DE VERSMARKT BRUGGE
ActiveThe computed 12-month bankruptcy probability of DE VERSMARKT BRUGGE is 1.8% (moderate). The 2025 annual accounts show equity of €213k and a net result of €117k. Its solvency ranks better than 49% of 18039 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-3
Solvency58▲+12
Growth78
Track record82
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days only on tighter terms
Liquidity tight (current ratio 1.17 against 0.64 in 2024; short-term debt: 51.7% and cash: 37.4% of total assets), and 67.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.6%
Return on assets
17.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
27 d late
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€213k▲ 122%
2024 · €96k
2024: €96k
2024 → 2025
Total assets
€651k▲ 39.5%
2024 · €467k
2024: €467k
2024 → 2025
Net result
€117k▲ 26.0%
2024 · €93k
2024: €93k
2024 → 2025
Working capital
€59k
2024 · €-133k
2024: €-133k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€96k-€213k▲ 122%
Operating result€124k-€166k▲ 33.2%
Net result€93k-€117k▲ 26.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 33% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €651k
Fixed assets
€256k▲ 11.9%
Current assets
€395k▲ 66.1%
Equity and liabilities €651k
Equity
€213k▲ 122%
Debt
€439k▲ 18.2%
The debt ratio falls from 79.5% to 67.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€227k▲
2024 · €135k
Cash flow
€178k▲
2024 · €103k
Solvency
32.6%▲
2024 · 20.5%
Current ratio
1.17▲
2024 · 0.64
Quick ratio
1.11▲
2024 · 0.59
Debt / equity
2.06▼
2024 · 3.87
ROE
55.0%▼
2024 · 96.9%
ROA
17.9%▼
2024 · 19.9%
Interest coverage
30.68▼
2024 · 5376.38
Debt
€439k▲
2024 · €371k
Debt ≤ 1 year
€337k▼
2024 · €371k
Debt > 1 year
€95k
Income taxes
€42k▲
2024 · €32k
Staff costs
€256k▲
2024 · €61k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€467k€651k▲
Fixed assets21/28€229k€256k▲
Tangible fixed assets22/27€229k€256k▲
Land and buildings22€68k€91k▲
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€159k€164k▲
Current assets29/58€238k€395k▲
Stocks and contracts in progress3€21k€22k▲
Stocks30/36€21k€22k▲
Amounts receivable within one year40/41€159k€126k▼
Trade receivables40€156k€118k▼
Other amounts receivable41€3k€8k▲
Cash at bank and in hand54/58€58k€244k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€467k€651k▲
Equity10/15€96k€213k▲
Contributions10/11€3k€3k=
Reserves13€93k€210k▲
Distributable reserves133€93k€210k▲
Amounts payable17/49€371k€439k▲
Amounts payable after more than one year17-€95k
Other amounts payable178/9-€95k
Amounts payable within one year42/48€371k€337k▼
Trade debts44€25k€25k▼
Suppliers440/4€25k€25k▼
Taxes, remuneration and social security45€56k€82k▲
Taxes450/3€35k€51k▲
Remuneration and social security454/9€20k€31k▲
Other amounts payable47/48€290k€230k▼
Accrued charges and deferred income492/3€83€7k▲
Income statement
Code20242025
Remuneration, social security and pensions62€61k€256k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€61k▲
Other operating charges640/8€126€2k▲
Gross operating margin9900€195k€485k▲
Operating profit (loss)9901€124k€166k▲
Financial income75/76B€424€853▲
Recurring financial income75€424€853▲
Financial charges65/66B€25€7k▲
Recurring financial charges65€25€7k▲
Profit (loss) for the period before taxes9903€125k€159k▲
Income taxes67/77€32k€42k▲
Profit (loss) for the period9904€93k€117k▲
Profit (loss) for the period to be appropriated9905€93k€117k▲
Appropriation of the result
Profit (loss) to be appropriated9906€93k€117k▲
Transfer to equity691/2€93k€117k▲
To other reserves6921€93k€117k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Equity above €200kEq €213k ▲122%
2 profitable years in a row build equity to €213k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gistelse Steenweg 948200 BruggeGround area
570 m²
Building footprint
342 m²
Volume, LiDAR
1,979 m³
Parcel 31425C0272/00N002, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE VERSMARKT BRUGGE
since 20242.362.295.834
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31425C0272/00N002 | Flanders | 570 m² | 1 · 342 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrugge2.362.295.834
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Of 10,529 companies in sector 47110 we hold annual accounts for 5,858. 4,170 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-07-2024
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.