De Posterij
ActiveSummary
De Posterij has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €82k and a net result of €-9k. Equity is shrinking by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 33% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability35▼-6
Solvency37▼-1
Growth58=
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.06 in 2023; short-term debt: 31.6% and cash: 0.1% of total assets), and 88.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
11.9%
Return on assets
-1.2%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
222324
2022 to 2024 · latest year €-9k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
34 d early
2022
33 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€82k▼ 9.4%
2023 · €91k
2022: €96k
2023: €91k
2022 → 2024
Total assets
€691k▼ 0.4%
2023 · €694k
2022: €709k
2023: €694k
2022 → 2024
Net result
€-9k▼ 72.7%
2023 · €-5k
2022: €-11k
2023: €-5k
2022 → 2024
Working capital
€-217k▼ 12.8%
2023 · €-193k
2022: €-183k
2023: €-193k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€96k-€91k▼ 5.2%€82k▼ 9.4%
Operating result€6k-€7k▲ 26.3%€9k▲ 19.0%
Net result€-11k-€-5k▲ 56.1%€-9k▼ 72.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 19% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €691k
Fixed assets
€690k ▲ 1.3%
Current assets
€1k ▼ 91.4%
Equity and liabilities €691k
Equity
€82k ▼ 9.4%
Debt
€609k ▲ 0.9%
Debt's share of the balance-sheet total rises from 86.9% to 88.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€38k▲
2023 · €34k
Cash flow
€20k▼
2023 · €22k
Current ratio
0.01▼
2023 · 0.06
Debt to equity
7.39▲
2023 · 6.64
ROE
-10.4%▼
2023 · -5.4%
ROA
-1.2%▼
2023 · -0.7%
Interest coverage
2.18▼
2023 · 2.73
Debt ≤ 1 year
€218k▲
2023 · €205k
Debt > 1 year
€390k▼
2023 · €398k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 35 lines
Balance sheet
Code20232024
Assets
Total assets20/58€694k€691k▼
Fixed assets21/28€681k€690k▲
Tangible fixed assets22/27€681k€690k▲
Land and buildings22€681k€690k▲
Current assets29/58€13k€1k▼
Amounts receivable within one year40/41€4k€527▼
Other amounts receivable41€4k€527▼
Cash at bank and in hand54/58€9k€577▼
Equity and liabilities
Total equity and liabilities10/49€694k€691k▼
Equity10/15€91k€82k▼
Contributions10/11€107k€107k=
Profit (loss) carried forward14€-16k€-25k▼
Amounts payable17/49€603k€609k▲
Amounts payable after more than one year17€398k€390k▼
Financial debts170/4€398k€390k▼
Amounts payable within one year42/48€205k€218k▲
Current portion of amounts payable after more than one year42€32k€39k▲
Trade debts44€23k€18k▼
Suppliers440/4€23k€18k▼
Taxes, remuneration and social security45€2k€2k▲
Taxes450/3€2k€2k▲
Other amounts payable47/48€149k€159k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€29k▲
Other operating charges640/8€6k€6k▲
Gross operating margin9900€41k€44k▲
Operating profit (loss)9901€7k€9k▲
Financial income75/76B€352-
Recurring financial income75€352-
Financial charges65/66B€13k€17k▲
Recurring financial charges65€13k€17k▲
Profit (loss) for the period before taxes9903€-5k€-9k▼
Profit (loss) for the period9904€-5k€-9k▼
Profit (loss) for the period to be appropriated9905€-5k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-25k▼
Profit (loss) brought forward from the previous period14P€-11k€-16k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waregem · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Posterijstraat 618793 WaregemGround area
2,122 m²
Building footprint
716 m²
Volume, LiDAR
1,454 m³
Parcel 34035A0557/00A000, Flanders · tallest building 8.8 m. Linked by address, not a title deed.
1 establishment unit
De Posterij
since 20212.317.206.373
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34035A0557/00A000 | Flanders | 2,122 m² | 1 · 716 m² | 8.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GRISARD PROPERTY
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VERLIMMO
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HUYGHEBAERT & MOMMENS
BE 0427.285.889
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VOVABOUW
BE 0545.858.392
Westerlo · Eq €82,153
Of 7,320 companies in sector 68110 we hold annual accounts for 5,381. 3,604 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-2021
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
66300Activities auxiliary to financial services and insurance activities
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.