Checked.be
Active
BE 0629.916.317Private limited company
De Sommer Gerda
Koophandelstraat 41 ·9160 Lokeren, Belgium· 11 yrs active
Sector: Veterinary services
(75000)
Conclusion
De Sommer Gerda has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €160k and a net result of €88k. Its solvency ranks better than 26% of 144 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 2 annual accounts.
Key figures
| Equity | €160k |
| Net result | €88k |
| Staff (FTE) | 1 |
| Better than sector | 26% |
Financial profile
66
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
48
Profitability
100
Solvency
23
Growth
58
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2015, 11 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
48
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 24-10-2025 with the NBB · fiscal year 2025 · micro schema
Sector comparison
Fiscal year 2025 · NACE 75, Veterinary activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 23.2% | 49.4% | |
| Net result | €88k | €32k | |
| Equity | €160k | €68k | |
| Gross operating margin | €164k | €68k | |
| Staff costs | €17k | €23k |
€144k
+11.5%
24-25
€88k
+4.3%
24-25
€105k
+7.5%
24-25
€689k
+5.3%
24-25
€160k
-48.8%
24-25
€-183k
-903.3%
24-25
1
0.0%
24-25
€17k
+217.4%
24-25
€24k
+20.6%
24-25
€240k
-
24-25
€529k
+54.5%
24-25
€403k
+109.2%
24-25
€114k
-18.7%
24-25
0.54
-39.8%
24-25
0.54
-39.8%
24-25
23.2%
-51.3%
24-25
3.31
+201.4%
24-25
55.2%
+103.5%
24-25
12.8%
-0.9%
24-25
9.06
-14.8%
24-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €144k |
| Net profit | €88k |
| Cash flow | €105k |
| Staff costs | €17k |
| Income taxes | €24k |
| Dividends | €240k |
| Total assets | €689k |
| Equity | €160k |
| Debt | €529k |
| of which ≤ 1y | €403k |
| of which > 1y | €114k |
| Working capital | €-183k |
| Employees (FTE) | 1.0 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.54 |
| Quick ratio | 0.54 |
| Working capital ratio | -26.6% |
| Solvency | 23.2% |
| Debt / equity | 3.31 |
| Long-term debt ratio | 0.72 |
| Interest coverage | 9.06 |
| Gross margin | - |
| Net margin | - |
| ROA | 12.8% |
| ROE | 55.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €689k |
| Fixed assets | 21/28 | €469k |
| Tangible fixed assets | 22/27 | €469k |
| Current assets | 29/58 | €219k |
| Amounts receivable within one year | 40/41 | €11k |
| Cash & bank | 54/58 | €207k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €689k |
| Equity | 10/15 | €160k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €141k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €529k |
| Amounts payable after one year | 17 | €114k |
| Amounts payable within one year | 42/48 | €403k |
| Trade debts payable within one year | 44 | €5k |
| Income statement | ||
| Gross operating margin | 9900 | €164k |
| Operating result | 9901 | €127k |
| Financial income | 75 | €555 |
| Financial charges | 65 | €16k |
| Result before taxes | 9903 | €112k |
| Income taxes | 67/77 | €24k |
| Net result for the period | 9904 | €88k |
| Result to be appropriated | 9905 | €88k |
Legal Structure
| NACE primary | Veterinary services(75000) |
| Legal form | Private limited company(610) |
| Incorporation | 08-05-2015 |
| Status | Active |
| Postal code | 9160 |
Establishment units
DE SOMMER GERDA
since 20152.242.003.164
Koophandelstraat 41, 9160 Lokeren
since 20242.356.643.011
Real-estate footprint
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46014A0767/00L009 | Flanders | 884 m² | 1 · 184 m² | 12.4 m · 3 fl. |
| 46014A0767/00B008 | Flanders | 496 m² | 1 · 189 m² | 12.2 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
24-10-2025 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
09-07-2024 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
12-12-2023 State Gazette act Director changes
Filip Van der Cruysse
29-06-2023 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
27-10-2022 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
28-10-2021 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
28-10-2020 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
28-10-2019 NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
25-10-2018 NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
30-10-2017 NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
28-10-2016 NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Belgian State Gazette reading coverage
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 1
updated 2 years ago
2023
12-12-2023 Discharge granted to the board
Notary:
Filip Van der Cruysse · Lokeren
Technical details
{
"events": [
{
"kind": "decharge_pending",
"role": "zaakvoerder",
"person": {
"rrn": null,
"name": "De Sommer Gerda",
"address": "9160 Lokeren, Koophandelstraat 37",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "De algemene vergadering zal op de eerstvolgende gewone algemene vergadering beslissen over de kwijting aan de ontslagnemende zaakvoerder voor de uitoefening van haar mandaat.",
"decharge_status": "pending_next_agm",
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "board_snapshot",
"role": "bestuurder",
"person": {
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"name": "De Sommer Gerda",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": false,
"effective_date": null,
"evidence_quote": "De algemene vergadering beslist het aantal bestuurders te bepalen op 1.",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
},
{
"kind": "substantive_delegation",
"role": "notaris",
"person": {
"rrn": null,
"name": "Filip Van der Cruysse",
"address": null,
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": null,
"via_org": null,
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "De algemene vergadering besluit de opdracht te geven aan de ondergetekende notaris om de co\u00F6rdinatie van de statuten op te maken en te ondertekenen en de neerlegging daarvan in het vennootschapsdossier te verzorgen.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": "Filip Van der Cruysse",
"firm_city": null,
"firm_name": null,
"office_city": "Lokeren",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2023-12-12",
"filing_date": "2023-12-08",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2023-12-04",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0629.916.317",
"name_full": "DE SOMMER GERDA",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Filip Van der Cruysse",
"org_rep_person_name": null,
"person_role_at_subject": "notaris"
},
"co_filed_documents": [
"uitgifte van het proces-verbaal",
"verslag van het bestuursorgaan",
"geco\u00F6rdineerde statuten"
],
"corrected_publication_numac": null
}Credit advice
Company registry (CBE)
Activities
Veterinary services75000
Names & trade names
| Legal nameNL | De Sommer Gerda |
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