De Ster Supermarket
ActiveThe computed 12-month bankruptcy probability of De Ster Supermarket is 2.3% (moderate). The 2024 annual accounts show equity of €24k and a net result of €15k. Its solvency ranks better than 37% of 26043 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability83
Solvency43
Growth-
Track record67
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.64; short-term debt: 82.2% and cash: 7.9% of total assets), and 82.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
17.8%
Return on assets
11.2%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-09-2025, 50 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
50 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€24k
Total assets
€136k
Net result
€15k
Working capital
€-40k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €136k
Fixed assets
€64k
Current assets
€72k
Equity and liabilities €136k
Equity
€24k
Debt
€112k
Debt finances 82.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€27k
Cash flow
€20k
Solvency
17.8%
Current ratio
0.64
Quick ratio
0.23
Debt / equity
4.62
ROE
62.9%
ROA
11.2%
Interest coverage
8.32
Debt
€112k
Debt ≤ 1 year
€112k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€136k
Fixed assets21/28€64k
Tangible fixed assets22/27€64k
Plant, machinery and equipment23€13k
Furniture and vehicles24€52k
Current assets29/58€72k
Stocks and contracts in progress3€47k
Stocks30/36€47k
Amounts receivable within one year40/41€12k
Trade receivables40€10k
Other amounts receivable41€1k
Cash at bank and in hand54/58€11k
Deferred charges and accrued income490/1€3k
Equity and liabilities
Total equity and liabilities10/49€136k
Equity10/15€24k
Contributions10/11€9k
Profit (loss) carried forward14€15k
Amounts payable17/49€112k
Amounts payable within one year42/48€112k
Trade debts44€11k
Suppliers440/4€11k
Advances received on contracts in progress46€9k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Other amounts payable47/48€88k
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k
Other operating charges640/8€1k
Gross operating margin9900€28k
Operating profit (loss)9901€22k
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€19k
Income taxes67/77€3k
Profit (loss) for the period9904€15k
Profit (loss) for the period to be appropriated9905€15k
Appropriation of the result
Profit (loss) to be appropriated9906€15k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 50 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hundelgemsesteenweg 3259820 Merelbeke-MelleGround area
317 m²
Building footprint
135 m²
Volume, LiDAR
711 m³
Parcel 44412C0237/00G003, Flanders · tallest building 10.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
De Ster Supermarket
since 20242.357.723.570
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44412C0237/00G003 | Flanders | 317 m² | 1 · 135 m² | 10.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMerelbeke-Melle2.357.723.570
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Of 3,827 companies in sector 47210 we hold annual accounts for 966. 738 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-02-2024
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47210Retail sale of fruit and vegetables
47221Retail sale of meat and meat products, excluding game and poultry
47241Retail sale of bread and pastry (bakery outlets)
47260Retail trade
47271Retail trade
47279Other retail sale of food
47291Retail trade
47299Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.