DE KAPBLOK
ActiveDE KAPBLOK has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-545k) and a net result of €-113k. Equity is shrinking by ~51.4% per year across the filed fiscal years. Its solvency ranks better than 8% of 10345 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▲+1
Solvency0▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.11 against 0.1 in 2024; short-term debt: 72.4% and cash: 0.5% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-28.8%
Return on assets
-6%
Age of the figures
12 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-545k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-04-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
5 d late
2023
14 d late
2022
30 d late
2021
5 d early
2020
28 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-545k▼ 26.2%
2024 · €-432k
2018: €154k
2019: €112k
2020: €-128k
2021: €-157k
2022: €-222k
2023: €-273k
2024: €-432k
2018 → 2025
Total assets
€1.89M▼ 4.7%
2024 · €1.98M
2018: €1.01M
2019: €1.01M
2020: €2.46M
2021: €2.49M
2022: €2.34M
2023: €2.16M
2024: €1.98M
2018 → 2025
Net result
€-113k▲ 28.9%
2024 · €-159k
2018: €-23k
2019: €-42k
2020: €-241k
2021: €-28k
2022: €-65k
2023: €-51k
2024: €-159k
2018 → 2025
Working capital
€-1.22M▼ 13.2%
2024 · €-1.07M
2018: €-326k
2019: €-296k
2020: €-853k
2021: €-782k
2022: €-827k
2023: €-778k
2024: €-1.07M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-157k-€-222k▼ 41.4%€-273k▼ 23.1%€-432k▼ 58.3%€-545k▼ 26.2%
Operating result€13k-€-26k€-7k▲ 75.2%€-113k▼ 1,636%€-36k▲ 68.6%
Net result€-28k-€-65k▼ 129%€-51k▲ 21.1%€-159k▼ 210%€-113k▲ 28.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €36k in 2025 against €113k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.89M
Fixed assets
€1.74M▼ 7.1%
Current assets
€153k▲ 35.1%
Key figures and ratios
EBITDA
€97k▲
2024 · €70k
Cash flow
€20k▼
2024 · €24k
Solvency
-28.8%▼
2024 · -21.8%
Current ratio
0.11▲
2024 · 0.10
Quick ratio
0.04▲
2024 · 0.03
Debt / equity
-4.47▲
2024 · -5.59
ROA
-6.0%▲
2024 · -8.0%
Interest coverage
1.26▼
2024 · 1.52
Debt
€2.44M▲
2024 · €2.42M
Debt ≤ 1 year
€1.37M▲
2024 · €1.19M
Debt > 1 year
€1.07M▼
2024 · €1.23M
Staff costs
€392k▼
2024 · €397k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.98M€1.89M▼
Fixed assets21/28€1.87M€1.74M▼
Tangible fixed assets22/27€1.87M€1.74M▼
Land and buildings22€1.83M€1.72M▼
Plant, machinery and equipment23€31k€13k▼
Furniture and vehicles24€7k€2k▼
Financial fixed assets28€550€550=
Current assets29/58€113k€153k▲
Stocks and contracts in progress3€76k€100k▲
Stocks30/36€76k€100k▲
Amounts receivable within one year40/41€26k€44k▲
Trade receivables40€23k€40k▲
Other amounts receivable41€3k€4k▲
Cash at bank and in hand54/58€11k€9k▼
Equity and liabilities
Total equity and liabilities10/49€1.98M€1.89M▼
Equity10/15€-432k€-545k▼
Contributions10/11€139k€139k=
Reserves13€30k€30k=
Non-distributable reserves130/1€14k€14k=
Reserves not available under the articles1311€14k€14k=
Tax-exempt reserves132€16k€16k=
Profit (loss) carried forward14€-601k€-714k▼
Amounts payable17/49€2.42M€2.44M▲
Amounts payable after more than one year17€1.23M€1.07M▼
Financial debts170/4€1.23M€1.07M▼
Amounts payable within one year42/48€1.19M€1.37M▲
Current portion of amounts payable after more than one year42€262k€245k▼
Financial debts43€269k€280k▲
Credit institutions430/8€269k€280k▲
Trade debts44€270k€224k▼
Suppliers440/4€270k€224k▼
Taxes, remuneration and social security45€25k€27k▲
Taxes450/3€6k€10k▲
Remuneration and social security454/9€19k€17k▼
Other amounts payable47/48€361k€593k▲
Income statement
Code20242025
Remuneration, social security and pensions62€397k€392k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€183k€133k▼
Other operating charges640/8€7k€16k▲
Gross operating margin9900€474k€506k▲
Operating profit (loss)9901€-113k€-36k▲
Financial income75/76B€166€84▼
Recurring financial income75€166€84▼
Financial charges65/66B€46k€78k▲
Recurring financial charges65€46k€78k▲
Profit (loss) for the period before taxes9903€-159k€-113k▲
Profit (loss) for the period9904€-159k€-113k▲
Profit (loss) for the period to be appropriated9905€-159k€-113k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-601k€-714k▼
Profit (loss) brought forward from the previous period14P€-442k€-601k▼
Social balance
Average headcount (FTE)908711.213.8▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
05-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 5 days late
2024
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 14 days late
2023
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet €-241k
Net result drops to €-241k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 5 days late
2017
29-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 2 establishment units since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tiensesteenweg 1663001 LeuvenGround area
1,784 m²
Building footprint
811 m²
Volume, LiDAR
4,246 m³
2 parcels, Flanders · tallest building 13.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
De Kapblok
since 20042.138.755.077
De Kapblok
since 20172.268.219.888
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24514B0182/00C002 | Flanders | 1,663 m² | 1 · 689 m² | 9.2 m · 2 fl. |
| 24433E0085/00T006 | Flanders | 121 m² | 1 · 121 m² | 13.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 24,951 EUR awarded · 24,951 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 427 EUR | 427 EUR |
| 2024 | 1 | 12,248 EUR | 12,248 EUR |
| 2023 | 1 | 9,275 EUR | 9,275 EUR |
| 2022 | 1 | 3,001 EUR | 3,001 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Recognitions · licences · registrations
Food safety, FASFC
2 sitesLeuven2.268.219.888
Leuven2.138.755.077
Similar companies · same sector, comparable size
J.M.B. CONSULTING
BE 0836.218.093
Etterbeek · Eq €112k
SLAGERIJ EL MOUSLIMIEN
BE 0538.747.601
Antwerpen · Eq €112k
De Butcher
BE 1003.476.876
Wingene · Eq €112k
ELBEFRA
BE 0630.638.075
Aalter · Eq €113k
LA ROUMONTOISE
BE 0770.686.675
Chièvres · Eq €113k
Of 3,043 companies in sector 47221 we hold annual accounts for 1,562. 1,348 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded24-03-2003
Fiscal year end30-09
Activities, NACEBEL
47221Retail sale of meat and meat products, excluding game and poultry
52220
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.