ▲13%
8 profitable years in a row build equity to €560k.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €141k ▲372%
Operating result €191k, net result €141k, both a record.
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 120 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
20-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 51 days late
2021
31-12
Financial
Weakest financial yearnet €2k ▼97.8%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €270k ▲65.4%
3 profitable years in a row build equity to €270k.
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 5.02
Current ratio from 2.10 to 5.02; short-term debt falls from €101k to €31k.
31-12
Financial
Equity above €150kEq €164k ▲38.4%
2 profitable years in a row build equity to €164k.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
08-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 100 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zelzate · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zonnebloemstraat 39060 ZelzateGround area
468 m²
Building footprint
98 m²
Volume, LiDAR
1 m³
Parcel 43302C0481/00A000, Flanders · tallest building 0.3 m. Linked by address, not a title deed.
1 establishment unit
DE WINDT - KOELTECHNIEKEN
since 20162.254.459.152
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43302C0481/00A000 | Flanders | 468 m² | 1 · 98 m² | 0.3 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 462 companies in sector 28250 we hold annual accounts for 285. 221 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-2016
Fiscal year end31-12
Activities, NACEBEL
28250Manufacture of machinery and equipment not elsewhere classified
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.