DE BRUYNE BART
ActiveDE BRUYNE BART has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €605k and a net result of €142k. Equity is growing by ~29.1% per year across the filed fiscal years. Its solvency ranks better than 90% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▼-4
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 11.79 against 20.04 in 2024; short-term debt: 8.2% and cash: 47.8% of total assets), and 8.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.7%
Return on assets
21.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-04-2026, 107 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
107 d early
2024
6 d early
2023
21 d early
2022
31 d late
2021
11 d early
2020
11 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€605k▲ 30.6%
2024 · €464k
2019: €45k
2020: €136k
2021: €230k
2022: €318k
2023: €455k
2024: €464k
2019 → 2025
Total assets
€660k▲ 35.2%
2024 · €488k
2019: €72k
2020: €201k
2021: €286k
2022: €386k
2023: €497k
2024: €488k
2019 → 2025
Net result
€142k▼ 2.3%
2024 · €145k
2019: €34k
2020: €93k
2021: €88k
2022: €90k
2023: €139k
2024: €145k
2019 → 2025
Working capital
€585k▲ 26.3%
2024 · €464k
2019: €36k
2020: €109k
2021: €214k
2022: €315k
2023: €455k
2024: €464k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€230k-€318k▲ 38.5%€455k▲ 43.1%€464k▲ 1.8%€605k▲ 30.6%
Operating result€127k-€137k▲ 8.2%€174k▲ 27.2%€177k▲ 1.8%€184k▲ 3.9%
Net result€88k-€90k▲ 2.4%€139k▲ 54.1%€145k▲ 4.8%€142k▼ 2.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €660k
Fixed assets
€20k
Current assets
€640k
Equity and liabilities €660k
Equity
€605k▲ 30.6%
Debt
€55k▲ 122%
The debt ratio rises from 5.0% to 8.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€188k▲
2024 · €178k
Cash flow
€146k▼
2024 · €146k
Solvency
91.7%▼
2024 · 95.0%
Current ratio
11.79▼
2024 · 20.04
Quick ratio
11.79▼
2024 · 20.04
Debt / equity
0.09▲
2024 · 0.05
ROE
23.4%▼
2024 · 31.4%
ROA
21.5%▼
2024 · 29.8%
Interest coverage
41.34▲
2024 · -143.22
Debt
€55k▲
2024 · €25k
Debt ≤ 1 year
€54k▲
2024 · €24k
Income taxes
€55k▲
2024 · €44k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€488k€660k▲
Fixed assets21/28€0€20k▲
Tangible fixed assets22/27€0€20k▲
Furniture and vehicles24€0€20k▲
Current assets29/58€488k€640k▲
Amounts receivable within one year40/41€57€66k▲
Trade receivables40€14€66k▲
Other amounts receivable41€43€35▼
Current investments50/53€390k€257k▼
Cash at bank and in hand54/58€98k€315k▲
Deferred charges and accrued income490/1€476€792▲
Equity and liabilities
Total equity and liabilities10/49€488k€660k▲
Equity10/15€464k€605k▲
Contributions10/11€20k€20k=
Reserves13€444k€585k▲
Distributable reserves133€444k€585k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€25k€55k▲
Amounts payable within one year42/48€24k€54k▲
Financial debts43€215€593▲
Credit institutions430/8€215€593▲
Trade debts44€1k€496▼
Suppliers440/4€1k€496▼
Taxes, remuneration and social security45€20k€46k▲
Taxes450/3€20k€46k▲
Other amounts payable47/48€3k€7k▲
Accrued charges and deferred income492/3€196€259▲
Income statement
Code20242025
Non-recurring operating income76A-€9k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€753€4k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€181k€191k▲
Operating profit (loss)9901€177k€184k▲
Financial income75/76B€10k€20k▲
Recurring financial income75€10k€20k▲
Financial charges65/66B€-1k€6k▲
Recurring financial charges65€-1k€5k▲
Non-recurring financial charges66B-€2k
Profit (loss) for the period before taxes9903€189k€197k▲
Income taxes67/77€44k€55k▲
Profit (loss) for the period9904€145k€142k▼
Profit (loss) for the period to be appropriated9905€145k€142k▼
Appropriation of the result
Profit (loss) to be appropriated9906€145k€142k▼
Transfer from equity791/2€137k€0▼
Transfer to equity691/2€145k€142k▼
To other reserves6921€145k€142k▼
Profit to be distributed694/7€137k€0▼
Return on contributions (dividend)694€137k€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €605k ▲30.6%
7 profitable years in a row build equity to €605k.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €145k ▲4.8%
Net result €145k, the highest in the series.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 11.83
Current ratio from 5.62 to 11.83; short-term debt falls from €68k to €42k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €230k ▲69.1%
3 profitable years in a row build equity to €230k.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €136k ▲204%
2 profitable years in a row build equity to €136k.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roodkruisstraat 809220 Hamme (Vl.)Ground area
703 m²
Building footprint
278 m²
Parcel 42452B0030/00C004, Flanders. Linked by address, not a title deed.
1 establishment unit
DE BRUYNE BART
since 20192.292.220.064
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42452B0030/00C004 | Flanders | 703 m² | 1 · 278 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 150 EUR awarded · 75 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 75 EUR | 0 EUR |
| 2024 | 1 | 75 EUR | 75 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 33,008 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2019
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:debruyne.baert@outlook.be
Phone:0476501026