DE VIJVERS

Active

Partnership limited by sharesfounded 198937 yrs activeBeatestraat 44, 9250 Waasmunster, BelgiumKBO/BCE: BE 0437.490.883

Summary

For the legal form of DE VIJVERS, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €249k and a net result of €-1k. Equity is shrinking by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 67% of 898 sector peers (fiscal year 2025). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

70 / 100

Healthy▲ +5 vs 2024

The score weighs solvency, liquidity, profitability and financial development. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability68=

Solvency76▲+1

Growth58=

Track record100

Credit verdict

Credit up to €17k at 30 days acceptable

Liquidity short (current ratio 0.49 against 0.39 in 2024; short-term debt: 8.2% and cash: 3.3% of total assets), and 49% of the assets are financed with debt.

How do we compute this score?

Credit advice for your own amount and term

Signals

1 signal. The signal on the left, the evidence on the right.

○neutral

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

25 d early

2024

31 d early

2023

55 d early

2022

62 d early

2021

61 d early

2020

53 d early

2019

56 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€249k▼ 0.5%

2024 · €251k

2018: €309k 2019: €299k 2020: €297k 2021: €283k 2022: €279k 2023: €253k 2024: €251k

2018 → 2025

Total assets

€489k▼ 1.7%

2024 · €497k

2018: €549k 2019: €534k 2020: €526k 2021: €511k 2022: €512k 2023: €509k 2024: €497k

2018 → 2025

Net result

€-1k▲ 54.0%

2024 · €-3k

2018: €-3k 2019: €-10k 2020: €-1k 2021: €-14k 2022: €-4k 2023: €-26k 2024: €-3k

2018 → 2025

Working capital

€-21k▲ 18.1%

2024 · €-25k

2018: €-30k 2019: €-31k 2020: €-9k 2021: €-15k 2022: €-24k 2023: €-29k 2024: €-25k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€283k-€279k▼ 1.3%€253k▼ 9.2%€251k▼ 1.1%€249k▼ 0.5%

Operating result€-14k-€-3k▲ 78.1%€-25k▼ 723%€-739▲ 97.0%€343

Net result€-14k-€-4k▲ 74.8%€-26k▼ 609%€-3k▲ 89.3%€-1k▲ 54.0%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €343 after a loss of €739 in 2024, the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €489k

96.0%

Fixed assets €469k ▼ 2.6%

Current assets €20k ▲ 24.7%

Equity and liabilities €489k

51.0%

49.0%

Equity €249k ▼ 0.5%

Debt €239k ▼ 2.9%

Debt's share of the balance-sheet total falls from 49.6% to 49.0%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€13k▼

2024 · €14k

Cash flow

€11k▼

2024 · €12k

Current ratio

0.49▲

2024 · 0.39

Debt to equity

0.96▼

2024 · 0.98

ROE

-0.5%▲

2024 · -1.1%

ROA

-0.3%▲

2024 · -0.6%

Interest coverage

7.89▲

2024 · 6.98

Debt ≤ 1 year

€40k▼

2024 · €41k

Debt > 1 year

€199k▼

2024 · €206k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines

Balance sheet Code20242025

Assets

Total assets20/58€497k€489k▼

Formation expenses20€0€0=

Fixed assets21/28€482k€469k▼

Tangible fixed assets22/27€482k€469k▼

Land and buildings22€481k€469k▼

Plant, machinery and equipment23€612€0▼

Furniture and vehicles24€0€0=

Current assets29/58€16k€20k▲

Amounts receivable within one year40/41€150€907▲

Trade receivables40€150€907▲

Cash at bank and in hand54/58€12k€16k▲

Deferred charges and accrued income490/1€4k€3k▼

Equity and liabilities

Total equity and liabilities10/49€497k€489k▼

Equity10/15€251k€249k▼

Contributions10/11€632k€632k=

Capital10-€632k

Issued capital100-€632k

Reserves13€17k€17k=

Distributable reserves133€17k€17k=

Profit (loss) carried forward14€-399k€-400k▼

Amounts payable17/49€247k€239k▼

Amounts payable after more than one year17€206k€199k▼

Financial debts170/4€206k€199k▼

Amounts payable within one year42/48€41k€40k▼

Current portion of amounts payable after more than one year42€8k€7k▼

Trade debts44€620€722▲

Suppliers440/4€620€722▲

Advances received on contracts in progress46€2k€2k▲

Taxes, remuneration and social security45€606€1k▲

Taxes450/3€606€1k▲

Other amounts payable47/48€30k€30k=

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€12k▼

Other operating charges640/8€13k€13k▲

Gross operating margin9900€27k€26k▼

Operating profit (loss)9901€-739€343▲

Financial income75/76B€6€3▼

Recurring financial income75€6€3▼

Financial charges65/66B€2k€2k▼

Recurring financial charges65€2k€2k▼

Profit (loss) for the period before taxes9903€-3k€-1k▲

Profit (loss) for the period9904€-3k€-1k▲

Profit (loss) for the period to be appropriated9905€-3k€-1k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-399k€-400k▼

Profit (loss) brought forward from the previous period14P€-396k€-399k▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 11Financial 1Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

06-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

30-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

06-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €-26k

Net result drops to €-26k, the lowest in the series; recovery starts the following year.

30-05

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-05

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

08-06

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

05-06

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema

2019

12-06

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2018

30-05

NBB filing Annual accounts filed

fiscal year 2017 · abbreviated schema

2017

30-05

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Waasmunster · 1 establishment unit since 1989

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Beatestraat 449250 Waasmunster

Ground area

5,802 m²

Building footprint

1,521 m²

Volume, LiDAR

8,235 m³

Parcel 42023A0335/00B000, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

NV VIJVERS

Beatestraat 44, 9250 WaasmunsterInsurance, reinsurance and pension funding, except compulsory social security

since 19892.044.256.687

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
42023A0335/00B000	Flanders	5,801 m²	1 · 1,521 m²	8.6 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,292 companies in sector 93110 we hold annual accounts for 1,495. 1,098 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPartnership limited by shares

Founded13-05-1989

Fiscal year end31-12

Activities, NACEBEL 2025

93110Operation of sports facilities

68201Renting and operating of own or leased residential real estate, excluding social housing

Sources

Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.