DE PELGRIM
ActiveDE PELGRIM has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €355k and a net result of €1k. Equity is growing by ~68.1% per year across the filed fiscal years. Its solvency ranks better than 40% of 3619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability44▼-37
Solvency45▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 1.78 against 0.88 in 2024; short-term debt: 15.8% and cash: 0.8% of total assets), but 80.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.9%
Return on assets
0.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
56 d late
2022
242 d late
2021
110 d late
2020
61 d late
2019
137 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€355k▲ 0.4%
2024 · €354k
2018: €18k
2019: €23k
2020: €3k
2021: €67k
2022: €114k
2023: €190k
2024: €354k
2018 → 2025
Total assets
€1.78M▲ 11.1%
2024 · €1.60M
2018: €378k
2019: €553k
2020: €486k
2021: €801k
2022: €1.08M
2023: €1.31M
2024: €1.60M
2018 → 2025
Net result
€1k▼ 99.2%
2024 · €163k
2018: €21k
2019: €5k
2020: €-20k
2021: €63k
2022: €47k
2023: €76k
2024: €163k
2018 → 2025
Working capital
€220k
2024 · €-33k
2018: €-86k
2019: €-99k
2020: €-73k
2021: €-79k
2022: €-35k
2023: €-242k
2024: €-33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€67k-€114k▲ 71.2%€190k▲ 67.1%€354k▲ 85.8%€355k▲ 0.4%
Operating result€78k-€81k▲ 4.1%€132k▲ 63.7%€313k▲ 137%€56k▼ 82.1%
Net result€63k-€47k▼ 25.3%€76k▲ 61.4%€163k▲ 114%€1k▼ 99.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 82% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.78M
Fixed assets
€1.28M▼ 5.4%
Current assets
€502k▲ 100%
Equity and liabilities €1.78M
Equity
€355k▲ 0.4%
Debt
€1.43M▲ 14.2%
The debt ratio rises from 78.0% to 80.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€154k▼
2024 · €395k
Cash flow
€99k▼
2024 · €245k
Solvency
19.9%▼
2024 · 22.0%
Current ratio
1.78▲
2024 · 0.88
Quick ratio
1.16▲
2024 · 0.78
Debt / equity
4.02▲
2024 · 3.54
ROE
0.4%▼
2024 · 46.2%
ROA
0.1%▼
2024 · 10.2%
Interest coverage
3.07▼
2024 · 7.24
Debt
€1.43M▲
2024 · €1.25M
Debt ≤ 1 year
€282k▼
2024 · €284k
Debt > 1 year
€1.15M▲
2024 · €967k
Income taxes
€18k▼
2024 · €107k
Staff costs
€132k▼
2024 · €134k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.60M€1.78M▲
Fixed assets21/28€1.35M€1.28M▼
Tangible fixed assets22/27€1.35M€1.28M▼
Land and buildings22€1.25M€1.20M▼
Plant, machinery and equipment23€42k€35k▼
Furniture and vehicles24€56k€39k▼
Other tangible fixed assets26€10k€7k▼
Financial fixed assets28€681-
Current assets29/58€251k€502k▲
Stocks and contracts in progress3€29k€176k▲
Stocks30/36€29k€176k▲
Amounts receivable within one year40/41€178k€306k▲
Other amounts receivable41€178k€306k▲
Cash at bank and in hand54/58€37k€14k▼
Deferred charges and accrued income490/1€6k€6k▼
Equity and liabilities
Total equity and liabilities10/49€1.60M€1.78M▲
Equity10/15€354k€355k▲
Contributions10/11€19k€19k=
Reserves13€335k€337k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€333k€335k▲
Amounts payable17/49€1.25M€1.43M▲
Amounts payable after more than one year17€967k€1.15M▲
Financial debts170/4€967k€1.15M▲
Amounts payable within one year42/48€284k€282k▼
Current portion of amounts payable after more than one year42€69k€73k▲
Financial debts43-€10k
Credit institutions430/8-€10k
Trade debts44€14k€40k▲
Suppliers440/4€14k€40k▲
Taxes, remuneration and social security45€200k€159k▼
Taxes450/3€176k€147k▼
Remuneration and social security454/9€25k€12k▼
Income statement
Code20242025
Remuneration, social security and pensions62€134k€132k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€81k€97k▲
Other operating charges640/8€66k€6k▼
Non-recurring operating charges66A-€823
Gross operating margin9900€595k€292k▼
Operating profit (loss)9901€313k€56k▼
Financial income75/76B€11k€13k▲
Recurring financial income75€11k€13k▲
Financial charges65/66B€55k€50k▼
Recurring financial charges65€55k€50k▼
Profit (loss) for the period before taxes9903€270k€19k▼
Income taxes67/77€107k€18k▼
Profit (loss) for the period9904€163k€1k▼
Profit (loss) for the period to be appropriated9905€163k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€163k€1k▼
Transfer to equity691/2€163k€1k▼
To other reserves6921€163k€1k▼
Social balance
Average headcount (FTE)90872.93.2▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity doublescurrent ratio 1.78
Current ratio from 0.88 to 1.78; short-term debt falls from €284k to €282k.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €163k ▲114%
Operating result €313k, net result €163k, both a record.
31-12
Financial
Equity above €200kEq €354k ▲85.8%
4 profitable years in a row build equity to €354k.
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 56 days late
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 242 days late
2023
31-12
Financial
Equity above €150kEq €190k ▲67.1%
3 profitable years in a row build equity to €190k.
2022
31-12
Financial
Equity above €100kEq €114k ▲71.2%
2 profitable years in a row build equity to €114k.
18-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 110 days late
2021
31-12
Financial
Back to profitnet €63k
Net result €63k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Weakest financial yearnet €-20k ▼538%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
15-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 137 days late
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 390 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
14-12
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 136 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Begijnendijk · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Werchtersesteenweg 443130 BegijnendijkGround area
930 m²
Building footprint
342 m²
Volume, LiDAR
1,421 m³
Parcel 24010C0038/00L000, Flanders · tallest building 6.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DE PELGRIM
since 19992.092.041.758
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24010C0038/00L000 | Flanders | 930 m² | 1 · 342 m² | 6.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBegijnendijk2.092.041.758
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Of 20,499 companies in sector 56111 we hold annual accounts for 11,450. 7,218 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-06-1999
Fiscal year end31-12
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.