DE VEER BRUGGE
ActiveSummary
DE VEER BRUGGE has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €16k. Equity is growing by ~32.3% per year across the filed fiscal years. Its solvency ranks better than 46% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency83▼-8
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 2.32 against 2.87 in 2024; short-term debt: 41.7% and cash: 86.1% of total assets), and 41.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.3%
Return on assets
49.3%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
22 d early
2023
43 d early
2022
18 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▲ 5.9%
2024 · €18k
2022: €6k
2023: €10k
2024: €18k
2022 → 2025
Total assets
€33k▲ 19.9%
2024 · €28k
2022: €9k
2023: €22k
2024: €28k
2022 → 2025
Net result
€16k▲ 108%
2024 · €8k
2022: €3k
2023: €5k
2024: €8k
2022 → 2025
Working capital
€18k▲ 8.2%
2024 · €17k
2022: €6k
2023: €11k
2024: €17k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€6k-€10k▲ 82.4%€18k▲ 75.6%€19k▲ 5.9%
Operating result€4k-€7k▲ 78.1%€11k▲ 64.8%€22k▲ 104%
Net result€3k-€5k▲ 73.6%€8k▲ 67.4%€16k▲ 108%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen three years in a row; 2025 is 104% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €33k
Fixed assets
€1k ▼ 39.7%
Current assets
€32k ▲ 23.7%
Equity and liabilities €33k
Equity
€19k ▲ 5.9%
Debt
€14k ▲ 46.9%
Debt's share of the balance-sheet total rises from 34.0% to 41.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23k▲
2024 · €11k
Cash flow
€17k▲
2024 · €8k
Current ratio
2.32▼
2024 · 2.87
Debt to equity
0.72▲
2024 · 0.52
ROE
84.5%▲
2024 · 43.1%
ROA
49.3%▲
2024 · 28.4%
Interest coverage
384.14▲
2024 · 182.48
Debt ≤ 1 year
€14k▲
2024 · €9k
Income taxes
€6k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€28k€33k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Current assets29/58€26k€32k▲
Amounts receivable within one year40/41-€239
Trade receivables40-€239
Cash at bank and in hand54/58€23k€29k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€28k€33k▲
Equity10/15€18k€19k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€15k€16k▲
Amounts payable17/49€9k€14k▲
Amounts payable within one year42/48€9k€14k▲
Financial debts43€53€61▲
Credit institutions430/8-€61
Other loans439€53-
Trade debts44€756€223▼
Suppliers440/4€756€223▼
Taxes, remuneration and social security45€558€2k▲
Taxes450/3€558€2k▲
Other amounts payable47/48€8k€12k▲
Accrued charges and deferred income492/3€352-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€319€666▲
Other operating charges640/8€607€593▼
Gross operating margin9900€12k€24k▲
Operating profit (loss)9901€11k€22k▲
Financial income75/76B€3-
Recurring financial income75€3-
Financial charges65/66B€62€60▼
Recurring financial charges65€62€60▼
Profit (loss) for the period before taxes9903€11k€22k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€8k€16k▲
Profit (loss) for the period to be appropriated9905€8k€16k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€32k▲
Profit (loss) brought forward from the previous period14P€7k€15k▲
Profit to be distributed694/7-€15k
Return on contributions (dividend)694-€15k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Highest result since 2022net €16k ▲108%
Operating result €22k, net result €16k, both a record.
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gistelse Steenweg 4168200 BruggeGround area
1,277 m²
Building footprint
262 m²
Volume, LiDAR
3,633 m³
Parcel 31425C0310/00H000, Flanders · tallest building 19.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
DE VEER BRUGGE
since 20222.332.402.810
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31425C0310/00H000 | Flanders | 1,277 m² | 1 · 262 m² | 18.9 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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V.G. CONNECT
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OcytOcyn
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Of 5,524 companies in sector 86931 we hold annual accounts for 550. 433 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
86931Psychology services
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.