Checked.be
Active
BE 0434.091.925Private limited company
De Velden
Veldenstraat 13 ·2470 Retie, Belgium· 38 yrs active
Sector: Installation of electric heating, air conditioning, cooling and ventilation
(43222)
Conclusion
De Velden has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €932k and a net result of €20k. The computed 12-month bankruptcy probability is 0.7% (low).
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €932k |
| Net result | €20k |
| Staff (FTE) | 6.6 |
| Active | 38 yrs |
Financial profile
70
/ 100
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Health
86
Profitability
11
Solvency
100
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1988, 38 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
86
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 27-08-2026 with the NBB · fiscal year 2025 · abbreviated schema
€35k
-65.0%
24-25
€20k
-67.9%
24-25
€24k
-66.5%
24-25
€1.15M
-0.1%
24-25
€932k
+2.2%
24-25
€919k
+2.2%
24-25
7
0.0%
24-25
€475k
+6.9%
24-25
€10k
-65.3%
24-25
€219k
-9.1%
24-25
€219k
-9.1%
24-25
5.21
+9.8%
24-25
4.75
+9.4%
24-25
81.0%
+2.4%
24-25
0.23
-11.1%
24-25
2.2%
-68.6%
24-25
1.8%
-67.9%
24-25
43.83
-90.7%
24-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | abbreviated schema |
| Revenue | - |
| EBITDA | €35k |
| Net profit | €20k |
| Cash flow | €24k |
| Staff costs | €475k |
| Income taxes | €10k |
| Dividends | - |
| Total assets | €1.15M |
| Equity | €932k |
| Debt | €219k |
| of which ≤ 1y | €219k |
| of which > 1y | - |
| Working capital | €919k |
| Employees (FTE) | 6.6 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 5.21 |
| Quick ratio | 4.75 |
| Working capital ratio | 79.9% |
| Solvency | 81.0% |
| Debt / equity | 0.23 |
| Long-term debt ratio | - |
| Interest coverage | 43.83 |
| Gross margin | - |
| Net margin | - |
| ROA | 1.8% |
| ROE | 2.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.15M |
| Fixed assets | 21/28 | €13k |
| Tangible fixed assets | 22/27 | €13k |
| Current assets | 29/58 | €1.14M |
| Stocks & contracts in progress | 3 | €99k |
| Amounts receivable within one year | 40/41 | €655k |
| Investments | 50/53 | €49k |
| Cash & bank | 54/58 | €334k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.15M |
| Equity | 10/15 | €932k |
| Contributions / capital | 10/11 | €317k |
| Reserves | 13 | €283k |
| Accumulated profits (losses) | 14 | €332k |
| Amounts payable | 17/49 | €219k |
| Amounts payable within one year | 42/48 | €219k |
| Trade debts payable within one year | 44 | €132k |
| Income statement | ||
| Gross operating margin | 9900 | €513k |
| Operating result | 9901 | €31k |
| Financial income | 75 | €33 |
| Financial charges | 65 | €803 |
| Result before taxes | 9903 | €30k |
| Income taxes | 67/77 | €10k |
| Net result for the period | 9904 | €20k |
| Result to be appropriated | 9905 | €20k |
Legal Structure
| NACE primary | Installation of electric heating, air conditioning, cooling and ventilation(43222) |
| Legal form | Private limited company(610) |
| Incorporation | 27-04-1988 |
| Status | Active |
| Postal code | 2470 |
Establishment units
Veldenstraat 15, 2470 Retie
since 19882.038.023.943
Real-estate footprint
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13036B0268/00Z000 | Flanders | 2,616 m² | 1 · 606 m² | 6.1 m · 2 fl. |
| 13036B0268/00B002 | Flanders | 1,818 m² | 1 · 245 m² | 10.0 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2026
27-08-2026 NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-07-2025 NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-08-2024 NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-06-2023 NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
15-06-2022 NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
11-05-2021 NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
07-09-2020 NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
28-06-2019 NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-06-2018 NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
14-06-2017 NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Belgian State Gazette reading coverage
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Installation of electric heating, air conditioning, cooling and ventilation43222Plumbing work4322145332
Names & trade names
| Legal nameNL | De Velden |
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