Full dossier in preparation
Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Process with priority
Sign in free to move this company to the front.
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of De Glint is 3.2% (moderate). The 2024 annual accounts show negative equity (€-10k) and a net result of €-30k. Its solvency ranks better than 19% of 3378 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone3.2%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Annual accounts: weaker financial profile
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2024: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideFiled more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-12-2025, 150 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
There is a single filed set of accounts, closing on 31-12. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2024 | 31-07-2025 | 28-12-2025 | 150 d late | 2025-00592128 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsYoung company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-30k
Working capital€-15k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 28-12-2025 with the NBB · fiscal year 2024 · micro
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -17.7% | 25.2% | |
| Net result | €-30k | €4k | |
| Equity | €-10k | €23k | |
| Gross operating margin | €-24k | €19k | |
| Total assets | €58k | €105k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-24k |
| Net profit | €-30k |
| Cash flow | €-30k |
| Staff costs | - |
| Income taxes | €5k |
| Dividends | - |
| Total assets | €58k |
| Equity | €-10k |
| Debt | €68k |
| of which ≤ 1y | €68k |
| of which > 1y | - |
| Working capital | €-15k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 0.77 |
| Quick ratio | 0.77 |
| Working capital ratio | -26.6% |
| Solvency | -17.7% |
| Debt / equity | -6.64 |
| Long-term debt ratio | - |
| Interest coverage | -327.16 |
| Gross margin | - |
| Net margin | - |
| ROA | -52.2% |
| ROE | 294.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €58k |
| Fixed assets | 21/28 | €5k |
| Tangible fixed assets | 22/27 | €5k |
| Current assets | 29/58 | €53k |
| Amounts receivable within one year | 40/41 | €28k |
| Cash & bank | 54/58 | €24k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €58k |
| Equity | 10/15 | €-10k |
| Contributions / capital | 10/11 | €20k |
| Accumulated profits (losses) | 14 | €-30k |
| Amounts payable | 17/49 | €68k |
| Amounts payable within one year | 42/48 | €68k |
| Trade debts payable within one year | 44 | €62k |
| Income statement | ||
| Gross operating margin | 9900 | €-24k |
| Operating result | 9901 | €-25k |
| Financial income | 75 | €32 |
| Financial charges | 65 | €75 |
| Result before taxes | 9903 | €-25k |
| Income taxes | 67/77 | €5k |
| Net result for the period | 9904 | €-30k |
| Result to be appropriated | 9905 | €-30k |
Ratios computed by Checked.
Health barometer
FY 2024 · computed15
/ 100
Critical
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
1 directorCurrent directors & mandates
-
HEYLEN WalterDaily managementState Gazette act 24083541 (03-06-2024)Current19-03-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Groothandel in diamant en andere edelstenen(46861) |
| Legal form | Private limited company(610) |
| Incorporation | 19-03-2024 |
| Status | Active |
| Postal code | 2018 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationDe Glint
since 20242.357.434.154
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area3,380 m²
Buildings1
Building footprint2,872 m²
Volume (LiDAR)47,320 m³
Tallest building44.2 m · ±4 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1176/00Y017 | Flanders | 3,380 m² | 1 · 2,872 m² | 44.2 m · 4 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts All acts · 1
updated 2 years ago
2024
03-06-2024 2 directors appointed
- HEYLEN Walter, Dagelijks bestuur
- VAN BUYNDER Jurgen, Dagelijks bestuur
Analysis
Snowflake analysis
financial profile on 5 axes55
/ 100
Mixed profile: strong on profitability, weaker on health.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
15
Profitability
100
Solvency
39
Growth
-
Stability
67
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionBE 0418.911.920 · Antwerpen
BE 0404.989.945 · Antwerpen
BE 0417.210.064 · Antwerpen
BE 0404.959.954 · Antwerpen
BE 0411.531.111 · Antwerpen
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 113 of the 1,240 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Groothandel in diamant en andere edelstenen46761Groothandel in diamant en andere edelstenen46861
Primary activity highlighted.
Names & trade names
| Legal nameNL | De Glint |
Registered office
Schupstraat 9-11 bus 63
2018 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.