De Reddende Engel
ActiveDe Reddende Engel has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €233k and a net result of €82k. Equity is growing by ~45.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 18938 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
100
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity ample (current ratio 9.42 against 5.56 in 2023), and 10.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
89.5%
Return on assets
31.3%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
19 d early
2022
6 d early
2021
31 d early
2020
25 d late
2019
4 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€233k▲ 53.7%
2023 · €152k
2018: €25k
2019: €36k
2020: €32k
2021: €53k
2022: €94k
2023: €152k
2018 → 2024
Total assets
€261k▲ 41.3%
2023 · €185k
2018: €36k
2019: €51k
2020: €36k
2021: €67k
2022: €121k
2023: €185k
2018 → 2024
Net result
€82k▲ 40.6%
2023 · €58k
2018: €2k
2019: €11k
2020: €-4k
2021: €21k
2022: €41k
2023: €58k
2018 → 2024
Working capital
€230k▲ 53.9%
2023 · €149k
2018: €22k
2019: €31k
2020: €26k
2021: €49k
2022: €91k
2023: €149k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€32k-€53k▲ 64.2%€94k▲ 78.0%€152k▲ 61.8%€233k▲ 53.7%
Operating result€-3k-€22k€56k▲ 159%€88k▲ 56.4%€122k▲ 39.6%
Net result€-4k-€21k€41k▲ 99.5%€58k▲ 41.0%€82k▲ 40.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2024 is 40% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €261k
Fixed assets
€3k▲ 39.1%
Current assets
€257k▲ 41.3%
Equity and liabilities €261k
Equity
€233k▲ 53.7%
Debt
€27k▼ 16.5%
The debt ratio falls from 17.7% to 10.5%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€123k▲
2023 · €88k
Cash flow
€83k▲
2023 · €59k
Solvency
89.5%▲
2023 · 82.3%
Current ratio
9.42▲
2023 · 5.56
Quick ratio
9.33▲
2023 · 5.51
Debt / equity
0.12▼
2023 · 0.22
ROE
34.9%▼
2023 · 38.2%
ROA
31.3%▼
2023 · 31.4%
Interest coverage
40.27▼
2023 · 41.78
Debt
€27k▼
2023 · €33k
Debt ≤ 1 year
€27k▼
2023 · €33k
Income taxes
€38k▲
2023 · €28k
Staff costs
€81k▲
2023 · €79k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€185k€261k▲
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€620€620=
Financial fixed assets28€300€300=
Current assets29/58€182k€257k▲
Stocks and contracts in progress3€2k€2k▲
Stocks30/36€2k€2k▲
Amounts receivable within one year40/41€8k€14k▲
Trade receivables40€633€633=
Other amounts receivable41€7k€14k▲
Cash at bank and in hand54/58€169k€238k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€185k€261k▲
Equity10/15€152k€233k▲
Contributions10/11€19k€19k=
Reserves13€133k€215k▲
Tax-exempt reserves132€10k€10k=
Distributable reserves133€123k€205k▲
Amounts payable17/49€33k€27k▼
Amounts payable within one year42/48€33k€27k▼
Trade debts44€346€335▼
Suppliers440/4€346€335▼
Taxes, remuneration and social security45€32k€27k▼
Taxes450/3€21k€16k▼
Remuneration and social security454/9€11k€11k▲
Income statement
Code20232024
Remuneration, social security and pensions62€79k€81k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€596€966▲
Other operating charges640/8€5k€3k▼
Gross operating margin9900€173k€207k▲
Operating profit (loss)9901€88k€122k▲
Financial income75/76B€54€8▼
Recurring financial income75€54€8▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€85k€119k▲
Income taxes67/77€28k€38k▲
Profit (loss) for the period9904€58k€82k▲
Profit (loss) for the period to be appropriated9905€58k€82k▲
Appropriation of the result
Profit (loss) to be appropriated9906€58k€82k▲
Transfer to equity691/2€58k€82k▲
To other reserves6921€58k€82k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €82k ▲40.6%
Operating result €122k, net result €82k, both a record.
31-12
Financial
Equity above €200kEq €233k ▲53.7%
4 profitable years in a row build equity to €233k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €152k ▲61.8%
3 profitable years in a row build equity to €152k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Weakest financial yearnet €-4k ▼133%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 7.65
Current ratio from 3.06 to 7.65; short-term debt falls from €15k to €4k.
04-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 4 days late
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 2 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
2016
10-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torfbrug 32000 AntwerpenGround area
88 m²
Building footprint
88 m²
Volume, LiDAR
1,199 m³
Parcel 11002A1196/00_000, Flanders · tallest building 16.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
DE REDDENDE ENGEL
since 19972.081.155.388
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11002A1196/00_000 | Flanders | 87 m² | 1 · 87 m² | 16.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.081.155.388
Similar companies · same sector, comparable size
Scalas
BE 0772.983.397
Oostende · Eq €233k
Brasserie Français
BE 1003.516.171
Brugge · Eq €233k
SDZ COMPANY
BE 0867.548.204
Stekene · Eq €233k
LE BREVENT
BE 0446.810.308
Verviers · Eq €233k
Den Ober
BE 0837.864.917
Wingene · Eq €234k
Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 8,122 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-1996
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
55521
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.