DE CEDER
ActiveSummary
DE CEDER has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €977k and a net result of €94k. Equity is shrinking by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+63
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
short-term debt: 0.8% and cash: 40.1% of total assets, and 0.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.2%
Return on assets
9.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
11 d late
2023
50 d early
2022
50 d late
2021
71 d late
2020
39 d early
2019
29 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€977k▲ 10.6%
2024 · €884k
2018: €3.42M
2019: €1.25M
2020: €1.31M
2021: €886k
2022: €895k
2023: €893k
2024: €884k
2018 → 2025
Total assets
€986k▲ 1.1%
2024 · €975k
2018: €3.60M
2019: €1.37M
2020: €1.55M
2021: €888k
2022: €1.17M
2023: €958k
2024: €975k
2018 → 2025
Net result
€94k
2024 · €-9k
2018: €114k
2019: €230k
2020: €54k
2021: €20k
2022: €9k
2023: €-2k
2024: €-9k
2018 → 2025
Working capital
€977k
2024 · €-13k
2018: €900k
2019: €1.22M
2020: €1.19M
2021: €731k
2022: €429k
2023: €592k
2024: €-13k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€886k-€895k▲ 1.0%€893k▼ 0.2%€884k▼ 1.0%€977k▲ 10.6%
Operating result€27k-€12k▼ 56.2%€-2k€-9k▼ 423%€121k
Net result€20k-€9k▼ 57.6%€-2k€-9k▼ 331%€94k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €121k after a loss of €9k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €986k
Equity
€977k ▲ 10.6%
Debt
€8k ▼ 91.1%
Debt's share of the balance-sheet total falls from 9.4% to 0.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€121k▲
2024 · €-7k
Cash flow
€94k▲
2024 · €-7k
Debt to equity
0.01▼
2024 · 0.10
ROE
9.6%▲
2024 · -1.0%
ROA
9.5%▲
2024 · -0.9%
Interest coverage
352.89▲
2024 · -20.61
Debt ≤ 1 year
€8k▼
2024 · €91k
Income taxes
€28k▲
2024 · €0
A ratio outside any meaningful range has been withheld (balance sheet total €986k, equity €977k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€975k€986k▲
Fixed assets21/28€897k€0▼
Tangible fixed assets22/27€897k€0▼
Land and buildings22€613k€0▼
Other tangible fixed assets26€284k€0▼
Current assets29/58€78k€986k▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€36k€289k▲
Trade receivables40€0-
Other amounts receivable41€36k€289k▲
Current investments50/53-€300k
Cash at bank and in hand54/58€11k€395k▲
Deferred charges and accrued income490/1€31k€781▼
Equity and liabilities
Total equity and liabilities10/49€975k€986k▲
Equity10/15€884k€977k▲
Contributions10/11€575k€575k=
Reserves13€17k€17k=
Distributable reserves133€17k€17k=
Profit (loss) carried forward14€292k€385k▲
Amounts payable17/49€91k€8k▼
Amounts payable within one year42/48€91k€8k▼
Trade debts44€32k€8k▼
Suppliers440/4€32k€8k▼
Other amounts payable47/48€60k€0▼
Income statement
Code20242025
Non-recurring operating income76A€43k€3.71M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€0▼
Other operating charges640/8€24k€19k▼
Non-recurring operating charges66A€0€3.52M▲
Gross operating margin9900€17k€3.66M▲
Operating profit (loss)9901€-9k€121k▲
Financial income75/76B€14€1k▲
Recurring financial income75€14€1k▲
Financial charges65/66B€336€342▲
Recurring financial charges65€336€342▲
Profit (loss) for the period before taxes9903€-9k€122k▲
Income taxes67/77€0€28k▲
Profit (loss) for the period9904€-9k€94k▲
Profit (loss) for the period to be appropriated9905€-9k€94k▲
Appropriation of the result
Profit (loss) to be appropriated9906€292k€385k▲
Profit (loss) brought forward from the previous period14P€301k€292k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €94k
Net result €94k after 2 loss-making years.
31-12
Financial
Liquidity times 141current ratio 121.28
Current ratio from 0.86 to 121.28; short-term debt falls from €91k to €8k.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 11 days late
2024
31-12
Financial
Weakest financial yearnet €-9k
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 10.06
Current ratio from 2.56 to 10.06; short-term debt falls from €276k to €65k.
19-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 50 days late
2022
10-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 71 days late
2021
31-12
Financial
Liquidity times 72current ratio 424.49
Current ratio from 5.86 to 424.49; short-term debt falls from €246k to €2k.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
31-12
Financial
Highest result since 2018net €230k ▲102%
Operating result €335k, net result €230k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 18.18
Current ratio from 6.44 to 18.18; short-term debt falls from €165k to €71k.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Iepersestraat 1288890 MoorsledeGround area
1,700 m²
Building footprint
556 m²
Volume, LiDAR
2,501 m³
Parcel 36012E0650/00S000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DE CEDER
since 20152.330.798.449
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36012E0650/00S000 | Flanders | 1,700 m² | 1 · 556 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Patrimonium Den Azalee
BE 0416.987.360
Temse · Eq €978,253
MARSIM
BE 0578.884.221
Keerbergen · Eq €979,485
V-IMMO
BE 0461.767.213
Thimister-Clermont · Eq €979,646
QUALITY STREET
BE 0428.224.811
Sint-Martens-Latem · Eq €974,728
D & T
BE 0476.494.781
Asse · Eq €980,500
Of 12,022 companies in sector 68203 we hold annual accounts for 5,986. 4,143 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2015
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.