DE BOCK J
ActiveSummary
DE BOCK J has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €36k and a net result of €2k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 53% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability71▲+70
Solvency72▲+22
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.44 against 1.02 in 2024; short-term debt: 53.5% of total assets), and 53.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.5%
Return on assets
2.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
4 d early
2023
on the day
2022
3 d early
2021
33 d early
2020
1 d early
2019
3 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€36k▲ 5.0%
2024 · €34k
2018: €22klowest in 8 years
2019: €39k▲ +79.4% vs 2018
2020: €57k▲ +43.8% vs 2019
2021: €64k▲ +12.5% vs 2020
2022: €76k▲ +19.0% vs 2021highest in 8 years
2023: €61k▼ -19.5% vs 2022
2024: €34k▼ -43.5% vs 2023
2025: €36k▲ +5.0% vs 2024
2018 → 2025
Total assets
€78k▼ 42.8%
2024 · €136k
2018: €130k
2019: €159k▲ +23.1% vs 2018
2020: €207k▲ +29.6% vs 2019
2021: €223k▲ +7.8% vs 2020highest in 8 years
2022: €138k▼ -38.0% vs 2021
2023: €144k▲ +4.3% vs 2022
2024: €136k▼ -5.7% vs 2023
2025: €78k▼ -42.8% vs 2024lowest in 8 years
2018 → 2025
Net result
€2k
2024 · €-26k
2018: €854
2019: €17k▲ +1938% vs 2018highest in 8 years
2020: €17k▼ -1.0% vs 2019
2021: €7k▼ -59.0% vs 2020
2022: €12k▲ +70.7% vs 2021
2023: €-15k▼ -222% vs 2022
2024: €-26k▼ -79.6% vs 2023lowest in 8 years
2025: €2k▲ +106% vs 2024
2018 → 2025
Working capital
€18k▲ 784%
2024 · €2k
2018: €16k
2019: €30k▲ +90.7% vs 2018
2020: €13k▼ -57.8% vs 2019
2021: €13k▲ +2.9% vs 2020
2022: €34k▲ +161% vs 2021highest in 8 years
2023: €12k▼ -63.5% vs 2022
2024: €2k▼ -83.2% vs 2023lowest in 8 years
2025: €18k▲ +784% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€64k-€76k▲ 19.0%€61k▼ 19.5%€34k▼ 43.5%€36k▲ 5.0%
2021: €64k
2022: €76k▲ +19.0% vs 2021highest in 5 years
2023: €61k▼ -19.5% vs 2022
2024: €34k▼ -43.5% vs 2023lowest in 5 years
2025: €36k▲ +5.0% vs 2024
Operating result€17k-€18k▲ 3.0%€-13k€-25k▼ 96.2%€4k
2021: €17k
2022: €18k▲ +3.0% vs 2021highest in 5 years
2023: €-13k▼ -171% vs 2022
2024: €-25k▼ -96.2% vs 2023lowest in 5 years
2025: €4k▲ +117% vs 2024
Net result€7k-€12k▲ 70.7%€-15k€-26k▼ 79.6%€2k
2021: €7k
2022: €12k▲ +70.7% vs 2021highest in 5 years
2023: €-15k▼ -222% vs 2022
2024: €-26k▼ -79.6% vs 2023lowest in 5 years
2025: €2k▲ +106% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €4k after a loss of €25k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€18k ▼ 44.8%
Current assets
€60k ▼ 42.1%
Equity and liabilities €78k
Equity
€36k ▲ 5.0%
Debt
€42k ▼ 59.0%
Debt's share of the balance-sheet total falls from 74.6% to 53.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€21k▲
2024 · €319
Cash flow
€18k▲
2024 · €-1k
Current ratio
1.44▲
2024 · 1.02
Quick ratio
1.25▲
2024 · 0.95
Debt to equity
1.15▼
2024 · 2.94
ROE
4.7%▲
2024 · -76.9%
ROA
2.2%▲
2024 · -19.5%
Interest coverage
6.06▲
2024 · 0.09
Debt ≤ 1 year
€42k▼
2024 · €101k
Income taxes
€310▲
2024 · €288
Staff costs
€110k▲
2024 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€136k€78k▼
Fixed assets21/28€32k€18k▼
Tangible fixed assets22/27€32k€18k▼
Plant, machinery and equipment23€27k€18k▼
Furniture and vehicles24€5k-
Current assets29/58€103k€60k▼
Stocks and contracts in progress3€8k€8k▲
Stocks30/36€8k€8k▲
Amounts receivable within one year40/41€77k€47k▼
Trade receivables40€55k€32k▼
Other amounts receivable41€22k€16k▼
Cash at bank and in hand54/58€14k-
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€136k€78k▼
Equity10/15€34k€36k▲
Contributions10/11€6k€6k=
Reserves13€69k€69k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€68k€68k=
Profit (loss) carried forward14€-41k€-40k▲
Amounts payable17/49€101k€42k▼
Amounts payable within one year42/48€101k€42k▼
Financial debts43-€8k
Credit institutions430/8-€8k
Trade debts44€93k€20k▼
Suppliers440/4€93k€20k▼
Taxes, remuneration and social security45€9k€13k▲
Taxes450/3€9k€4k▼
Remuneration and social security454/9-€9k
Income statement
Code20242025
Remuneration, social security and pensions62€69k€110k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€16k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€71k€131k▲
Operating profit (loss)9901€-25k€4k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-26k€2k▲
Income taxes67/77€288€310▲
Profit (loss) for the period9904€-26k€2k▲
Profit (loss) for the period to be appropriated9905€-26k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-41k€-40k▲
Profit (loss) brought forward from the previous period14P€-15k€-41k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €2k | €3k | - | - | - |
| Remuneration, social security and pensions62 | - | €48k | €53k | €69k | €110k | ▲ 58.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €24k | €22k | €23k | €25k | €16k | ▼ 34.3% |
| Other operating charges640/8 | - | €3k | €2k | €1k | €1k | ▲ 7.7% |
| Gross operating margin9900 | €88k | €90k | €65k | €71k | €131k | ▲ 86.3% |
| Operating profit (loss)9901 | €17k | €18k | €-13k | €-25k | €4k | ▲ 117% |
| Financial income75/76B | - | €4k | €2k | €2k | €1k | ▼ 43.2% |
| Recurring financial income75 | €999 | €4k | €2k | €2k | €1k | ▼ 43.2% |
| Financial charges65/66B | - | €3k | €4k | €4k | €3k | ▼ 9.1% |
| Recurring financial charges65 | €5k | €3k | €4k | €4k | €3k | ▼ 9.1% |
| Profit (loss) for the period before taxes9903 | €13k | €19k | €-14k | €-26k | €2k | ▲ 108% |
| Income taxes67/77 | €6k | €7k | €299 | €288 | €310 | ▲ 7.8% |
| Profit (loss) for the period9904 | €7k | €12k | €-15k | €-26k | €2k | ▲ 106% |
| Profit (loss) for the period to be appropriated9905 | €7k | €12k | €-15k | €-26k | €2k | ▲ 106% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €223k | €138k | €144k | €136k | €78k | ▼ 42.8% |
| Fixed assets21/28 | €62k | €42k | €49k | €32k | €18k | ▼ 44.8% |
| Tangible fixed assets22/27 | €62k | €42k | €49k | €32k | €18k | ▼ 44.8% |
| Plant, machinery and equipment23 | - | €9k | €30k | €27k | €18k | ▼ 33.6% |
| Furniture and vehicles24 | - | - | €19k | €5k | - | - |
| Leasing and similar rights25 | - | €33k | - | - | - | - |
| Current assets29/58 | €161k | €96k | €95k | €103k | €60k | ▼ 42.1% |
| Stocks and contracts in progress3 | €3k | €5k | €7k | €8k | €8k | ▲ 3.1% |
| Stocks30/36 | - | €5k | €7k | €8k | €8k | ▲ 3.1% |
| Amounts receivable within one year40/41 | €134k | €78k | €59k | €77k | €47k | ▼ 38.7% |
| Trade receivables40 | - | €63k | €57k | €55k | €32k | ▼ 42.7% |
| Other amounts receivable41 | - | €15k | €2k | €22k | €16k | ▼ 28.6% |
| Cash at bank and in hand54/58 | €41 | €8k | €25k | €14k | - | - |
| Deferred charges and accrued income490/1 | - | €6k | €4k | €4k | €5k | ▲ 5.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €223k | €138k | €144k | €136k | €78k | ▼ 42.8% |
| Equity10/15 | €64k | €76k | €61k | €34k | €36k | ▲ 5.0% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €57k | €69k | €69k | €69k | €69k | = |
| Non-distributable reserves130/1 | - | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €68k | €68k | €68k | €68k | = |
| Profit (loss) carried forward14 | €-14k | - | €-15k | €-41k | €-40k | ▲ 4.1% |
| Amounts payable17/49 | €159k | €62k | €83k | €101k | €42k | ▼ 59.0% |
| Amounts payable after more than one year17 | €11k | - | - | - | - | - |
| Amounts payable within one year42/48 | €148k | €62k | €83k | €101k | €42k | ▼ 59.0% |
| Current portion of amounts payable after more than one year42 | - | €11k | - | - | - | - |
| Financial debts43 | - | €4k | - | - | €8k | - |
| Credit institutions430/8 | - | €4k | - | - | €8k | - |
| Trade debts44 | €48k | €35k | €58k | €93k | €20k | ▼ 78.9% |
| Suppliers440/4 | - | €35k | €58k | €93k | €20k | ▼ 78.9% |
| Taxes, remuneration and social security45 | - | €2k | €4k | €9k | €13k | ▲ 58.5% |
| Taxes450/3 | - | €1k | €2k | €9k | €4k | ▼ 51.5% |
| Remuneration and social security454/9 | - | €963 | €2k | - | €9k | - |
| Other amounts payable47/48 | - | €11k | €21k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €12k | €-15k | €-26k | €2k | ▲ 106% |
| + Depreciation and write-downs630 | €24k | €22k | €23k | €25k | €16k | ▼ 34.3% |
| Operating cash flow (approximation) | €31k | €34k | €8k | €-1k | €18k | ▲ 1,352% |
| Investment in fixed assets (approximation) | - | €-2k | €-30k | €-9k | €-2k | ▲ 77.8% |
| Change in cash | - | €8k | €17k | €-11k | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
26-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €-26k
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €17k ▲1,938%
Operating result €31k, net result €17k, both a record.
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2001
Ground area
2,023 m²
Building footprint
271 m²
Volume, LiDAR
1,252 m³
Parcel 46007D1489/00A000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Hemelseschoot 1, 9160 Lokeren
since 20012.100.360.202
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46007D1489/00A000 | Flanders | 2,023 m² | 1 · 271 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 12,725 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-04-2001
Fiscal year end30-09
Activities, NACEBEL 2025
41001General construction of residential buildings
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.