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De Florre

Active
Private limited company·Cafés en bars· 2 yrs active
Andries Pevernagestraat 7 ·8530 Harelbeke, Belgium
KBO/BCE: BE 1006.867.918
Watch Print / PDF
Age2 yrs
Real estate1 parcel · 104 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of De Florre is 4.6% (elevated). The 2025 annual accounts show equity of €5k and a net result of €2k. Its solvency ranks better than 36% of 1103 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
4.6% Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Young company +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 12-09-2025, 49 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
There is a single filed set of accounts, closing on 31-03. That date is certain, but one observation does not establish the rhythm (a first financial year may run longer than twelve months), so we project no following year. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-03-2025, that is 31-10-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-03-2025 31-10-2025 12-09-2025 49 d early 2025-00492666

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€2k
Working capital€-860

Annual accounts & ratios

Source: NBB · 2025
Annual accounts filed on 12-09-2025 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 12.0% 25.7%
better than 36% of 1103 sector peers
Net result €2k €7k
better than 39% of 1105 sector peers
Equity €5k €22k
better than 31% of 1107 sector peers
Gross operating margin €9k €62k
better than 17% of 1101 sector peers
Staff costs €354 €51k
higher than 5% of 805 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Depositmicro
Revenue-
EBITDA€7k
Net profit€2k
Cash flow€6k
Staff costs€354
Income taxes€829
Dividends-
Total assets€44k
Equity€5k
Debt€38k
of which ≤ 1y€25k
of which > 1y€13k
Working capital€-860
Employees (FTE)-
Ratios (computed)
2025
Current ratio0.97
Quick ratio0.73
Working capital ratio-2.0%
Solvency12.0%
Debt / equity7.32
Long-term debt ratio2.50
Interest coverage8.43
Gross margin-
Net margin-
ROA5.1%
ROE42.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (24 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€44k
Fixed assets 21/28€19k
Intangible fixed assets 21€5k
Tangible fixed assets 22/27€13k
Financial fixed assets 28€2k
Current assets 29/58€24k
Stocks & contracts in progress 3€6k
Amounts receivable within one year 40/41€5k
Cash & bank 54/58€13k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€44k
Equity 10/15€5k
Contributions / capital 10/11€3k
Reserves 13€2k
Amounts payable 17/49€38k
Amounts payable after one year 17€13k
Amounts payable within one year 42/48€25k
Trade debts payable within one year 44€506
Income statement
Gross operating margin 9900€9k
Operating result 9901€4k
Financial charges 65€857
Result before taxes 9903€3k
Income taxes 67/77€829
Net result for the period 9904€2k
Result to be appropriated 9905€2k
Ratios computed by Checked.

Health barometer

FY 2025 · computed
48 / 100 Fair
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Andries Pevernagestraat 78530 Harelbeke

Establishment units

1 location
De Florre
Andries Pevernagestraat 7, 8530 HarelbekeDetailhandel in dranken, algemeen assortiment
since 20242.357.345.666
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area104 m²
Buildings1
Building footprint104 m²

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
34013A0732/00K002 Flanders 104 m² 1 · 104 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health48Profitability100Solvency18Growth-Stability67
58 / 100

Mixed profile: strong on profitability, weaker on solvency.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 48
Profitability 100
Solvency 18
Growth -
Stability 67

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 1,390 of the 13,890 companies in this sector. 995 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Cafés en bars56301Cafés en bars56301
Primary activity highlighted.
Names & trade names
Legal nameNL De Florre
Trade nameNL De Florence
Registered office
Andries Pevernagestraat 7
8530 Harelbeke, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.