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De Flexperts

Active
Schoolstraat 8a ·1980 Zemst, Belgium
KBO/BCE: BE 0801.965.514
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Age3 yrs
Real estate2 parcels · 1,074 m²

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of De Flexperts is 3.9% (moderate). The 2023 annual accounts show negative equity (€-10k) and a net result of €-15k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.9% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Annual accounts: weaker financial profile +Multiple establishment units +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 16 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 27-06-2025 34 d early 2025-00186264
31-12-2023 31-07-2024 15-07-2024 16 d early 2024-00243413

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-15k
Working capital€-5k

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 27-06-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2023
Depositmicro
Revenue-
EBITDA-
Net profit€-15k
Cash flow-
Staff costs€2k
Income taxes-
Dividends-
Total assets€79k
Equity€-10k
Debt€89k
of which ≤ 1y€9k
of which > 1y€80k
Working capital€-5k
Employees (FTE)0.1
Ratios (computed)
2023
Current ratio0.47
Quick ratio0.47
Working capital ratio-6.1%
Solvency-12.4%
Debt / equity-9.05
Long-term debt ratio-8.13
Interest coverage-
Gross margin-
Net margin-
ROA-18.7%
ROE150.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€79k
Fixed assets 21/28€75k
Financial fixed assets 28€75k
Current assets 29/58€4k
Amounts receivable within one year 40/41€4k
Cash & bank 54/58€250
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€79k
Equity 10/15€-10k
Contributions / capital 10/11€5k
Accumulated profits (losses) 14€-15k
Amounts payable 17/49€89k
Amounts payable after one year 17€80k
Amounts payable within one year 42/48€9k
Trade debts payable within one year 44€7k
Income statement
Gross operating margin 9900€-13k
Operating result 9901€-15k
Financial income 75€15
Financial charges 65€114
Result before taxes 9903€-15k
Net result for the period 9904€-15k
Result to be appropriated 9905€-15k
Ratios computed by Checked.

Health barometer

FY 2023 · computed
20 / 100 Critical
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Schoolstraat 8a1980 Zemst

Establishment units

2 locations
De Flexperts
Schoolstraat 8a, 1980 ZemstActiviteiten van uitzendbureaus en andere diensten in verband met personeelsvoorziening
since 20232.345.683.593
Brusselsesteenweg 106, 1980 Zemst
Activiteiten van uitzendbureaus en andere diensten in verband met personeelsvoorziening
since 20242.356.378.933
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1,074 m²
Buildings2
Building footprint304 m²
Volume (LiDAR)1,550 m³
Tallest building14.5 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23096B0438/00C000 Flanders 661 m² 1 · 167 m² 10.8 m · 2 fl.
23096C0607/00B004 Flanders 413 m² 1 · 136 m² 14.5 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Financial profile

4 of 5 axes measured
Health20Profitability100Solvency33Growth-Stability79
58 / 100

Mixed profile: strong on profitability, weaker on health.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 20
Profitability 100
Solvency 33
Growth -
Stability 79

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 223 of the 1,006 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Uitzendbureaus78200Activiteiten van uitzendbureaus en andere diensten in verband met personeelsvoorziening78200Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL De Flexperts
Registered office
Schoolstraat 8a
1980 Zemst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.